Federal Leave Calculator
Work out how much annual and sick leave you earn each pay period, how many annual leave hours you will lose at the end of the 2026 leave year, and the date you must schedule them by. Add your sick leave to see the service credit it adds to a retirement annuity, and estimate the lump-sum payment for unused annual leave when you leave. Pay period dates follow the same NFC calendar as the 2026 and 2027 federal pay period calendars.
Maintained by Archie Chang · OPM fact sheets, statutes and regulations checked October 23, 2026 · Methodology & sources
Annual leave accrual and use-or-lose hours
- Use-or-lose hours at the end of the 2026 leave year
- 120 hours
- Projected balance 360 hours on January 9, 2027 minus the 240-hour ceiling.
- Accrual in NFC pay period 1
- 6 hours
- Service category: 3 to under 15 years. The 10-hour period (3 to under 15 years) is NFC pay period 25.
- Hours accrued over the full leave year
- 160 hours
- 26 pay periods of accrual still to come after the period your balance is current through. Full leave year: 160 hours.
- Projected balance at the end of the leave year
- 360 hours
- Leave year ends January 9, 2027 (NFC pay period 26).
- Last day to schedule use-or-lose leave in writing
- November 28, 2026
- The day before NFC pay period 24 starts (November 29, 2026), the third biweekly pay period from the end of the leave year (5 CFR 630.308). Matches OPM's leave year table.
To keep every hour, use at least 120 hours of annual leave by January 9, 2027, and schedule it in writing by November 28, 2026 so it can be considered for restoration if an exigency or illness stops you. Leave scheduled after that date generally cannot be restored, except in limited cases (administrative error, sickness, exigencies of the public business; see 5 CFR 630.305 to 630.310).
Accrual by pay period (2026 leave year)
| Pay period | Dates | Service | Hours |
|---|---|---|---|
| 1 | Jan 11 to Jan 24 | 3 to under 15 years | 6 |
| 2 | Jan 25 to Feb 7 | 3 to under 15 years | 6 |
| 3 | Feb 8 to Feb 21 | 3 to under 15 years | 6 |
| 4 | Feb 22 to Mar 7 | 3 to under 15 years | 6 |
| 5 | Mar 8 to Mar 21 | 3 to under 15 years | 6 |
| 6 | Mar 22 to Apr 4 | 3 to under 15 years | 6 |
| 7 | Apr 5 to Apr 18 | 3 to under 15 years | 6 |
| 8 | Apr 19 to May 2 | 3 to under 15 years | 6 |
| 9 | May 3 to May 16 | 3 to under 15 years | 6 |
| 10 | May 17 to May 30 | 3 to under 15 years | 6 |
| 11 | May 31 to Jun 13 | 3 to under 15 years | 6 |
| 12 | Jun 14 to Jun 27 | 3 to under 15 years | 6 |
| 13 | Jun 28 to Jul 11 | 3 to under 15 years | 6 |
| 14 | Jul 12 to Jul 25 | 3 to under 15 years | 6 |
| 15 | Jul 26 to Aug 8 | 3 to under 15 years | 6 |
| 16 | Aug 9 to Aug 22 | 3 to under 15 years | 6 |
| 17 | Aug 23 to Sep 5 | 3 to under 15 years | 6 |
| 18 | Sep 6 to Sep 19 | 3 to under 15 years | 6 |
| 19 | Sep 20 to Oct 3 | 3 to under 15 years | 6 |
| 20 | Oct 4 to Oct 17 | 3 to under 15 years | 6 |
| 21 | Oct 18 to Oct 31 | 3 to under 15 years | 6 |
| 22 | Nov 1 to Nov 14 | 3 to under 15 years | 6 |
| 23 | Nov 15 to Nov 28 | 3 to under 15 years | 6 |
| 24 | Nov 29 to Dec 12 | 3 to under 15 years | 6 |
| 25 | Dec 13 to Dec 26 | 3 to under 15 years | 10 |
| 26 | Dec 27 to Jan 9 | 3 to under 15 years | 6 |
Sick leave balance and retirement credit
Sick leave accrues 4 hours for each full pay period (part-time: 1 hour for each 20 hours in pay status). There is no limit on how much you can keep. Add a retirement date to include the pay periods you will still earn. Part-time accrual is shown to the hundredth; some agencies credit whole hours and carry the remainder.
