BAH Rates 2026

Monthly Basic Allowance for Housing for all 299 named military housing areas. The table shows E-5 and O-3 with dependents and the change from 2025; sort any column, filter by state or search for a base. Open an area for all 24 pay grades with and without dependents. For one ZIP code, use the BAH calculator.

Maintained by Archie Chang · DoD rate files checked October 25, 2026 · Methodology & sources

Not affiliated with the Department of Defense. FedRateCalc is an independent site. These rates are copied from DoD's official BAH data files (DTMO); your pay record and the official DoD BAH lookup tool are the authority. General information, not financial advice. Data downloaded October 25, 2026.

BAH rates 2026 by military housing area

Showing 299 of 299 housing areas. The change compares the same MHA code in DoD's 2025 and 2026 files.

2026 monthly BAH for E-5 and O-3 with dependents in every military housing area, with the change from 2025
Aberdeen Proving Grounds, MDMD127$2,478+$99 (+4.2%)$3,072+$138 (+4.7%)
Abilene/Dyess AFB, TXTX270$1,872+$387 (+26.1%)$2,859+$741 (+35.0%)
Akron, OHOH227$1,581+$105 (+7.1%)$1,977+$123 (+6.6%)
Albany, GAGA072$1,371+$39 (+2.9%)$1,905+$54 (+2.9%)
Albuquerque/Kirtland AFB, NMNM206$2,211+$36 (+1.7%)$2,397+$87 (+3.8%)
Alexandria, LALA113$1,290+$96 (+8.0%)$1,950+$117 (+6.4%)
Allentown/Bethlehem, PAPA255$2,373+$96 (+4.2%)$2,880+$180 (+6.7%)
Altus AFB, OKOK235$1,254+$27 (+2.2%)$1,833+$54 (+3.0%)
Anchorage, AKAK404$2,874+$141 (+5.2%)$3,360+$102 (+3.1%)
Ann Arbor, MIMI155$2,559+$87 (+3.5%)$3,357+$87 (+2.7%)
Annapolis, MDMD128$2,928+$69 (+2.4%)$3,438+$153 (+4.7%)
Anniston/Fort McClellan, ALAL001$1,185+$54 (+4.8%)$1,686+$117 (+7.5%)
Asheville, NCNC187$2,214-$51 (-2.3%)$2,835-$3 (-0.1%)
Astoria, OROR241$2,055+$45 (+2.2%)$3,213+$249 (+8.4%)
Atlanta, GAGA071$2,388+$21 (+0.9%)$2,745+$45 (+1.7%)
Atlantic City, NJNJ196$2,655+$114 (+4.5%)$3,624+$66 (+1.9%)
Auburn, ALAL006$1,707+$105 (+6.6%)$2,412+$87 (+3.7%)
Austin, TXTX272$2,241-$102 (-4.4%)$3,447-$255 (-6.9%)
Ballston Spa/Albany, NYNY215$2,634+$174 (+7.1%)$3,234+$255 (+8.6%)
Baltimore, MDMD129$2,610+$66 (+2.6%)$3,156+$147 (+4.9%)
Bangor, MEME390$1,893+$6 (+0.3%)$2,514+$36 (+1.5%)
Barstow/Fort Irwin, CACA028$2,001+$57 (+2.9%)$2,748+$135 (+5.2%)
Baton Rouge, LALA114$1,875+$36 (+2.0%)$2,229+$45 (+2.1%)
Battle Creek/Kalamazoo, MIMI152$1,959+$153 (+8.5%)$2,514+$117 (+4.9%)
Beale AFB, CACA033$2,967-$21 (-0.7%)$3,165-$21 (-0.7%)
Beaufort/Parris Island, SCSC258$2,403-$45 (-1.8%)$2,856-$96 (-3.3%)
Beaumont, TXTX273$1,518+$60 (+4.1%)$1,956+$120 (+6.5%)
Birmingham, ALAL007$2,439+$333 (+15.8%)$2,565+$204 (+8.6%)
Bismarck, NDND188$1,596+$90 (+6.0%)$2,370+$204 (+9.4%)
