Are Banks Open on Thanksgiving 2026?

Federal Reserve Banks are closed on Thursday, November 26, 2026, for Thanksgiving Day. FedACH processing pauses, and your bank sets its own branch hours, so check with your bank.

Maintained by Archie Chang · Dates and sources checked November 1, 2026 · Methodology & sources

Not an official source. FedRateCalc is independent and is not affiliated with the Federal Reserve, USPS, NYSE, SIFMA, OPM or any bank. The Federal Reserve schedule lists Reserve Bank holidays only: your bank and your Post Office set their own hours.

The answer for Thanksgiving 2026

The Federal Reserve Financial Services holiday schedule lists Thanksgiving Day on November 26, so Federal Reserve Banks are closed on Thursday, November 26, 2026.

The Federal Reserve's FedACH table, in its Thanksgiving Day row, says processing ends Nov. 25, 2026, 11:30 p.m. ET and resumes Nov. 26, 2026, 5:30 p.m. ET*. Its footnote is quoted below.

Your bank sets its own branch hours, so check with your bank.

*Third file delivery begins at 8:15 p.m. ET
Federal Reserve Financial Services, Holiday Schedules (footnote to the FedACH table)

Source: Federal Reserve Financial Services: holiday schedules, Federal Reserve Board: holiday schedule

What else is open on Thanksgiving 2026

What is open and closed on Thanksgiving 2026
WhoStatusDetails
Federal officesClosedOPM lists Thursday, November 26, 2026 as the Thanksgiving Day holiday (5 U.S.C. 6103), so federal offices are closed for most federal employees.Source: OPM: Federal Holidays, 5 U.S.C. 6103: Holidays
Federal Reserve BanksClosedThanksgiving Day is on the Federal Reserve holiday schedule. Your bank sets its own branch hours, so check with your bank.Source: Federal Reserve Financial Services: holiday schedules, Federal Reserve Board: holiday schedule
Post Offices (per USPS)ClosedThanksgiving Day is on the USPS holiday list: no regular mail delivery.Source: USPS: holidays and events
NYSEClosedThanksgiving Day is on NYSE's holiday list.Source: NYSE: holidays and trading hours
The bond market (SIFMA recommendation)ClosedSIFMA recommends a full close.Source: SIFMA: holiday schedule

The day after Thanksgiving

On Friday, November 27, 2026, Federal Reserve Banks are open and Post Offices (per USPS) are open. NYSE is open but closes early, at 1:00 p.m. ET, and SIFMA recommends that the bond market close early, at 2:00 p.m. ET.

That Friday is Black Friday; the same questions for it are answered on our Black Friday pages, linked in the related pages.

Source: Federal Reserve Financial Services: holiday schedules, USPS: holidays and events, NYSE: holidays and trading hours, SIFMA: holiday schedule

What the Federal Reserve lists show for Thanksgiving Day

The Federal Reserve Financial Services schedule lists Thanksgiving Day on November 26 in 2026 and November 25 in 2027, and the Board's K.8 list shows the same dates.

Source: Federal Reserve Financial Services: holiday schedules, Federal Reserve Board: holiday schedule

Direct deposits and ACH payments on Thanksgiving 2026

The FedACH holiday table's Thanksgiving Day row says processing ends Nov. 25, 2026, 11:30 p.m. ET and resumes Nov. 26, 2026, 5:30 p.m. ET*.

The Federal Reserve's footnote to the "Processing Resumes" column is quoted below.

The Federal Reserve schedule does not say when a particular paycheck or deposit is credited, and neither does this page, so ask your employer or your bank about a specific payment.

*Third file delivery begins at 8:15 p.m. ET
Federal Reserve Financial Services, Holiday Schedules (footnote to the FedACH table)

Source: Federal Reserve Financial Services: holiday schedules

Thanksgiving 2027

Thanksgiving 2027 falls on Thursday, November 25, 2027.

OPM lists that day as the Thanksgiving Day holiday, so federal offices are closed.

Federal Reserve Banks are closed that day: the Federal Reserve schedule lists Thanksgiving Day.

Source: OPM: Federal Holidays, Federal Reserve Financial Services: holiday schedules, USPS: holidays and events, NYSE: holidays and trading hours, SIFMA: holiday schedule

Questions

Are Banks Open on Thanksgiving 2026?

Federal Reserve Banks are closed on Thursday, November 26, 2026, for Thanksgiving Day. FedACH processing pauses, and your bank sets its own branch hours, so check with your bank.

Is Thanksgiving a bank holiday?

For Federal Reserve Banks, yes: they are closed on Thursday, November 26, 2026. Your bank sets its own branch hours, so check with your bank.

Do direct deposits and ACH payments move on Thanksgiving 2026?

The FedACH holiday table's Thanksgiving Day row says processing ends Nov. 25, 2026, 11:30 p.m. ET and resumes Nov. 26, 2026, 5:30 p.m. ET. The Federal Reserve's footnote to the "Processing Resumes" column reads: “*Third file delivery begins at 8:15 p.m. ET”. The Federal Reserve schedule does not say when a particular paycheck or deposit is credited, and neither does this page, so ask your employer or your bank about a specific payment.

Are banks open on Thanksgiving 2027?

Thanksgiving 2027 falls on Thursday, November 25, 2027. OPM lists that day as the Thanksgiving Day holiday, so federal offices are closed. Federal Reserve Banks are closed that day: the Federal Reserve schedule lists Thanksgiving Day.

Is the Post Office open on Thanksgiving 2026?

Closed: per USPS, Post Offices are closed on Thursday, November 26, 2026. The Post Office page has the USPS wording on mail delivery.

Is the stock market open on Thanksgiving 2026?

NYSE is closed on Thursday, November 26, 2026. The stock market page has the SIFMA bond market status.