- Sick leave at retirement
- 1,000 hours
- Added to an immediate annuity (100%, OPM chart 2)
- 0 yr 5 mo 23 days
- Counts only in the annuity computation of an immediate annuity (or a death-in-service survivor annuity), not a deferred annuity. See the FERS retirement calculator to see what it adds to your pension.
Lump-sum payment estimate for unused annual leave
- Estimated lump-sum payment (before taxes)
- $10,293.60
- 240 hours at $42.89 an hour.
- Lump-sum leave period
- January 11, 2027 to February 19, 2027
- 30 workdays, assuming a standard 8-hour weekday schedule (OPM projects by your tour-of-duty hours, so part-time and compressed schedules differ); holidays count as workdays and do not extend it. The next annual pay adjustment takes effect January 10, 2027.
Rough estimate: hourly rate is the annual rate divided by 2,087 and rounded to the cent. It leaves out premium pay, a within-grade increase you may have earned, taxes and agency processing. For GS rates see the GS pay calculator.
Use or lose leave 2026
- 2026 leave year: January 11, 2026 through January 9, 2027, 26 pay periods. A leave year begins on the first day of the first complete pay period of the calendar year and ends the day before the first complete pay period of the next one (5 CFR 630.201).
- Forfeiture date: annual leave above your ceiling that you have not used by January 9, 2027 is lost (5 U.S.C. 6304(a)). Your 2026 ceiling is 240 hours for most employees.
- Scheduling deadline: November 28, 2026. Forfeited leave can be restored for an exigency of the public business or the employee's sickness only if it was scheduled in writing before the start of the third biweekly pay period before the end of the leave year (5 U.S.C. 6304(d); 5 CFR 630.308). That is NFC pay period 24, which starts November 29, 2026. OPM's leave year table lists November 28, 2026 for 2026.
- The next year: the 2027 leave year runs January 10, 2027 through January 8, 2028 and its scheduling deadline is November 27, 2027.
Restoration is not automatic. An agency can restore leave lost to administrative error, an exigency or sickness. Leave lost because the office closed or an executive order gave time off is not restored (OPM, Annual Leave fact sheet). Restored leave goes into a separate account and must be used by the end of the leave year that ends 2 years after the date of restoration, the date the exigency ended, or the date you were determined to be recovered and able to return to duty (5 CFR 630.306).
Agency calendars: the leave year is defined by regulation for everyone, but its dates depend on your payroll provider's pay period schedule. OPM says some agency payroll systems use a different schedule and tells employees to check with their agency. The NFC, GSA and Interior Business Center calendars used here share the same biweekly periods. See the 2026 pay period calendar for the periods.
Choose 360 hours (overseas, 5 U.S.C. 6304(b)) or 720 hours (SES, SL and ST, 6304(f)) in the calculator. If you have a personal ceiling, which 6304(c) lets you keep for leave accumulated under an earlier or higher ceiling and which shrinks as you use more than you earn, choose the personal ceiling option and enter the figure from your agency.
Annual leave accrual rates
| Employee | Under 3 years | 3 to under 15 years | 15 or more years |
|---|---|---|---|
| Full-time | 4 hours | 6 hours (10 hours in the last pay period of the leave year) | 8 hours |
| Part-time: 1 hour of leave for each this many hours in pay status | 20 hours | 13 hours | 10 hours |
| Hours in a full leave year (26 pay periods, full-time) | 104 | 160 | 208 |
Sources: 5 U.S.C. 6303(a), 5 CFR 630.303 and OPM's Annual Leave fact sheet.
- Full pay periods only. Leave accrues for each full biweekly pay period you are in a pay status, or a mix of pay and nonpay status (5 CFR 630.202). Part-time hours above the 80 hours of a pay period are ignored.
- Years of service count all creditable civilian service, military service for most non-retired members, and any credit your agency grants for prior work (5 U.S.C. 6303(a), (e); 5 CFR 630.205). Use your service computation date for leave from your SF-50.
