Chapter 35 Rates 2026-27
VA Chapter 35, the Survivors' and Dependents' Educational Assistance (DEA) program, pays the spouse or child of a Veteran who died or is permanently and totally disabled from a service-connected condition a monthly amount for school or job training. The Chapter 35 rates for 2026-27, effective October 1, 2026, are $1,621.00 a month full time, $1,281.00 at 3/4 time and $939.00 at 1/2 time, up $47 (about 3.0%) from 2025-26. These are the tables VA published. Use the calculator below to price your own term.
Maintained by Archie Chang · Rates checked against VA and 38 U.S.C. 3532, 3564 and 3687 October 24, 2026 · Methodology & sources
Chapter 35 payment calculator
Uses VA's official monthly rates. Enter the months of training or school you want to price.
Estimated payment
Monthly payment
$1,621.00
- Total for the term
- $6,484.00
- Entitlement used
- 4 months
- Entitlement left after
- 32 months
VA prorates partial months by the day and decides your enrollment level, rate and entitlement. Estimate only.
Chapter 35 payment rates 2026-27 and recent years (official)
Monthly amounts for a full month, exactly as VA lists them. Each rate year runs October 1 to September 30. VA's current page covers 2026-27; the three years before it are on VA's past-rates pages.
| Rate | 2026-27from October 1, 2026 | 2025-26from October 1, 2025 | 2024-25from October 1, 2024 | 2023-24from October 1, 2023 |
|---|---|---|---|---|
| College, university and vocational school (institutional training), per full month | ||||
| Full time | $1,621.00 | $1,574.00 | $1,536.00 | $1,488.00 |
| 3/4 time | $1,281.00 | $1,244.00 | $1,214.00 | $1,176.00 |
| 1/2 time | $939.00 | $912.00 | $890.00 | $862.00 |
| Less than 1/2 and more than 1/4 timeUp to this amount, no more than tuition and fees | $939.00 | $912.00 | $890.00 | $862.00 |
| 1/4 time or lessUp to this amount, no more than tuition and fees | $405.25 | $393.50 | $384.00 | $372.00 |
| Apprenticeship and on-the-job training, per full month (120 hours a month) | ||||
| Months 1 to 6 | $1,029.00 | $999.00 | $975.00 | $945.00 |
| Months 7 to 12 | $774.00 | $751.00 | $733.00 | $710.00 |
| Months 13 to 18 | $508.00 | $493.00 | $481.00 | $466.00 |
| Month 19 and after | $259.00 | $251.00 | $245.00 | $237.00 |
| Special restorative training | ||||
| Full time, per month | $1,621.00 | $1,574.00 | $1,536.00 | $1,488.00 |
| Accelerated charges: tuition and fees overPer month | $427.00 | $415.00 | $405.00 | $392.00 |
| Entitlement cut 1 day for each1/30 of the full-time rate | $54.03 | $52.47 | $51.20 | $49.60 |
Correspondence training (spouses and surviving spouses only) pays 55% of the established cost of the lessons you complete and submit. Licensing and certification tests pay up to $2,000 per test, with entitlement charged at one month for every $1,621.00 paid. National tests are reimbursed in full, charged the same way.
Chapter 35 rates for earlier years
Rates for 2019-20 through 2022-23, from VA's former GI Bill rate pages. They are useful for checking back pay for past terms. DEA pays the rate in effect for the period you are training, so a term in 2026-27 is paid at the 2026-27 rates even if you started years earlier. VA listed farm cooperative training in these tables but not in the 2023-24 and later ones.
