Are Banks Open the Day After Christmas 2026?

The day after Christmas is not a Federal Reserve Bank holiday: the Federal Reserve schedule lists Christmas Day on Friday, December 25, 2026 and no closure for Saturday, December 26, 2026. That day is a Saturday, and the schedule lists holidays only, so it gives no Saturday hours: your bank sets its own branch hours, so check with your bank.

The number of days to Saturday, December 26, 2026 appears here once the page loads in your browser.

Maintained by Archie Chang · Dates and sources checked November 1, 2026 · Methodology & sources

Not an official source. FedRateCalc is independent and is not affiliated with the Federal Reserve, USPS, NYSE, SIFMA, OPM or any bank. The Federal Reserve schedule lists Reserve Bank holidays only: your bank and your Post Office set their own hours.

The answer for the day after Christmas 2026

The Federal Reserve holiday schedule lists Christmas Day on December 25 in 2026 and does not list the day after Christmas, so Saturday, December 26, 2026 is not a Reserve Bank holiday.

That day is a Saturday. The Federal Reserve schedule lists holidays, not weekend hours, so this page makes no claim about Reserve Bank hours on a Saturday.

Your bank sets its own branch hours, so check with your bank.

Source: Federal Reserve Financial Services: holiday schedules, Federal Reserve Board: holiday schedule

What else is open on the day after Christmas 2026

What is open and closed on the day after Christmas 2026
WhoStatusDetails
Federal officesWeekendThat day is a Saturday. The day after Christmas is not one of the legal public holidays in 5 U.S.C. 6103(a), which lists Christmas Day, December 25 (OPM lists it on Friday, December 25, 2026).Source: 5 U.S.C. 6103: Holidays, OPM: Federal Holidays
Federal Reserve BanksWeekendThe Federal Reserve holiday schedule lists no closure on Saturday, December 26, 2026. It lists holidays only, so it gives no Saturday hours. Your bank sets its own branch hours, so check with your bank.Source: Federal Reserve Financial Services: holiday schedules, Federal Reserve Board: holiday schedule
Post Offices (per USPS)Mail deliveredIt is a Saturday and is not on the USPS holiday list, so regular delivery runs. Hours vary by location.Source: USPS: holidays and events
NYSEWeekendSaturday, December 26, 2026 is a weekend day, and NYSE's holiday table lists no closure or early close for it.Source: NYSE: holidays and trading hours
The bond market (SIFMA recommendation)WeekendSIFMA's U.S. recommendations list nothing for Saturday, December 26, 2026. It recommends a full close on Friday, December 25, 2026.Source: SIFMA: holiday schedule

Direct deposits and ACH payments on the day after Christmas 2026

The FedACH holiday table's Christmas Day row says processing ends Dec. 24, 2026, 11:30 p.m. ET and resumes Dec. 27, 2026, 5:30 p.m. ET*, a period that includes Saturday, December 26, 2026.

The Federal Reserve's footnote to the "Processing Resumes" column is quoted below.

The Federal Reserve schedule does not say when a particular paycheck or deposit is credited, and neither does this page, so ask your employer or your bank about a specific payment.

*Third file delivery begins at 8:15 p.m. ET
Federal Reserve Financial Services, Holiday Schedules (footnote to the FedACH table)

Source: Federal Reserve Financial Services: holiday schedules

Day After Christmas 2027

The day after Christmas 2027 falls on Sunday, December 26, 2027.

The Federal Reserve schedule lists Christmas Day 2027 as December 25*, a Saturday, so Federal Reserve Banks and Branches are open the preceding Friday, December 24; the Board's K.8 list says the Board of Governors is closed that Friday. The schedule lists holidays only, so it gives no hours for Sunday, December 26, 2027.

Source: Federal Reserve Financial Services: holiday schedules, Federal Reserve Board: holiday schedule

Related pages

The same question for other holidays

Questions

Are Banks Open the Day After Christmas 2026?

The day after Christmas is not a Federal Reserve Bank holiday: the Federal Reserve schedule lists Christmas Day on Friday, December 25, 2026 and no closure for Saturday, December 26, 2026. That day is a Saturday, and the schedule lists holidays only, so it gives no Saturday hours: your bank sets its own branch hours, so check with your bank.

Is the day after Christmas a bank holiday?

No. The Federal Reserve holiday schedule lists Christmas Day on Friday, December 25, 2026 and does not list the day after, so Saturday, December 26, 2026 is not a Federal Reserve Bank holiday; it is a Saturday, and the schedule gives no weekend hours. Your bank sets its own branch hours, so check with your bank.

Do direct deposits and ACH payments move the day after Christmas 2026?

The FedACH holiday table's Christmas Day row says processing ends Dec. 24, 2026, 11:30 p.m. ET and resumes Dec. 27, 2026, 5:30 p.m. ET, a period that includes Saturday, December 26, 2026. The Federal Reserve's footnote to the "Processing Resumes" column reads: “*Third file delivery begins at 8:15 p.m. ET”. The Federal Reserve schedule does not say when a particular paycheck or deposit is credited, and neither does this page, so ask your employer or your bank about a specific payment.

Are banks open the day after Christmas 2027?

The day after Christmas 2027 falls on Sunday, December 26, 2027. The Federal Reserve schedule lists Christmas Day 2027 as December 25*, a Saturday, so Federal Reserve Banks and Branches are open the preceding Friday, December 24; the Board's K.8 list says the Board of Governors is closed that Friday. The schedule lists holidays only, so it gives no hours for Sunday, December 26, 2027.

Is the Post Office open the day after Christmas 2026?

Regular mail is delivered on Saturday, December 26, 2026, per USPS: the date is not on the USPS holiday list. The Post Office page has the USPS wording on mail delivery.

Sources: OPM: Federal Holidays · 5 U.S.C. 6103: Holidays · Federal Reserve Financial Services: holiday schedules · Federal Reserve Board: holiday schedule · USPS: holidays and events · NYSE: holidays and trading hours · SIFMA: holiday schedule