Bloomington, ININ399$1,905+$120 (+6.7%)$2,469+$120 (+5.1%)
Boise, IDID084$1,926-$90 (-4.5%)$2,370-$57 (-2.3%)
Boston, MAMA120$4,791+$159 (+3.4%)$5,163+$162 (+3.2%)
Boulder, COCO422$2,754+$102 (+3.8%)$3,711+$207 (+5.9%)
Bremerton, WAWA306$2,364+$6 (+0.3%)$3,045+$33 (+1.1%)
Bridgeport, CACA393$2,085+$72 (+3.6%)$3,018+$174 (+6.1%)
Brownsville, TXTX281$1,503-$120 (-7.4%)$2,169-$78 (-3.5%)
Brunswick, MEME136$2,205+$129 (+6.2%)$3,762+$183 (+5.1%)
Buffalo, NYNY216$2,214+$168 (+8.2%)$2,772+$180 (+6.9%)
Burlington, VTVT305$3,120+$153 (+5.2%)$4,203+$150 (+3.7%)
Camp Lejeune, NCNC178$1,584+$24 (+1.5%)$2,085+$57 (+2.8%)
Camp Pendleton, CACA024$3,963+$42 (+1.1%)$4,659+$108 (+2.4%)
Cannon AFB/Clovis, NMNM207$1,365+$60 (+4.6%)$1,875+$102 (+5.8%)
Cape Cod-Plymouth, MAMA124$3,924+$252 (+6.9%)$4,419+$231 (+5.5%)
Cape May, NJNJ198$2,754+$225 (+8.9%)$3,186+$216 (+7.3%)
Carlisle Barracks, PAPA247$2,076+$66 (+3.3%)$2,559+$57 (+2.3%)
Champaign/Urbana, ILIL088$1,539+$132 (+9.4%)$2,127+$177 (+9.1%)
Charleston, SCSC259$2,385-$21 (-0.9%)$2,721+$15 (+0.6%)
Charleston, WVWV323$1,404+$93 (+7.1%)$1,860+$105 (+6.0%)
Charlotte, NCNC179$2,169-$36 (-1.6%)$2,472-$21 (-0.8%)
Charlottesville, VAVA295$2,373+$159 (+7.2%)$3,045+$120 (+4.1%)
Chattanooga, TNTN266$1,986+$36 (+1.8%)$2,520+$57 (+2.3%)
Cheyenne, WYWY324$1,653+$165 (+11.1%)$2,442+$204 (+9.1%)
Chicago, ILIL325$3,438+$336 (+10.8%)$3,738+$384 (+11.4%)
China Lake, CACA021$1,563+$135 (+9.5%)$2,154+$42 (+2.0%)
Cincinnati, OHOH228$2,283+$129 (+6.0%)$2,604+$204 (+8.5%)
Cleveland, OHOH229$1,998+$114 (+6.1%)$2,457+$165 (+7.2%)
Coastal Maine, MEME141$2,193+$45 (+2.1%)$2,868+$138 (+5.1%)
College Station, TXTX274$1,758+$42 (+2.4%)$2,685+$276 (+11.5%)
Colorado Springs, COCO046$2,358+$18 (+0.8%)$2,595+$33 (+1.3%)
Columbia/Fort Jackson, SCSC260$1,878+$3 (+0.2%)$2,232+$42 (+1.9%)
Columbia/Jefferson City, MOMO165$1,377+$120 (+9.5%)$2,118+$99 (+4.9%)
Columbus AFB, MSMS169$1,398+$60 (+4.5%)$2,181+$120 (+5.8%)
Columbus, OHOH230$1,875+$90 (+5.0%)$2,577+$138 (+5.7%)
Coos Bay, OROR242$1,779-$63 (-3.4%)$2,697-$36 (-1.3%)
Corpus Christi, TXTX275$1,788+$30 (+1.7%)$2,475+$132 (+5.6%)
Corvallis, OROR245$2,388+$54 (+2.3%)$2,865+$24 (+0.8%)
Dahlgren/Fort A.P. Hill, VAVA368$2,313-$21 (-0.9%)$2,844+$111 (+4.1%)
Dahlonega, GAGA079$2,208+$105 (+5.0%)$2,550+$63 (+2.5%)
Dallas, TXTX277$2,469-$60 (-2.4%)$2,847-$81 (-2.8%)
Davis-Monthan AFB, AZAZ015$1,905+$9 (+0.5%)$2,199+$6 (+0.3%)
Denver, COCO045$2,841-$18 (-0.6%)$3,207+$12 (+0.4%)
Des Moines, IAIA082$1,770+$141 (+8.7%)$2,433+$162 (+7.1%)
Detroit, MIMI142$2,361+$120 (+5.4%)$2,778+$126 (+4.8%)
Dover AFB/Rehoboth, DEDE054$2,277-$3 (-0.1%)$3,051+$138 (+4.7%)