| Rate | 2022-23from October 1, 2022 | 2021-22from October 1, 2021 | 2020-21from October 1, 2020 | 2019-20from October 1, 2019 |
|---|---|---|---|---|
| College, university and vocational school (institutional training), per full month | ||||
| Full time | $1,401.00 | $1,298.00 | $1,265.00 | $1,248.00 |
| 3/4 time | $1,107.00 | $1,026.00 | $1,000.00 | $986.00 |
| 1/2 time | $812.00 | $753.00 | $734.00 | $724.00 |
| Less than 1/2 and more than 1/4 timeUp to this amount, no more than tuition and fees | $812.00 | $753.00 | $734.00 | $724.00 |
| 1/4 time or lessUp to this amount, no more than tuition and fees | $350.25 | $324.50 | $316.25 | $312.00 |
| Apprenticeship and on-the-job training, per full month (120 hours a month) | ||||
| Months 1 to 6 | $890.00 | $825.00 | $804.00 | $793.00 |
| Months 7 to 12 | $669.00 | $620.00 | $604.00 | $596.00 |
| Months 13 to 18 | $439.00 | $407.00 | $397.00 | $392.00 |
| Month 19 and after | $223.00 | $207.00 | $202.00 | $199.00 |
| Special restorative training | ||||
| Full time, per month | $1,401.00 | $1,298.00 | $1,265.00 | $1,248.00 |
| Accelerated charges: tuition and fees overPer month | $369.00 | $342.00 | $333.00 | $328.00 |
| Entitlement cut 1 day for each1/30 of the full-time rate | $46.70 | $43.27 | $42.17 | $41.60 |
| Farm cooperative training, per month (listed by VA through 2022-23) | ||||
| Full time | $980.00 | $908.00 | $885.00 | $873.00 |
| 3/4 time | $737.00 | $683.00 | $666.00 | $657.00 |
| 1/2 time | $489.00 | $453.00 | $442.00 | $436.00 |
How Chapter 35 payments work
Who gets the money. VA sends the monthly payment directly to you. It is not tied to tuition: you can spend it on school costs or living expenses. You verify your enrollment each month, either online, by text, by email or by phone.
Partial months and short terms. The table amounts are for a full month. VA pays a share based on the days you are enrolled: a term that starts on the 20th of a 30-day month gets about a third of the monthly rate for that month. Below half time, VA pays up to the listed rate for each month but never more than your tuition and fees, and if those are less than the monthly rate it sends the tuition and fees as one lump sum at the start of the term.
Apprenticeship and on-the-job training. The rate steps down every six months of training, from $1,029.00 to $259.00 from the 19th month. The full amount assumes at least 120 hours of training a month, and as the payment goes down, so does the entitlement VA charges for each month (it charges the payment as a share of the full-time rate, to the nearest percent: 38 U.S.C. 3687(e)).
Credit hours. VA measures an undergraduate course by the credit hours your school certifies as full time. If that is 12 hours, then 9 to 11 is 3/4 time, 6 to 8 is 1/2 time, 4 to 5 is less than 1/2 and more than 1/4 time, and 1 to 3 is 1/4 time or less. Trade and technical courses without credit hours are measured in clock hours per week (38 CFR 21.4270).
Entitlement and eligibility
Months of benefits. You get up to 36 months of full-time benefits if you first started using DEA training on or after August 1, 2018, and up to 45 months if you started before then (38 U.S.C. 3511(a)). Part-time training uses part of a month: 3/4 time uses 0.75 month, 1/2 time 0.5 month, and less than half time is charged as 1/4 time (38 CFR 21.3045). Chapter 35 combined with other VA and Defense Department education programs, such as the Montgomery GI Bill or the Post-9/11 GI Bill, cannot exceed 81 months (38 U.S.C. 3695(c)).
Who qualifies. You must be the spouse or child of a Veteran who is permanently and totally disabled because of a service-connected disability (see the VA disability pay chart for what a 100% rating pays), who died from a service-connected disability, or of a service member who died in the line of duty, is missing or captured, was detained for more than 90 days, or is being discharged for a service-connected permanent and total disability.