- Rate changes: a change at 3 or 15 years takes effect at the beginning of the pay period after the pay period in which you complete the service (5 U.S.C. 6303(c)). The calculator counts you as having completed 3 years on the day before your third anniversary, so the pay period containing that day is still at the old rate.
- The 10-hour period (the sources disagree): with 3 to under 15 years you earn 10 hours instead of 6 in "the last full biweekly pay period in the year" (5 U.S.C. 6303(a)(2)). OPM's Annual Leave fact sheet footnote and NFC TIME 181 say the last full pay period of the calendar year, which is NFC pay period 25 in 2026 (December 13 to 26, since pay period 26 ends January 9, 2027). OPM CPM 2012-08 says the last pay period of the leave year, which is pay period 26. The calculator assumes the calendar-year reading, which two sources including the NFC calendar support, and lets you switch. Either way the leave year earns 160 hours; only the period that pays 10 hours moves. Confirm with your Leave and Earnings Statement.
- SES, senior-level and scientific or professional: 8 hours a pay period regardless of service (5 U.S.C. 6303(f)); OPM can extend this to equivalent pay systems.
Sick leave and retirement credit
Sick leave accrues at 4 hours for each full biweekly pay period (104 hours in a 26-period leave year), or 1 hour for each 20 hours in a pay status for part-time employees (5 U.S.C. 6307(a); OPM Sick Leave fact sheet). It carries over with no limit.
For an immediate CSRS or FERS annuity, or a survivor annuity based on a death in service, unused sick leave is added to your service (OPM Sick Leave fact sheet). FERS credit is 100% for a separation on or after January 1, 2014 (5 U.S.C. 8415(m)); it was 50% from October 28, 2009 through December 31, 2013. A deferred annuity gets no sick leave credit. OPM's chart 2 converts hours to time using a 2,087-hour year: 2,087 hours is 1 year and 1,571 hours is 9 months and 1 day. The calculator uses the same conversion as the FERS retirement calculator, where you can see what the added time does to your annuity.
The credit only increases the annuity. It does not help you meet the age and service requirements, it is not in your high-3, and it is not paid in cash. Sick leave is not part of the lump-sum payment.
Lump-sum payment for unused annual leave
When you separate from federal service, your agency pays you for unused annual leave (5 U.S.C. 5551(a)). The payment equals the pay you would have received had you stayed in service until the leave ran out. Your agency projects the leave over your tour-of-duty hours starting the first workday after separation, counts holidays as workdays and does not extend the period for them (5 CFR 550.1204). The calculator assumes a standard schedule of five 8-hour weekdays, which OPM allows for flexible schedules; part-time and compressed schedules are projected by their own tour-of-duty hours, so the period and the split around a pay adjustment can differ.
The rate is your rate of basic pay, including locality pay or a special rate, divided by 2,087 and rounded to the cent (5 CFR 550.1205(a)). Pay adjustments that take effect during the lump-sum period apply from their effective date. OPM's example: an employee who separated Friday, January 3, 2025 with 240 hours was paid 40 hours at the old rate and 200 hours at the new rate because the January 2025 raise took effect on January 12. Enter an expected adjustment in the calculator to see the same split. The GS tables here are 2026 rates: for a last day on or after January 10, 2027 the calculator raises the 2026 rate once by the percentage you enter. Other included pay, such as availability pay, is not estimated here. The payment is not subject to retirement, FEHB, FEGLI or TSP deductions but is taxable (5 CFR 550.1205(f); 5 U.S.C. 5551(a)). See the GS pay calculator for your rate.
Leave above your ceiling is only paid if you separate before the leave year ends. OPM's example: 288 hours with a 240-hour ceiling is paid in full for a January 6, 2026 separation, but only 240 hours after the 2025 leave year ended on January 10, 2026. If you return to federal service before the period ends you repay part of the payment and the hours are recredited.
What was checked and what is out of scope
Checked: date rules checked against OPM's 2012 through 2030 leave year table (start, end and scheduling deadline), the accrual and ceiling tables in OPM's Annual Leave fact sheet, the Sick Leave accrual table, and OPM's lump-sum examples A and C.