Duluth, MNMN158$2,064+$90 (+4.6%)$2,370+$150 (+6.8%)
Durham/Chapel Hill, NCNC180$2,118+$27 (+1.3%)$2,517+$42 (+1.7%)
Eastern Panhandle, WVWV454$2,058-$6 (-0.3%)$2,478+$15 (+0.6%)
Eastern Shore, MDMD432$2,121+$102 (+5.1%)$2,406+$57 (+2.4%)
Edwards AFB/Palmdale, CACA457$2,658+$90 (+3.5%)$3,264+$126 (+4.0%)
Eglin AFB, FLFL056$2,433+$144 (+6.3%)$3,399+$369 (+12.2%)
El Centro, CACA420$1,986-$9 (-0.5%)$2,664+$63 (+2.4%)
El Paso, TXTX279$1,809+$36 (+2.0%)$2,202+$138 (+6.7%)
Elizabeth City, NCNC181$2,508+$180 (+7.7%)$2,667+$159 (+6.3%)
Erie, PAPA253$1,464+$78 (+5.6%)$1,872+$111 (+6.3%)
Essex Co, MAMA125$3,477+$171 (+5.2%)$4,533+$351 (+8.4%)
Eugene, OROR246$2,187+$105 (+5.0%)$2,766+$105 (+3.9%)
Everett, WAWA307$2,748+$36 (+1.3%)$3,567+$120 (+3.5%)
Fairbanks, AKAK405$2,436+$84 (+3.6%)$2,937+$156 (+5.6%)
Fallon NAS, NVNV211$1,596+$42 (+2.7%)$2,319+$84 (+3.8%)
Fargo, NDND189$1,707+$198 (+13.1%)$2,511+$249 (+11.0%)
Fayetteville, ARAR411$1,782+$120 (+7.2%)$2,355+$279 (+13.4%)
Fitchburg, MAMA123$3,093+$33 (+1.1%)$4,059+$117 (+3.0%)
Florida Keys, FLFL069$3,969+$57 (+1.5%)$4,872+$42 (+0.9%)
Fort Benning, GAGA075$1,716+$51 (+3.1%)$2,058+$102 (+5.2%)
Fort Bragg/Pope, NCNC182$1,806+$21 (+1.2%)$2,175+$33 (+1.5%)
Fort Campbell, KYKY106$1,815+$3 (+0.2%)$2,496+$45 (+1.8%)
Fort Chaffee/Fort Smith, ARAR012$1,263+$30 (+2.4%)$1,962+$66 (+3.5%)
Fort Collins, COCO047$2,268+$90 (+4.1%)$2,805+$117 (+4.4%)
Fort Detrick, MDMD130$2,682+$177 (+7.1%)$3,255+$48 (+1.5%)
Fort Drum/Watertown, NYNY225$1,665+$84 (+5.3%)$2,469+$69 (+2.9%)
Fort G. G. Meade, MDMD133$2,901+$75 (+2.7%)$3,411+$75 (+2.2%)
Fort Gordon, GAGA073$1,890+$105 (+5.9%)$2,250+$153 (+7.3%)
Fort Hood, TXTX286$1,695+$114 (+7.2%)$2,340+$117 (+5.3%)
Fort Huachuca, AZAZ014$1,719-$33 (-1.9%)$2,232+$135 (+6.4%)
Fort Knox, KYKY110$1,647+$123 (+8.1%)$2,421+$105 (+4.5%)
Fort Leavenworth, KSKS102$1,815+$54 (+3.1%)$2,394+$153 (+6.8%)
Fort Leonard Wood, MOMO163$1,479+$168 (+12.8%)$2,028+$198 (+10.8%)
Fort Monmouth/Earle NWS, NJNJ200$3,549+$183 (+5.4%)$4,332+$216 (+5.2%)
Fort Myers Beach, FLFL424$2,694-$54 (-2.0%)$3,129+$99 (+3.3%)
Fort Pierce, FLFL423$2,691+$102 (+3.9%)$3,078+$207 (+7.2%)
Fort Polk, LALA115$1,218+$15 (+1.2%)$1,938+$132 (+7.3%)
Fort Riley, KSKS100$1,314+$45 (+3.5%)$1,953+$144 (+8.0%)
Fort Rucker, ALAL002$1,572+$69 (+4.6%)$2,262+$90 (+4.1%)
Fort Sill/Lawton, OKOK237$1,233-$15 (-1.2%)$1,758+$12 (+0.7%)
Fort Stewart, GAGA080$2,310+$147 (+6.8%)$2,598+$162 (+6.7%)
Fort Wayne, ININ097$1,947+$111 (+6.0%)$2,205+$96 (+4.6%)
Fort Worth, TXTX356$2,118+$3 (+0.1%)$2,460+$33 (+1.4%)
Frankfort, KYKY339$1,410+$177 (+14.4%)$2,133+$195 (+10.1%)
Fresno, CACA022$2,439+$48 (+2.0%)$2,937+$63 (+2.2%)