Children. If you became eligible, turned 18 or finished high school on or after August 1, 2023, you can use Chapter 35 at any age and there is no time limit (38 U.S.C. 3512(g)). Any one of the three is enough: a child who became eligible in 2020 but turns 18 after that date has no deadline. Only a child who became eligible, turned 18 and finished high school all three before August 1, 2023 generally has 8 years, ending by age 26, and must be 18 or have finished high school to start. The 8 years can run longer if you became eligible between 18 and 26, or if you joined the military (then up to 8 years after discharge, to age 31 at most). A child getting Dependency and Indemnity Compensation (DIC) has to give up those payments when using DEA; see VA DIC rates.
Spouses. If the qualifying event was on or after August 1, 2023, there is no time limit. For earlier events, most spouses have 10 years from the date VA finds them eligible (38 U.S.C. 3512(b)(1)(A)). Two exceptions give 20 years: a service member died on active duty (3512(b)(1)(C)), or the Veteran was rated permanently and totally disabled within 3 years after discharge and you remain the spouse (3512(b)(1)(D)). If a Veteran rated permanently and totally disabled later dies, the surviving spouse gets another 10 years, because the earlier spouse period is not subtracted. A spouse can receive DEA and DIC together. Divorce ends eligibility. If the Veteran dies and you remarry, eligibility ends unless you were at least 57 at a marriage on or after January 1, 2004, or the new marriage ends.
Chapter 35 vs the Fry Scholarship and the Post-9/11 GI Bill
Fry Scholarship. If you are the child or surviving spouse of a service member or Selected Reserve member who died on or after September 11, 2001, in the line of duty on active duty, in the line of duty in the Selected Reserve other than on active duty, or from a service-connected disability (within 120 days of discharge from active duty, or at any time for the Selected Reserve), you may qualify for the Fry Scholarship. A spouse must choose DEA or Fry and cannot switch later. A child whose parent died before August 1, 2011 may qualify for both, one at a time, up to 81 months combined; if the parent died on or after that date, both are possible only when DEA eligibility comes from a different event, up to 48 months combined. Fry pays tuition and fees to the school, a housing allowance and books, for up to 36 months, so compare it with the flat monthly DEA amount before you choose.
Post-9/11 GI Bill. The Post-9/11 GI Bill is earned by a Veteran's own service (or transferred to a family member), while DEA is based on the Veteran's death or permanent and total disability. Post-9/11 pays net tuition and mandatory fees to the school (in full at public schools, up to a yearly maximum at private and foreign schools) plus housing and book amounts; DEA pays you one monthly rate by enrollment level.
How the yearly increase works
The rule. Each fiscal year, 38 U.S.C. 3564 raises the school and special restorative training rates, and 38 U.S.C. 3687(d) the apprenticeship and OJT rates, by the percentage the Consumer Price Index (all items, U.S. city average) for the 12 months ending the previous June 30 exceeds the index for the 12 months before. Each dollar increase is rounded to the nearest whole dollar.
What VA's tables show. The statute does not name the index or round the percentage, so we inferred both from VA's tables: the CPI-W 12-month average (July to June, Bureau of Labor Statistics), with the percentage rounded to the nearest tenth. For 2025-26 that is 2.5%: $1,536.00 plus $38.00 is $1,574.00, and $975.00 plus $24.00 is $999.00 for the first six months of OJT, matching VA's 2025-26 table. The same method reproduces every rate in VA's tables for 2020-21, 2021-22, 2022-23, 2023-24, 2024-25 and 2025-26 from the year before. The quarter-time rate (full time divided by 4), the less-than-half rate (the half-time rate), special restorative training (the full-time rate) and the daily entitlement figure (full time divided by 30) follow the structure of VA's table, not a separate percentage.
The next table. VA has not published rates for October 1, 2027, and we do not compute them: the method cannot be checked against the 2026-27 table, because the Bureau of Labor Statistics published no October 2025 index. VA's own table, not this page, is what you will be paid.
Chapter 35 rates questions
What are the Chapter 35 rates for 2026-27?
