VA Combined Ratings Table (38 CFR 4.25 Table I)

The VA combined ratings table is Table I in 38 CFR 4.25. VA does not add ratings. It combines them one at a time, largest first, because each new rating applies only to the efficiency left after the earlier ones. The final value is rounded to the nearest 10, and a 5 rounds up.

Maintained by Archie Chang · Table checked against eCFR October 26, 2026 · Methodology & sources

Not affiliated with the VA. FedRateCalc is an independent site and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs. The VA determines your rating and your actual payment. This page is general information, not legal or benefits advice. Amounts are basic compensation rates and do not include special monthly compensation (SMC; see the SMC rates page), individual unemployability (TDIU), offsets for military retired or separation pay, or reductions for debts, hospitalization or incarceration. Reviewed October 26, 2026.

Look up your combined rating

Pick two to five ratings. The steps show each Table I lookup, largest rating first, then the final rounding. Want dependents and monthly pay too? Use the VA disability calculator.

Order of severity: 50%, 30%

  1. Table I, row 50, column 30: 65 (50 under 30 = 65)

Combined value: 65. Rounded to the nearest 10 (5 rounds up), the combined rating is 70%.

Table I: Combined Ratings Table

Find the larger rating in the left column and the smaller rating in the top row. The number where they meet is the combined value, for example 60 under 30 is 72. The table copy is from the eCFR, up to date as of October 22, 2026. Scroll inside the table on a small screen.

Table I, Combined Ratings Table. Rows are the larger rating (19 to 94); columns are the smaller rating (10 to 90).
Larger ↓ / Smaller →102030405060708090
19273543516068768492
20283644526068768492
21293745536168768492
22303845536169778492
23313846546269778592
24323947546270778592
25334048556370788593
26334148566370788593
27344249566471788593
28354250576471788693
29364350576572798693
30374451586572798693
31384552596672798693
32394652596673808693
33404653606773808793
34414754606774808793
35424855616874818794
36424955626874818794
37435056626975818794
38445057636975818894
39455157637076828894
40465258647076828894
41475359657176828894
42485459657177838894
43495460667277838994
44505561667278838994
45515662677378848995
46515762687378848995
47525863687479848995
48535864697479849095
49545964697580859095
50556065707580859095
51566166717680859095
52576266717681869095
53586267727781869195
54596368727782869195
55606469737882879196
56606569747882879196
57616670747983879196
58626671757983879296
59636771758084889296
60646872768084889296
61656973778184889296
62667073778185899296
63677074788285899396
64687175788286899396
65697276798386909397
66697376808386909397
67707477808487909397
68717478818487909497
69727578818588919497
70737679828588919497
71747780838688919497
72757880838689929497
73767881848789929597
74777982848790929597
75788083858890939598
76788183868890939598
77798284868991939598
78808285878991939698
79818385879092949698
80828486889092949698
81838587899192949698
82848687899193959698
83858688909293959798
84868789909294959798
85878890919394969799
86878990929394969799
87889091929495969799
88899092939495969899
89909192939596979899
90919293949596979899
91929394959696979899
92939494959697989899
93949495969797989999
94959596969798989999

What 38 CFR 4.25 says

Text of 38 CFR 4.25, quoted from the eCFR.