Gainesville, FLFL057$2,040+$45 (+2.3%)$2,697+$75 (+2.9%)
Goodfellow AFB, TXTX284$1,578+$69 (+4.6%)$2,193+$135 (+6.6%)
Grand Forks, NDND190$1,731+$144 (+9.1%)$2,199+$243 (+12.4%)
Grand Haven, MIMI148$2,181+$141 (+6.9%)$2,553+$81 (+3.3%)
Grand Rapids, MIMI154$2,148+$141 (+7.0%)$2,439+$123 (+5.3%)
Great Lakes NAVTRACEN, ILIL092$2,427+$153 (+6.7%)$3,018+$102 (+3.5%)
Greensboro, NCNC184$1,809+$48 (+2.7%)$2,259+$12 (+0.5%)
Greenville, SCSC261$1,923+$39 (+2.1%)$2,205+$81 (+3.8%)
Gulfport, MSMS168$1,602+$99 (+6.6%)$2,040+$99 (+5.1%)
Hampden County, MAMA126$2,388+$75 (+3.2%)$3,426+$75 (+2.2%)
Hampton/Newport News, VAVA297$2,274+$90 (+4.1%)$2,475+$144 (+6.2%)
Hanscom AFB, MAMA377$4,188+$189 (+4.7%)$4,770+$81 (+1.7%)
Hartford, CTCT050$2,901+$255 (+9.6%)$3,759+$300 (+8.7%)
Hattiesburg, MSMS172$1,395+$21 (+1.5%)$1,866+$81 (+4.5%)
Hawaii County, HIHI409$3,594+$141 (+4.1%)$3,945+$150 (+4.0%)
Helena, MTMT347$1,887+$102 (+5.7%)$2,772+$96 (+3.6%)
Holloman AFB/Alamogordo, NMNM205$1,590+$132 (+9.1%)$1,905+$120 (+6.7%)
Honolulu County, HIHI408$3,663+$150 (+4.3%)$4,428+$207 (+4.9%)
Houston, TXTX282$2,193+$57 (+2.7%)$2,700+$312 (+13.1%)
Humboldt County, CACA042$1,827+$180 (+10.9%)$2,838+$117 (+4.3%)
Huntington, WVWV322$1,533+$63 (+4.3%)$1,917+$90 (+4.9%)
Huntsville, ALAL003$1,797-$27 (-1.5%)$2,226+$3 (+0.1%)
Indian Head NAVORDSTA, MDMD134$3,249+$123 (+3.9%)$3,669+$153 (+4.4%)
Indianapolis, ININ094$1,875+$15 (+0.8%)$2,307+$174 (+8.2%)
Jackson, MSMS170$1,920+$159 (+9.0%)$2,502+$228 (+10.0%)
Jacksonville, FLFL058$2,181-$45 (-2.0%)$2,364-$69 (-2.8%)
JB McGuire-Dix-Lakehurst, NJNJ204$2,823+$135 (+5.0%)$3,552+$147 (+4.3%)
Johnson City/Kingsport, TNTN353$1,548+$63 (+4.2%)$2,343+$129 (+5.8%)
Juneau, AKAK402$3,354+$339 (+11.2%)$3,594+$351 (+10.8%)
Kansas City, MOMO160$1,986+$60 (+3.1%)$2,310+$108 (+4.9%)
Kauai County, HIHI414$3,798+$201 (+5.6%)$4,662+$474 (+11.3%)
Ketchikan, AKAK400$2,868+$219 (+8.3%)$3,327+$270 (+8.8%)
Kings Bay/Brunswick, GAGA074$2,133+$66 (+3.2%)$2,418+$111 (+4.8%)
Knoxville, TNTN267$2,184+$132 (+6.4%)$2,904+$183 (+6.7%)
Kodiak Island, AKAK403$2,865+$171 (+6.3%)$3,174+$123 (+4.0%)
Lafayette, LALA118$1,584-$72 (-4.3%)$2,040-$54 (-2.6%)
Lake Charles, LALA370$1,356+$45 (+3.4%)$1,977+$135 (+7.3%)
Lansing, MIMI153$1,806+$156 (+9.5%)$2,127+$183 (+9.4%)
Laughlin AFB/Del Rio, TXTX278$1,470+$78 (+5.6%)$2,121+$63 (+3.1%)
Lemoore NAS, CACA023$2,139+$54 (+2.6%)$2,451+$102 (+4.3%)
Lexington, KYKY107$1,875+$120 (+6.8%)$2,205+$168 (+8.2%)
Lexington, VAVA303$1,536+$90 (+6.2%)$2,130+$117 (+5.8%)
Lincoln, NENE193$1,788+$201 (+12.7%)$2,280+$189 (+9.0%)
Little Rock, ARAR010$1,848+$126 (+7.3%)$1,974+$93 (+4.9%)
Long Island, NYNY218$4,425+$183 (+4.3%)$5,061+$252 (+5.2%)
