Are Banks Open on Black Friday 2026?

Federal Reserve Banks are open on Friday, November 27, 2026: the Federal Reserve holiday schedule lists no closure that day. Your bank sets its own branch hours, so check with your bank.

The number of days to Friday, November 27, 2026 appears here once the page loads in your browser.

Maintained by Archie Chang · Dates and sources checked November 1, 2026 · Methodology & sources

Not an official source. FedRateCalc is independent and is not affiliated with the Federal Reserve, USPS, NYSE, SIFMA, OPM or any bank. The Federal Reserve schedule lists Reserve Bank holidays only: your bank and your Post Office set their own hours.

The answer for Black Friday 2026

The Federal Reserve holiday schedule lists Thanksgiving Day, Thursday, November 26, 2026, and no closure on the day after, so Federal Reserve Banks are open on Friday, November 27, 2026.

The Federal Reserve's FedACH table, in its Thanksgiving Day row, says processing ends Nov. 25, 2026, 11:30 p.m. ET and resumes Nov. 26, 2026, 5:30 p.m. ET*. Its footnote is quoted below.

Your bank sets its own branch hours, so check with your bank.

*Third file delivery begins at 8:15 p.m. ET
Federal Reserve Financial Services, Holiday Schedules (footnote to the FedACH table)

Source: Federal Reserve Financial Services: holiday schedules, Federal Reserve Board: holiday schedule

What else is open on Black Friday 2026

What is open and closed on Black Friday 2026
WhoStatusDetails
Federal officesOpenBlack Friday is not one of the legal public holidays in 5 U.S.C. 6103(a), so federal offices are open unless the President closes agencies by executive order. When we checked the Federal Register on October 25, 2026, we found no 2026 order closing agencies on Friday, November 27, 2026.Source: 5 U.S.C. 6103: Holidays, OPM: Federal Holidays, Federal Register: executive orders closing agencies (search)
Federal Reserve BanksOpenThe Federal Reserve holiday schedule lists no closure on Friday, November 27, 2026. Your bank sets its own branch hours, so check with your bank.Source: Federal Reserve Financial Services: holiday schedules, Federal Reserve Board: holiday schedule
Post Offices (per USPS)OpenThe date is not on the USPS 2026 holiday list, so regular delivery runs. Hours vary by location.Source: USPS: holidays and events
NYSEEarly closeOpen with an early close at 1:00 p.m. ET; NYSE lists eligible options closing at 1:15 p.m. ET.Source: NYSE: holidays and trading hours
The bond market (SIFMA recommendation)Early closeSIFMA recommends an early close at 2:00 p.m. ET.Source: SIFMA: holiday schedule

Direct deposits and ACH payments on Black Friday 2026

The FedACH holiday table lists no pause for Friday, November 27, 2026. Its Thanksgiving Day row says processing ends Nov. 25, 2026, 11:30 p.m. ET and resumes Nov. 26, 2026, 5:30 p.m. ET*.

The Federal Reserve's footnote to the "Processing Resumes" column is quoted below.

The Federal Reserve schedule does not say when a particular paycheck or deposit is credited, and neither does this page, so ask your employer or your bank about a specific payment.

*Third file delivery begins at 8:15 p.m. ET
Federal Reserve Financial Services, Holiday Schedules (footnote to the FedACH table)

Source: Federal Reserve Financial Services: holiday schedules

Black Friday 2027

Black Friday 2027 falls on Friday, November 26, 2027.

Federal Reserve Banks are open that day: the Federal Reserve schedule lists no closure.

Source: OPM: Federal Holidays, Federal Reserve Financial Services: holiday schedules, USPS: holidays and events, NYSE: holidays and trading hours, SIFMA: holiday schedule

Questions

Are Banks Open on Black Friday 2026?

Federal Reserve Banks are open on Friday, November 27, 2026: the Federal Reserve holiday schedule lists no closure that day. Your bank sets its own branch hours, so check with your bank.

Are banks open the day after Thanksgiving?

Federal Reserve Banks are open on Friday, November 27, 2026: the Federal Reserve holiday schedule lists Thanksgiving Day, Thursday, November 26, 2026, and no closure the next day. Your bank sets its own branch hours, so check with your bank.

Do direct deposits and ACH payments move on Black Friday 2026?

The FedACH holiday table lists no pause for Friday, November 27, 2026. Its Thanksgiving Day row says processing ends Nov. 25, 2026, 11:30 p.m. ET and resumes Nov. 26, 2026, 5:30 p.m. ET. The Federal Reserve's footnote to the "Processing Resumes" column reads: “*Third file delivery begins at 8:15 p.m. ET”. The Federal Reserve schedule does not say when a particular paycheck or deposit is credited, and neither does this page, so ask your employer or your bank about a specific payment.

Are banks open on Black Friday 2027?

Black Friday 2027 falls on Friday, November 26, 2027. Federal Reserve Banks are open that day: the Federal Reserve schedule lists no closure.

Is the Post Office open on Black Friday 2026?

Open: per USPS, Post Offices are open on Friday, November 27, 2026. The Post Office page has the USPS wording on mail delivery.

Is the stock market open on Black Friday 2026?

NYSE closes early, at 1:00 p.m. ET on Friday, November 27, 2026. The stock market page has the SIFMA bond market status.