For October 1, 2026 through September 30, 2027, VA pays $1,621.00 a month for full-time college or vocational training, $1,281.00 for 3/4 time and $939.00 for 1/2 time. Less than half time pays up to $939.00 (more than 1/4 time) or $405.25 (1/4 time or less), never more than tuition and fees. Apprenticeship and on-the-job training pays $1,029.00 in months 1 to 6, $774.00 in months 7 to 12, $508.00 in months 13 to 18 and $259.00 from month 19.
What were the Chapter 35 payment rates for 2025-26?
The 2025-26 rates, in effect October 1, 2025 through September 30, 2026, were $1,574.00 for full time, $1,244.00 for 3/4 time, $912.00 for 1/2 time and $393.50 for 1/4 time or less. Apprenticeship and OJT paid $999.00, $751.00, $493.00 and $251.00 by six-month period. The 2026-27 full-time rate is $47.00 higher, about 3.0%.
How much does VA Chapter 35 pay per month?
It depends on the kind of training and how much of it you take. In 2026-27 the most it pays is $1,621.00 a month for full-time school or special restorative training. Part-time school pays less, and apprenticeship and on-the-job training starts at $1,029.00 and steps down every six months. VA prorates a partial month by the day. Correspondence training pays 55% of the established cost of the lessons you complete.
When do Chapter 35 rates change?
Every October 1. 38 U.S.C. 3564 and 3687(d) raise the rates by the percentage the Consumer Price Index rose over the 12 months ending the previous June 30 compared with the 12 months before, and VA posts the new table. The latest change took effect October 1, 2026.
What will Chapter 35 rates be in 2027-28?
VA has not published them, and this page does not estimate them. The rates depend on the CPI over the 12 months ending June 30, 2027. The calculation we can reproduce from VA's past tables (CPI-W 12-month average, rounded to the nearest tenth of a percent) matches every cell of the 6 yearly increases from 2020-21 through 2025-26, but it cannot be checked against the 2026-27 table because the Bureau of Labor Statistics published no October 2025 index. We only show a computed table if the method reproduces every past table, so for now only VA's official tables appear.
How many months of Chapter 35 benefits do I get?
Up to 36 months of full-time benefits if you first started using DEA training on or after August 1, 2018, or 45 months if you started before that date (38 U.S.C. 3511(a)). Part-time training uses less entitlement, so the months stretch further. Chapter 35 combined with other VA and Defense Department education programs, such as the Montgomery GI Bill or the Post-9/11 GI Bill, cannot exceed 81 months of full-time benefits (38 U.S.C. 3695(c)).
How is Chapter 35 paid?
VA sends the monthly payment directly to you, not to the school. You verify your enrollment each month online, by text, by email, through Ask VA or by phone, and VA prorates a partial month by the day. If you are enrolled less than half time and your tuition and fees are less than the monthly rate, VA sends a lump sum at the start of the term for the amount of tuition and fees. VA's pages do not give a fixed payment date.
How does Chapter 35 pay for part-time school?
VA measures your enrollment level, and the rate follows it: $1,281.00 for 3/4 time and $939.00 for 1/2 time in 2026-27. When your school counts 12 undergraduate credit hours as full time, 9 to 11 hours is 3/4 time, 6 to 8 is 1/2 time, 4 to 5 is less than 1/2 and more than 1/4 time, and 1 to 3 is 1/4 time or less (38 CFR 21.4270(c)). Schools that count 13 or 14 hours as full time use different cut-offs, graduate programs are set by the school, and a school official's certification governs. Part-time months charge part of a month of entitlement: 3/4 time uses 0.75 month, 1/2 time 0.5 month, and anything under half time is charged as 1/4 time.
Who qualifies for Chapter 35?