Los Angeles, CACA037$3,882+$141 (+3.8%)$4,524+$207 (+4.8%)
Louisville, KYKY109$1,989+$39 (+2.0%)$2,394+$66 (+2.8%)
Lubbock, TXTX283$1,476$0 (0.0%)$1,983+$15 (+0.8%)
Madison, WIWI316$2,655+$282 (+11.9%)$3,426+$309 (+9.9%)
Malmstrom SFB/Great Falls, MTMT175$1,608+$126 (+8.5%)$2,268+$90 (+4.1%)
Manchester/Concord, NHNH195$3,177+$201 (+6.8%)$4,233+$237 (+5.9%)
Marin/Sonoma, CACA027$3,303+$117 (+3.7%)$4,146+$231 (+5.9%)
Marquette, MIMI143$1,821-$36 (-1.9%)$2,385+$87 (+3.8%)
Martha's Vineyard, MAMA151$3,984-$3 (-0.1%)$5,025-$3 (-0.1%)
Maui County, HIHI407$4,329+$42 (+1.0%)$5,571+$66 (+1.2%)
Memphis, TNTN268$2,154-$54 (-2.4%)$2,352$0 (0.0%)
Meridian, MSMS171$1,290+$93 (+7.8%)$1,953+$180 (+10.2%)
Miami/Fort Lauderdale, FLFL061$3,660+$171 (+4.9%)$4,437+$231 (+5.5%)
Milwaukee, WIWI317$2,607+$270 (+11.6%)$3,189+$279 (+9.6%)
Minneapolis/St Paul, MNMN159$2,541+$165 (+6.9%)$2,910+$150 (+5.4%)
Minot AFB, NDND191$1,548+$90 (+6.2%)$2,175+$144 (+7.1%)
Mobile, ALAL004$1,887+$45 (+2.4%)$2,202$0 (0.0%)
Monroe, LALA371$1,194+$75 (+6.7%)$1,728+$48 (+2.9%)
Monterey, CACA039$3,465+$183 (+5.6%)$4,824+$192 (+4.1%)
Montgomery, ALAL005$1,683+$57 (+3.5%)$1,932+$54 (+2.9%)
Moody AFB, GAGA081$1,524+$114 (+8.1%)$2,004+$150 (+8.1%)
Morehead/Cherry Point MCAS, NCNC177$1,851-$30 (-1.6%)$2,421+$75 (+3.2%)
Morgantown, WVWV320$1,641+$81 (+5.2%)$2,031+$60 (+3.0%)
Mountain Home AFB, IDID086$1,605-$69 (-4.1%)$2,325-$12 (-0.5%)
Myrtle Beach, SCSC262$2,097-$33 (-1.5%)$2,523-$15 (-0.6%)
Nantucket, MAMA119$4,344+$159 (+3.8%)$5,442+$291 (+5.6%)
Nashville, TNTN269$2,268+$3 (+0.1%)$2,784+$48 (+1.8%)
Nellis AFB/Las Vegas, NVNV212$2,070-$30 (-1.4%)$2,382$0 (0.0%)
New Haven/Fairfield, CTCT051$3,069+$21 (+0.7%)$3,843+$60 (+1.6%)
New London, CTCT049$2,580+$171 (+7.1%)$3,306+$186 (+6.0%)
New Orleans, LALA116$1,905+$51 (+2.8%)$2,553+$75 (+3.0%)
New York City, NYNY219$5,070-$3 (-0.1%)$5,529+$219 (+4.1%)
Newport, RIRI256$2,847+$57 (+2.0%)$4,137+$222 (+5.7%)
Norfolk/Portsmouth, VAVA298$2,430+$105 (+4.5%)$2,694+$120 (+4.7%)
Northern New Jersey, NJNJ202$4,749+$357 (+8.1%)$5,094+$399 (+8.5%)
Oakland, CACA018$3,759+$108 (+3.0%)$4,362+$177 (+4.2%)
Ocala, FLFL068$2,370+$105 (+4.6%)$2,439+$96 (+4.1%)
Ogden/Hill AFB, UTUT291$2,118+$18 (+0.9%)$2,361+$21 (+0.9%)
Oklahoma City, OKOK239$1,644+$21 (+1.3%)$1,974+$33 (+1.7%)
Omaha/Offutt AFB, NENE192$2,085+$153 (+7.9%)$2,601+$249 (+10.6%)
Orlando, FLFL062$2,658+$63 (+2.4%)$2,997+$309 (+11.5%)
Outer Banks, NCNC176$2,604+$312 (+13.6%)$3,087+$420 (+15.7%)
Oxford, MDMD458$2,445+$72 (+3.0%)$2,985+$129 (+4.5%)
Paducah, KYKY430$1,365+$33 (+2.5%)$2,031+$132 (+7.0%)
Panama City, FLFL063$2,163+$9 (+0.4%)$2,709+$6 (+0.2%)
