Money & borrowing calculators
Compare savings growth, repayment plans, and the cost of borrowing.
41 calculators
Money & borrowing
APY Calculator
Estimate annual percentage yield and interest from a stated nominal rate and compounding frequency.
Money & borrowing
Credit Card Payoff Calculator
Estimate payoff time and interest for a fixed monthly credit-card payment.
Money & borrowing
Loan Payoff Calculator
Estimate payoff time, total interest, and a payment schedule for a fixed-rate loan balance.
Money & borrowing
Balance Transfer Calculator
Compare paying a balance at its current APR with a promotional balance transfer using the same payment.
Money & borrowing
Debt Avalanche Calculator
Plan a fixed monthly debt budget by paying required minimums and directing the rest to the highest APR.
Money & borrowing
Refinance Break-Even Calculator
Estimate payment change, fee break-even, and a selected-horizon comparison for a refinance.
Money & borrowing
Retirement Withdrawal Calculator
Project an inflation-adjusted monthly withdrawal from a starting retirement balance over a finite horizon.
Money & borrowing
Credit Card Minimum Payment Calculator
Estimate a declining credit-card balance when the minimum is a percentage of balance, with or without that month’s interest added.
Money & borrowing
CD Early Withdrawal Penalty Calculator
Estimate a certificate-of-deposit early-withdrawal penalty from an entered nominal annual interest rate and penalty period.
Money & borrowing
Mortgage Calculator
Estimate principal, interest, tax, and insurance.
Money & borrowing
Mortgage Recast Calculator
Compare payments after a lump-sum principal reduction.
Money & borrowing
Mortgage Rate Change Savings
Compare two fixed-rate loan scenarios.
Money & borrowing
Student Loan Calculator
Estimate fixed monthly student loan payments.
Money & borrowing
CD Rate Calculator
Calculate CD maturity value from APY.
Money & borrowing
IRMAA Calculator
See your Medicare Part B and Part D premium by income bracket.
Money & borrowing
Stock Market Holidays
Is the stock market open today? NYSE, bond market and bank holidays.
Money & borrowing
401(k) and IRA Contribution Limits
Your maximum by age and the per-paycheck amount to max out a 401(k).
Money & borrowing
CD Ladder Calculator
Plan staggered maturities with individual APYs.
Money & borrowing
I Bond Rate
The current I bond composite rate, fixed rate and rate history.
Money & borrowing
I Bond Calculator
Find what an I bond is worth today and its interest by month.
Money & borrowing
Savings Bond Calculator
Value EE and I savings bonds by issue date.
Money & borrowing
Car Loan Interest Deduction Calculator
Estimate the federal car loan interest deduction and tax saved, 2025–2028.
Money & borrowing
Car Refinance Calculator
Compare your new car payment, total interest and break-even month when you refinance.
Money & borrowing
2027 Tax Brackets
Federal income tax brackets and standard deduction for 2027 and 2026, with a tax calculator.
Money & borrowing
Student Loan Wage Garnishment Calculator
Estimate the federal student loan wage garnishment (AWG) per paycheck and the Social Security offset.
Money & borrowing
HELOC Calculator
HELOC payments in the draw and repayment periods at prime plus your margin, and if the prime rate moves.
Money & borrowing
Estimated Tax Due Dates
Quarterly federal estimated tax due dates for 2026 and 2027, the safe harbor rules and how to pay.
Money & borrowing
High-Yield Savings Calculator
Savings growth at your APY with monthly deposits, compared with the FDIC national savings rate.
Money & borrowing
Prime Rate Today
The current bank prime loan rate from the Federal Reserve H.15 release, its history since 2000, and prime plus your margin.
Money & borrowing
Conforming Loan Limits
FHFA conforming loan limits by county for 1-4 units, the jumbo threshold and the 2027 release status.
Money & borrowing
IRS Mileage Rate
IRS standard mileage rates for 2026 and 2025, the 2027 status, GSA and VA rates, and a mileage reimbursement calculator.
Money & borrowing
Solo 401(k) Calculator
Maximum solo 401(k) contribution for the self-employed: employee deferral plus employer contribution, using the IRS Publication 560 worksheet.
Money & borrowing
Underpayment Penalty Calculator
Estimate the IRS estimated tax underpayment penalty (Form 2210 regular method) with the quarterly IRS interest rates.
Money & borrowing
Treasury Auction Schedule
The U.S. Treasury tentative auction schedule for bills, notes, bonds, TIPS and FRNs, with how to buy at auction.
Money & borrowing
Bonus Tax Calculator
Federal withholding and FICA on a 2026 bonus with the 22% and 37% supplemental rates, the net bonus and a gross-up.
Money & borrowing
Federal Poverty Level Calculator
Your household income as a percent of the 2026 or 2025 HHS poverty guidelines, with the FPL chart and program cutoffs.
Money & borrowing
IRS Payment Plan Calculator
Estimate interest, the failure-to-pay penalty and setup fees on an IRS payment plan, and how long it takes to pay off.
Money & borrowing
SALT Deduction Calculator
The 2025-2029 SALT cap, its phase-down and itemizing vs the standard deduction.
Money & borrowing
Repayment Assistance Plan (RAP) Calculator
Estimate the RAP student loan payment, interest benefit and principal match.
Money & borrowing
Federal Student Loan Limits
Annual and lifetime Direct Loan and Parent PLUS limits for 2026-27.
Money & borrowing
SAI Calculator
Estimate the FAFSA Student Aid Index and Pell Grant eligibility.