The spouse or child of a Veteran who is permanently and totally disabled from a service-connected disability, died from a service-connected disability, or of a service member who died in the line of duty, is missing in action or captured, was detained for more than 90 days, or is hospitalized or in outpatient treatment for a service-connected permanent and total disability and likely to be discharged for it. VA decides eligibility when you apply with VA Form 22-5490.
Is there a time limit to use Chapter 35?
Children: if you became eligible, turned 18 or finished high school on or after August 1, 2023, you can use Chapter 35 at any age and there is no time limit (38 U.S.C. 3512(g)). Any one of those three dates is enough, so a child who became eligible in 2020 but turns 18 after that date has no deadline. Only a child who became eligible, turned 18 and finished high school all three before August 1, 2023 generally has 8 years, ending by age 26, with extensions in some cases (3512(a)). Spouses: if the event that made you eligible was on or after August 1, 2023, there is no time limit. For earlier events you usually have 10 years from the date VA finds you eligible (3512(b)(1)(A)), 20 years if a service member died on active duty (3512(b)(1)(C)), and 20 years from the effective date if the Veteran was rated permanently and totally disabled within 3 years after discharge from active duty and you stay married (3512(b)(1)(D)). If a Veteran rated permanently and totally disabled later dies, a surviving spouse gets another 10 years; the earlier spouse period is not subtracted (3512(b)(1)(A)).
Can I use Chapter 35 and the Fry Scholarship?
A spouse must pick one or the other and cannot switch afterward. A child whose parent died in the line of duty before August 1, 2011 may qualify for both but can use only one at a time, with combined benefits capped at 81 months of full-time training. If the parent died on or after August 1, 2011, a child can use both only by qualifying for DEA under a different event, with a 48-month combined cap. VA publishes Fry Scholarship rates separately.
Who qualifies for the Fry Scholarship?
The child or surviving spouse of a service member or member of the Selected Reserve who died on or after September 11, 2001, and who died in the line of duty on active duty, died from a service-connected disability within 120 days of discharge or release from active duty, was a member of the Selected Reserve who died in the line of duty other than active duty, or was a member of the Selected Reserve who died from a service-connected disability. VA lists the age and time limits on its Fry Scholarship page.
How is Chapter 35 different from the Post-9/11 GI Bill?
Chapter 35 is based on a Veteran's or service member's disability or death and goes to a spouse or child. It pays one flat monthly amount to you ($1,621.00 full time in 2026-27) and has no separate housing or book payment. The Post-9/11 GI Bill, and the Fry Scholarship built on it, pay net tuition and mandatory fees to the school: in full at a public school (in-state rates), and up to a yearly maximum at private and foreign schools and non-college programs. They also pay a monthly housing allowance and a books and supplies amount. Chapter 35 is limited to 36 or 45 months.
Can I get Chapter 35 and DIC together?
A spouse can get both. A child receiving Dependency and Indemnity Compensation (DIC) has to give up those payments when they start using DEA. See the DIC rates page for the current DIC amounts.
Does Chapter 35 pay for correspondence courses?
Only for spouses and surviving spouses, at 55% of the established cost of the lessons you complete and submit. This site does not estimate the entitlement charge for correspondence: VA's current rates page does not state it, VA's 2019-20 table said one month for each full-time rate paid, and 38 U.S.C. 3534(b) sets the charge as a dollar amount that VA adjusts yearly.
Sources: VA: Chapter 35 rates (2026-27) · VA: past rates 2025-26 · VA: past rates 2024-25 · VA: past rates 2023-24 · VA rates 2022-23 (archived) · VA rates 2021-22 (archived) · VA rates 2020-21 (archived) · VA rates 2019-20 (archived) · VA: Survivors’ and Dependents’ Educational Assistance · VA: Fry Scholarship · VA: verify enrollment · 38 U.S.C. 3511 · 38 U.S.C. 3512 · 38 U.S.C. 3532 · 38 U.S.C. 3564 · 38 U.S.C. 3687 · 38 CFR 21.3045 · 38 CFR 21.4270 · BLS CPI-W data