Patrick SFB, FLFL059$2,502+$84 (+3.5%)$2,922+$183 (+6.7%)
Patuxent River, MDMD135$2,406+$48 (+2.0%)$2,769+$135 (+5.1%)
Pensacola, FLFL064$1,863+$30 (+1.6%)$2,271+$9 (+0.4%)
Peoria, ILIL090$1,572+$138 (+9.6%)$2,040+$120 (+6.3%)
Perth Amboy, NJNJ201$3,393+$153 (+4.7%)$4,239+$192 (+4.7%)
Philadelphia, PA/Camden, NJPA248$2,691+$132 (+5.2%)$3,015+$60 (+2.0%)
Phoenix, AZAZ013$2,289-$102 (-4.3%)$2,490-$126 (-4.8%)
Pittsburgh, PAPA250$2,283+$99 (+4.5%)$2,643+$27 (+1.0%)
Port Angeles, WAWA308$2,436+$147 (+6.4%)$3,081+$165 (+5.7%)
Portland, MEME139$3,252+$258 (+8.6%)$4,260+$225 (+5.6%)
Portland, OROR243$2,379+$42 (+1.8%)$3,030+$105 (+3.6%)
Portsmouth, NH/Kittery, MENH194$3,321+$153 (+4.8%)$4,461+$195 (+4.6%)
Providence, RIRI257$3,195+$264 (+9.0%)$4,008+$411 (+11.4%)
Provo, UTUT357$2,058-$42 (-2.0%)$2,529-$36 (-1.4%)
Quantico/Woodbridge, VAVA296$2,955-$30 (-1.0%)$3,327-$48 (-1.4%)
Raleigh, NCNC185$2,091-$51 (-2.4%)$2,391+$57 (+2.4%)
Rapid City/Ellsworth AFB, SDSD264$1,986+$15 (+0.8%)$2,475+$117 (+5.0%)
Reno/Carson City, NVNV213$2,391-$3 (-0.1%)$2,799+$60 (+2.2%)
Richmond/Fort Lee, VAVA301$2,358+$90 (+4.0%)$2,760+$81 (+3.0%)
Riverside, CACA041$3,351+$72 (+2.2%)$3,705+$66 (+1.8%)
Roanoke, VAVA362$1,911+$69 (+3.7%)$2,301+$87 (+3.9%)
Robins AFB, GAGA076$1,800+$15 (+0.8%)$2,199+$75 (+3.5%)
Rochester, NYNY221$2,214+$135 (+6.5%)$2,757+$204 (+8.0%)
Rock Island, ILIL089$1,908+$258 (+15.6%)$2,298+$174 (+8.2%)
Rome/Griffiss AFB, NYNY222$2,109-$9 (-0.4%)$2,880-$3 (-0.1%)
Sacramento, CACA034$2,904+$30 (+1.0%)$3,039-$12 (-0.4%)
Saginaw, MIMI156$1,503+$6 (+0.4%)$1,842-$3 (-0.2%)
Salem, OROR244$2,004+$39 (+2.0%)$2,709+$66 (+2.5%)
Salt Lake City, UTUT292$2,130-$27 (-1.3%)$2,742-$39 (-1.4%)
San Antonio, TXTX285$1,869-$66 (-3.4%)$2,127-$60 (-2.7%)
San Bernardino, CACA031$3,288+$45 (+1.4%)$3,414+$81 (+2.4%)
San Diego, CACA038$3,975-$12 (-0.3%)$4,518+$3 (+0.1%)
San Francisco, CACA019$5,127+$135 (+2.7%)$5,556+$90 (+1.6%)
San Luis Obispo, CACA392$3,198+$141 (+4.6%)$4,215+$174 (+4.3%)
Santa Clara County, CACA044$4,659+$225 (+5.1%)$5,199+$120 (+2.4%)
Santa Fe/Los Alamos, NMNM210$2,964+$216 (+7.9%)$3,711+$234 (+6.7%)
Sault Ste Marie, MIMI145$1,536+$111 (+7.8%)$1,959+$117 (+6.4%)
Savannah, GAGA077$2,415+$75 (+3.2%)$2,745+$111 (+4.2%)
Scott AFB, ILIL093$1,542+$69 (+4.7%)$2,208+$93 (+4.4%)
Seattle, WAWA309$3,135+$84 (+2.8%)$4,215+$168 (+4.2%)
Seymour Johnson AFB, NCNC183$1,521+$60 (+4.1%)$2,226+$90 (+4.2%)
Shreveport/Barksdale AFB, LALA117$1,845+$171 (+10.2%)$2,268+$189 (+9.1%)
Sioux Falls, SDSD265$1,554+$12 (+0.8%)$2,106+$15 (+0.7%)
Sitka, AKAK401$3,210+$261 (+8.9%)$3,462+$402 (+13.1%)
Sparta/Fort McCoy, WIWI318$1,395+$60 (+4.5%)$1,923+$90 (+4.9%)