Table I, Combined Ratings Table, results from the consideration of the efficiency of the individual as affected first by the most disabling condition, then by the less disabling condition, then by other less disabling conditions, if any, in the order of severity. Thus, a person having a 60 percent disability is considered 40 percent efficient. Proceeding from this 40 percent efficiency, the effect of a further 30 percent disability is to leave only 70 percent of the efficiency remaining after consideration of the first disability, or 28 percent efficiency altogether. The individual is thus 72 percent disabled, as shown in table I opposite 60 percent and under 30 percent.
(a) To use table I, the disabilities will first be arranged in the exact order of their severity, beginning with the greatest disability and then combined with use of table I as hereinafter indicated. For example, if there are two disabilities, the degree of one disability will be read in the left column and the degree of the other in the top row, whichever is appropriate. The figures appearing in the space where the column and row intersect will represent the combined value of the two. This combined value will then be converted to the nearest number divisible by 10, and combined values ending in 5 will be adjusted upward. Thus, with a 50 percent disability and a 30 percent disability, the combined value will be found to be 65 percent, but the 65 percent must be converted to 70 percent to represent the final degree of disability. Similarly, with a disability of 40 percent, and another disability of 20 percent, the combined value is found to be 52 percent, but the 52 percent must be converted to the nearest degree divisible by 10, which is 50 percent. If there are more than two disabilities, the disabilities will also be arranged in the exact order of their severity and the combined value for the first two will be found as previously described for two disabilities. The combined value, exactly as found in table I, will be combined with the degree of the third disability (in order of severity). The combined value for the three disabilities will be found in the space where the column and row intersect, and if there are only three disabilities will be converted to the nearest degree divisible by 10, adjusting final 5's upward. Thus, if there are three disabilities ratable at 60 percent, 40 percent, and 20 percent, respectively, the combined value for the first two will be found opposite 60 and under 40 and is 76 percent. This 76 will be combined with 20 and the combined value for the three is 81 percent. This combined value will be converted to the nearest degree divisible by 10 which is 80 percent. The same procedure will be employed when there are four or more disabilities. (See table I).
(b) Except as otherwise provided in this schedule, the disabilities arising from a single disease entity, e.g., arthritis, multiple sclerosis, cerebrovascular accident, etc., are to be rated separately as are all other disabiling conditions, if any. All disabilities are then to be combined as described in paragraph (a) of this section. The conversion to the nearest degree divisible by 10 will be done only once per rating decision, will follow the combining of all disabilities, and will be the last procedure in determining the combined degree of disability.

Section 4.25 does not cover the bilateral factor for both arms, both legs or paired skeletal muscles. That is 38 CFR 4.26, and the VA disability calculator applies it.

Worked examples

50%, 30%

  1. 50 under 30 = 65

Combined value 65, rounded to 70%.

40%, 20%

  1. 40 under 20 = 52

Combined value 52, rounded to 50%.

60%, 40%, 20%

  1. 60 under 40 = 76
  2. 76 under 20 = 81

Combined value 81, rounded to 80%.

70%, 50%, 30%, 10%

  1. 70 under 50 = 85
  2. 85 under 30 = 90
  3. 90 under 10 = 91

Combined value 91, rounded to 90%.

Once you have your combined rating, see what it pays in the 2026 VA disability pay chart, or read how VA assigns ratings for individual conditions in VA disability ratings.

VA combined ratings table questions

Does the VA add disability ratings together?

No. VA combines ratings with Table I of 38 CFR 4.25. A 60% rating leaves 40% efficiency, and a further 30% rating applies to what is left, so 60% and 30% combine to 72%, not 90%. The table does that arithmetic for you.

How do I read the VA combined ratings table?

Put your ratings in order from largest to smallest. Find the largest rating in the left column and the next rating in the top row. The number where they meet is the combined value. Use that exact number as the left-column value for the next rating, and round to the nearest 10 only at the end.

Why do 50% and 30% make 70%, and 40% and 20% make 50%?

Table I gives 65 for 50 and 30, and a value ending in 5 is adjusted upward, so VA rates it 70%. For 40 and 20 the table gives 52, which rounds to 50%. These are the two examples in the regulation.

What if my combined value is above 94 or I have a bilateral rating?

Table I has rows for 19 through 94; any combined value of 95 or more rounds to 100%. The bilateral factor for both arms, both legs or paired skeletal muscles is not part of 4.25. It is in 38 CFR 4.26, which adds (does not combine) 10 percent of the combined value of the paired ratings before they are combined with the rest. The VA disability calculator applies it for you.

Is this table current?

The table and the 4.25 text on this page were taken from the eCFR, which was up to date as of 2026-10-22. The section was last amended in 2018 (83 FR 17756). FedRateCalc is not affiliated with the VA; check eCFR for the official text.