Property Tax Calculator: Estimate by State
This property tax calculator multiplies a home value by the ratio of a state's median real estate taxes paid to its median home value, both from the Census Bureau's 2025 American Community Survey (ACS) 1-year estimates, released October 29, 2026. For example, Texas's ratio is 1.32% ($4,205 ÷ $318,100, rounded to hundredths of a percent), so a $300,000 home works out to $3,960 a year, or $330 a month. This is a rough estimate from state medians, not your tax bill, which depends on your county's or city's assessed value, tax rates, exemptions and reassessment schedule.
Maintained by Archie Chang · Reviewed November 3, 2026 · Methodology & sources
This is a rough estimate from a state median ratio, not your tax bill.
The result is a rough estimate from a state's Census median ratio, not your tax bill. Your actual property tax depends on your county's or city's assessed value of the property, the tax rates set by each taxing jurisdiction, exemptions such as a homestead exemption, and how often the property is reassessed.
Your state and home value
Leave the rate blank to use the Texas ratio of median taxes to median value shown on the right.
Rough estimate, not your tax bill
Rough yearly estimate
$3,960
Rough monthly estimate
$330
Using the Texas Census ratio of 1.32% (median taxes $4,205 ÷ median value $318,100, rounded to hundredths of a percent).
- Texas median real estate taxes paid
- $4,205
- Texas median home value
- $318,100
Medians: Census Bureau 2025 ACS 1-year, owner-occupied housing units (B25103_001 and B25077_001).
How the estimate is calculated
The calculator takes the state's median real estate taxes paid and divides it by the state's median home value, rounds the result to hundredths of a percent, and multiplies that ratio by the home value you enter. The monthly figure is the yearly figure divided by 12. Worked example, Texas: $4,205 ÷ $318,100 = 1.32%; $300,000 × 1.32% = $3,960 a year, $330 a month.
The ratio is our own arithmetic on two Census Bureau medians. It is not an average tax rate, not the rate of any household and not a statutory rate, and a ratio of two medians is not the median of each household's own ratio. For all 50 states and DC side by side, see property tax by state.
What the Census Bureau says the numbers measure
The Census Bureau's 2025 ACS Subject Definitions describe the real estate tax figures this way:
“The data on real estate taxes were obtained from Housing Question 23 in the 2025 American Community Survey (ACS). The question was asked at owner-occupied units. The statistics from this question refer to the total amount of all real estate taxes on the entire property (land and buildings) payable to all taxing jurisdictions, including special assessments, school taxes, county taxes, and so forth.”
and the value figures this way:
“Value is the respondent's estimate of how much the property (house and lot, mobile home and lot (if lot owned), or condominium unit) would sell for if it were for sale.”
The entries for Real Estate Taxes and Value in the Census Bureau's 2025 Subject Definitions do not mention exemptions or tax rates.
Frequently asked questions
How does this property tax calculator estimate my tax?
It divides the state's median real estate taxes paid by its median home value (both from the Census Bureau's 2025 ACS 1-year estimates, tables B25103 and B25077), rounds the ratio to hundredths of a percent, and multiplies it by the home value you enter. Texas: $4,205 ÷ $318,100 = 1.32%; $300,000 × 1.32% = $3,960 a year, $330 a month. If you type your own effective rate, it replaces the state ratio.
Is the estimate my property tax bill?
No. The result is a rough estimate from a state's Census median ratio, not your tax bill. Your actual property tax depends on your county's or city's assessed value of the property, the tax rates set by each taxing jurisdiction, exemptions such as a homestead exemption, and how often the property is reassessed. The ratio is the site's own arithmetic on two Census Bureau medians, not an average tax rate, not the rate of any household and not a statutory rate.
What Census data and year does the calculator use?
It uses the Census Bureau's 2025 American Community Survey (ACS) 1-year estimates for owner-occupied housing units in the 50 states and DC: median real estate taxes paid (B25103_001) and median value (B25077_001). When we checked on November 3, 2026, the Census Bureau's 2025 ACS release schedule listed the 1-year data release as October 29, 2026.
What do the Census real estate tax and home value numbers include?
The Census Bureau's 2025 ACS Subject Definitions say, for real estate taxes: “The data on real estate taxes were obtained from Housing Question 23 in the 2025 American Community Survey (ACS). The question was asked at owner-occupied units. The statistics from this question refer to the total amount of all real estate taxes on the entire property (land and buildings) payable to all taxing jurisdictions, including special assessments, school taxes, county taxes, and so forth.” For value they say: “Value is the respondent's estimate of how much the property (house and lot, mobile home and lot (if lot owned), or condominium unit) would sell for if it were for sale.” The entries for Real Estate Taxes and Value in the Census Bureau's 2025 Subject Definitions do not mention exemptions or tax rates.
Can I enter my own effective tax rate?
Yes. Enter a percent from 0.01% to 20% in the effective rate box and the calculator uses it instead of the state's Census ratio. For example, a home value of $300,000 at 2.5% gives $7,500 a year, or $625 a month. The rate is whatever you enter; the calculator does not check it against any tax bill or law.
Related pages
Sources (U.S. Census Bureau, checked November 3, 2026): Census Bureau: ACS 2025 1-year table B25103 (median real estate taxes paid) · Census Bureau: ACS 2025 1-year table B25077 (median value) · Census Bureau: ACS 2025 1-year table shells · Census Bureau: ACS 2025 1-year geography file · Census Bureau: 2025 ACS Subject Definitions · Census Bureau: 2025 ACS data release schedule