Out of scope, not approximated:
- Firefighters and other uncommon tours of duty, which use different accrual rules (5 CFR 630.210)
- Part-time accrual is shown to the hundredth of an hour; some agencies credit whole hours and carry the remainder, so your statement can differ by a fraction of an hour
- Leave without pay and nonpay status over 80 hours in a leave year, which reduce accrual (5 CFR 630.208), and fractional pay periods for new hires (5 CFR 630.204)
- Restored annual leave, its separate account and time limits (5 U.S.C. 6304(d); 5 CFR 630.306 to 630.310)
- Advanced leave, leave transfer and donation, and FMLA leave
- Military leave and annual leave while on active duty
- Employees outside 5 U.S.C. chapter 63, such as Postal Service employees
- Lump-sum premium pay, within-grade increases and foreign or nonforeign area allowances; the lump-sum refund on reemployment
Federal leave calculator questions
When is the use-or-lose deadline for 2026?
The 2026 leave year runs from January 11, 2026 through January 9, 2027. Annual leave above your ceiling is forfeited if you have not used it by January 9, 2027. To have forfeited leave considered for restoration after an exigency of the public business or your own sickness, you must have scheduled the leave in writing before the start of the third biweekly pay period before the end of the leave year (5 CFR 630.308). That is pay period 24, which starts November 29, 2026, so the last day to schedule is November 28, 2026. OPM's leave year table lists the same date.
How much annual leave do federal employees earn?
Full-time employees earn 4 hours a pay period (104 hours a year) with less than 3 years of service, 6 hours a pay period with 3 to under 15 years (10 hours in the last pay period, 160 hours a year), and 8 hours a pay period with 15 or more years (208 hours a year). Part-time employees earn 1 hour for each 20, 13 or 10 hours in a pay status. SES, senior-level and scientific or professional employees earn 8 hours a pay period regardless of service. A new rate starts with the pay period after the one in which you complete 3 or 15 years (5 U.S.C. 6303).
What is the annual leave carryover limit?
Most employees can carry over 240 hours (30 days). Employees stationed overseas who meet 5 U.S.C. 6304(b) can carry over 360 hours (45 days), and SES, senior-level and scientific or professional employees 720 hours (90 days). Part-time employees have the same limits in hours (5 CFR 630.304). The limit applies at the start of the new leave year, so anything above it that you have not used by the last day of the leave year is forfeited unless it qualifies for restoration.
Does unused sick leave count toward retirement?
Yes, for the annuity amount only, and only for an immediate annuity (or a survivor annuity based on a death in service). OPM adds unused sick leave to your service when it computes a CSRS or FERS annuity that starts right away: 100% for a FERS annuity based on a separation on or after January 1, 2014 (50% from October 28, 2009 through December 31, 2013). A deferred annuity gets no sick leave credit. OPM converts hours with its 2,087-hour chart, so 2,087 hours is one year. The credit does not count toward the age and service you need to be eligible to retire, and it is not paid out in cash.
Are you paid for unused annual leave when you leave?
Yes. When you separate from federal service you receive a lump-sum payment for unused annual leave (5 U.S.C. 5551). It equals the pay you would have received had you stayed on the payroll until the leave ran out, counting holidays as workdays. Your agency projects the leave over your tour of duty (the calculator assumes five 8-hour weekdays). Pay adjustments that take effect during that period are included. Unused sick leave is not paid. The payment is made by your agency and can take several months.
Authoritative sources: OPM: Annual Leave fact sheet · OPM: Leave Year Beginning and Ending Dates · OPM: Restoration of Annual Leave · OPM: Sick Leave (General Information) · OPM: Lump-Sum Payments for Annual Leave · 5 U.S.C. 6303 · 5 U.S.C. 6304 · 5 U.S.C. 6307 · 5 U.S.C. 5551 · 5 CFR 630.201 · 5 CFR 630.303 · 5 CFR 630.308 · 5 CFR 550.1204 · 5 CFR 550.1205