Spokane, WAWA310$2,184+$24 (+1.1%)$2,844+$69 (+2.5%)
Springfield, MOMO164$1,389+$54 (+4.0%)$1,998+$99 (+5.2%)
Springfield/Decatur, ILIL335$1,527+$12 (+0.8%)$2,001-$90 (-4.3%)
St Mary and Terrebonne, LALA326$1,620-$6 (-0.4%)$2,007+$57 (+2.9%)
St. Louis, MOMO161$2,436+$183 (+8.1%)$2,760+$90 (+3.4%)
State College, PAPA252$1,791+$114 (+6.8%)$2,580+$228 (+9.7%)
Staten Island, NYNY413$3,735+$129 (+3.6%)$4,554+$243 (+5.6%)
Stevens Point, WIWI359$1,338+$36 (+2.8%)$1,746+$69 (+4.1%)
Stockton, CACA035$2,553+$141 (+5.8%)$3,309+$186 (+6.0%)
Sumter/Shaw AFB, SCSC263$1,503+$90 (+6.4%)$2,052+$84 (+4.3%)
Syracuse, NYNY223$2,049+$45 (+2.2%)$2,811+$84 (+3.1%)
Tacoma, WAWA311$2,556+$48 (+1.9%)$3,123+$72 (+2.4%)
Tallahassee, FLFL065$1,824+$132 (+7.8%)$2,580+$243 (+10.4%)
Tampa, FLFL066$2,709$0 (0.0%)$3,081+$21 (+0.7%)
Terre Haute, ININ338$1,494+$117 (+8.5%)$2,001+$264 (+15.2%)
Toledo, OHOH232$2,031+$66 (+3.4%)$2,199+$102 (+4.9%)
Topeka, KSKS105$1,626+$111 (+7.3%)$2,064+$150 (+7.8%)
Traverse City, MIMI146$2,070+$186 (+9.9%)$3,069+$282 (+10.1%)
Trenton, NJNJ203$3,465+$123 (+3.7%)$4,362+$312 (+7.7%)
Tulsa, OKOK240$1,638+$150 (+10.1%)$2,106+$168 (+8.7%)
Twenty Nine Palms MCB, CACA032$1,980-$75 (-3.6%)$2,814-$84 (-2.9%)
Vallejo/Travis AFB, CACA036$3,369+$105 (+3.2%)$3,537+$138 (+4.1%)
Vance AFB/Enid, OKOK236$1,200+$42 (+3.6%)$1,818+$105 (+6.1%)
Vandenberg SFB, CACA026$3,333+$141 (+4.4%)$3,780+$231 (+6.5%)
Ventura, CACA025$3,537+$3 (+0.1%)$4,212+$30 (+0.7%)
Volusia County, FLFL070$2,286+$6 (+0.3%)$2,634+$54 (+2.1%)
Waco, TXTX415$1,755+$9 (+0.5%)$2,379+$30 (+1.3%)
Warrenton, VAVA302$3,066+$114 (+3.9%)$3,666+$207 (+6.0%)
Washington, DC Metro AreaDC053$3,132+$180 (+6.1%)$4,020+$237 (+6.3%)
West Palm Beach, FLFL067$3,423+$72 (+2.1%)$3,975+$99 (+2.6%)
West Point, NYNY217$3,468+$357 (+11.5%)$4,380+$489 (+12.6%)
Westchester County, NYNY349$4,479+$372 (+9.1%)$6,633+$573 (+9.5%)
Whidbey Island, WAWA312$2,073+$45 (+2.2%)$3,105+$63 (+2.1%)
White Sands MR/Las Cruces, NMNM209$1,701-$51 (-2.9%)$2,082+$27 (+1.3%)
Whiteman AFB, MOMO162$1,611+$138 (+9.4%)$2,244+$189 (+9.2%)
Wichita Falls/Sheppard AFB, TXTX288$1,491+$39 (+2.7%)$2,325+$69 (+3.1%)
Wichita/McConnell AFB, KSKS101$1,377+$69 (+5.3%)$1,938+$114 (+6.3%)
Wilkes-Barre/Scranton, PAPA254$1,740$0 (0.0%)$2,085+$57 (+2.8%)
Willow Grove, PAPA249$2,934+$30 (+1.0%)$3,438+$72 (+2.1%)
Wilmington, NCNC186$2,040-$30 (-1.4%)$2,628+$9 (+0.3%)
Worcester, MAMA122$2,919+$57 (+2.0%)$3,756+$210 (+5.9%)
Wright-Patterson AFB, OHOH231$1,650+$114 (+7.4%)$2,097+$144 (+7.4%)
Yakima, WAWA313$1,923+$123 (+6.8%)$2,703+$123 (+4.8%)
Youngstown, OHOH233$1,191+$24 (+2.1%)$1,767+$111 (+6.7%)
Yuma, AZAZ016$1,695-$3 (-0.2%)$2,049-$42 (-2.0%)

