Bank Holidays 2026: Federal Reserve Holiday Schedule
Federal Reserve Banks are closed on 10 weekdays in 2026 for bank holidays. Independence Day falls on Saturday, July 4, so Federal Reserve Banks are open Friday, July 3.
Want to know about a single day? Use the are banks open today checker.
Maintained by Archie Chang · Sources checked against Federal Reserve schedules on November 1, 2026 · Methodology & sources
Bank holidays 2026
These are the Federal Reserve Bank holidays for 2026. Your own bank sets its branch hours, so check with your bank. A holiday that falls on a Saturday has no weekday closure: its row says so and names the Friday when Federal Reserve Banks are open.
| Date | Weekday | Holiday | Federal Reserve Banks |
|---|---|---|---|
| January 1, 2026 | Thursday | New Year's Day | Closed |
| January 19, 2026 | Monday | Martin Luther King Jr. Day | Closed |
| February 16, 2026 | Monday | Washington's Birthday (Presidents Day) | Closed |
| May 25, 2026 | Monday | Memorial Day | Closed |
| June 19, 2026 | Friday | Juneteenth | Closed |
| July 4, 2026 | Saturday | Independence Day | No weekday closureFalls on a Saturday. Federal Reserve Banks are open Friday, July 3. |
| September 7, 2026 | Monday | Labor Day | Closed |
| October 12, 2026 | Monday | Columbus Day | Closed |
| November 11, 2026 | Wednesday | Veterans Day | Closed |
| November 26, 2026 | Thursday | Thanksgiving Day | Closed |
| December 25, 2026 | Friday | Christmas Day | Closed |
How the Saturday and Sunday rule works
The Federal Reserve gives the rule in the footnotes to its holiday table:
“For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday.”
“For holidays falling on Sunday, Federal Reserve Banks and Branches will be closed the following Monday.”
The Board of Governors follows its own calendar on Saturday holidays:
“For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday; however, the Board of Governors will be closed. For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday.”
“* Saturday - the Federal Reserve Banks are open, but the Board of Governors is closed on July 3, 2026, June 18, 2027, December 24, 2027, December 31, 2027, and November 10, 2028.”
In 2026 that is Independence Day: it falls on Saturday, July 4, and Federal Reserve Banks are open Friday, July 3. The stock market observes it on that Friday, so check the stock market holidays page too.
Bank holidays 2027
Federal Reserve Banks are closed on 9 weekdays in 2027. Juneteenth (Saturday, June 19) and Christmas Day (Saturday, December 25) fall on Saturdays, so Federal Reserve Banks are open the Fridays before, June 18 and December 24. Independence Day falls on Sunday, July 4, so Federal Reserve Banks are closed Monday, July 5.
| Date | Weekday | Holiday | Federal Reserve Banks |
|---|---|---|---|
| January 1, 2027 | Friday | New Year's Day | Closed |
| January 18, 2027 | Monday | Martin Luther King Jr. Day | Closed |
| February 15, 2027 | Monday | Washington's Birthday (Presidents Day) | Closed |
| May 31, 2027 | Monday | Memorial Day | Closed |
| June 19, 2027 | Saturday | Juneteenth | No weekday closureFalls on a Saturday. Federal Reserve Banks are open Friday, June 18. |
| July 5, 2027 | Monday | Independence Day | ClosedJuly 4 falls on a Sunday. Federal Reserve Banks are closed the following Monday. |
| September 6, 2027 | Monday | Labor Day | Closed |
| October 11, 2027 | Monday | Columbus Day | Closed |
| November 11, 2027 | Thursday | Veterans Day | Closed |
| November 25, 2027 | Thursday | Thanksgiving Day | Closed |
| December 25, 2027 | Saturday | Christmas Day | No weekday closureFalls on a Saturday. Federal Reserve Banks are open Friday, December 24. |
New Year's Day 2028 falls on Saturday, January 1, 2028. The Federal Reserve Board's K.8 schedule lists Friday, December 31, 2027 among the Saturday-rule days, so Federal Reserve Banks are open that Friday and the Board of Governors is closed. See the federal holiday dates on the federal holidays 2026 and federal holidays 2027 pages, and what else is open on Veterans Day 2026.
Related holiday checkers
Checking mail instead? See is the Post Office open today. For the Veterans Day question, see is Veterans Day a federal holiday. For the federal holiday check, see is today a federal holiday.
Bank holiday questions
How many bank holidays are there in 2026?
Federal Reserve Banks are closed on 10 weekdays in 2026. The schedule lists 11 holidays, but Independence Day falls on Saturday, July 4, so Federal Reserve Banks are open Friday, July 3.
Is Columbus Day a bank holiday?
Yes, on the Federal Reserve schedule: Federal Reserve Banks are closed on Monday, October 12, 2026, and Monday, October 11, 2027. Your bank sets its own branch hours, so check with your bank.
Is Good Friday a bank holiday?
The Federal Reserve schedule does not list Good Friday, so it is not a Reserve Bank holiday: Good Friday is Friday, April 3, 2026. The NYSE and Nasdaq are closed that day; see the stock market holidays page.
What are the bank holidays in 2027?
Federal Reserve Banks are closed on 9 weekdays in 2027: New Year's Day (Friday, January 1), Martin Luther King Jr. Day (Monday, January 18), Washington's Birthday (Presidents Day) (Monday, February 15), Memorial Day (Monday, May 31), Independence Day (Monday, July 5), Labor Day (Monday, September 6), Columbus Day (Monday, October 11), Veterans Day (Thursday, November 11), Thanksgiving Day (Thursday, November 25). Juneteenth and Christmas Day fall on Saturdays, so Federal Reserve Banks are open the Fridays before.
What happens when a bank holiday falls on a weekend?
The Federal Reserve schedule: “For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday.” “For holidays falling on Sunday, Federal Reserve Banks and Branches will be closed the following Monday.” The Board of Governors is closed on those Fridays.
Are the day after Thanksgiving and Christmas Eve bank holidays?
Neither is on the Federal Reserve schedule, so neither is a Reserve Bank holiday. To check any date, use the bank holiday checker.
Sources
Dates checked against both pages on November 1, 2026. Both pages also list 2028 to 2030; this page covers 2026 and 2027. FedRateCalc is independent and is not affiliated with the Federal Reserve.