What BAH covers

BAH is a monthly allowance for housing costs, authorized by 37 U.S.C. 403 and set by DoD for each area. The rate depends on the ZIP code of the permanent duty station, pay grade and dependency status, and it is not taxed (IRS Publication 3). O-8 to O-10 receive the same rate as O-7 in DoD's files, so area pages show one row for O-7 and above.

In 2026 an E-5 with dependents gets $5,127 in San Francisco, CA and $1,185 in Anniston/Fort McClellan, AL. Compare the military pay chart and BAS rates for the rest of monthly pay.

BAH rates 2026 questions

What are the BAH rates for 2026?

DoD publishes a monthly BAH rate for every pay grade in each of 299 named military housing areas, with and without dependents, plus county cost groups for rural ZIP codes. For an E-5 with dependents the 2026 rate ranges from $1,185 in Anniston/Fort McClellan, AL to $5,127 in San Francisco, CA. The table above lists E-5 and O-3 for every area; each area page has all 24 pay grades.

How did BAH change from 2025 to 2026?

Comparing DoD's 2026 and 2025 files for E-5 with dependents, 253 of 299 named areas went up, 43 went down and 3 are unchanged. The table shows the change in dollars and percent for E-5 and O-3, and each area page shows it for every pay grade. The comparison is for the same MHA code in each year's file. A lower published rate does not necessarily lower your pay: under 37 U.S.C. 403(b)(6) a member with uninterrupted BAH eligibility in an area may not have the monthly amount reduced because of housing-cost changes or promotion.

How do I find the BAH rate for my base?

Search the table by the name of the base or city, or filter by state, and open that area's page. If you only know the ZIP code of your duty station, use the BAH calculator. Many areas are named for the base or the nearest large city, and one area can cover many ZIP codes.

What is a military housing area (MHA)?

DoD groups ZIP codes into military housing areas and sets BAH rates for each one from local housing costs (37 U.S.C. 403). Each MHA has a code, such as CA038 for San Diego, and a rate for every pay grade with and without dependents. ZIP codes outside the named areas fall into county cost groups, which are rural areas and are not listed here; the calculator covers them.

Is the Abilene/Dyess AFB BAH rate different?

Yes. DoD temporarily raised the Abilene, TX/Dyess AFB (TX270) rates effective May 16, 2026. They expire on December 31, 2026. The table shows the current temporary rates and the Abilene page also lists the original January 1 rates.

Are the 2027 BAH rates out?

This page uses DoD's 2026 rates only, and we do not estimate 2027 rates. DoD announces next year's rates before January 1; the official figures will replace these once published.

Data source. 2026 rates: BAH-ASCII-2026.zip from the DTMO BAH page (travel.dod.mil/Allowances/Basic-Allowance-for-Housing), files bahw26.txt and bahwo26.txt (with and without dependents), downloaded October 25, 2026. 2025 comparison rates: BAH-ASCII-2025.zip from the same page. File checksums (SHA-256): 2026 zip 5446fed831e125c23cc6a407dcde4cae541f108e90ac852aaadeec0aa11e515f; 2025 zip 32d18c4220e88d3721a3519dada57ef95b605538369ce07aaa90d9e32efe758a.

2026 data file · 2025 data file · DTMO BAH rate lookup · Official per-ZIP tool · 37 U.S.C. 403 · IRS Publication 3