National Living Wage and National Minimum Wage rates: April 2026 in force, April 2027 announced
The National Living Wage is £12.71 an hour from 1 April 2026 for workers aged 21 and over, with lower National Minimum Wage rates for workers under 21 and for apprentices who are under 19 or in the first year of their apprenticeship. A rate of £13.21 for April 2027 was announced on 28 October 2026 and is not yet in force. Some workers are not entitled to the minimum wage at all.
Hourly rates by age band, with effective dates
Rates are per hour. The April 2027 row is an announced rate, not a rate in force. Each row names its effective date; the apprentice column is the rate for apprentices who are under 19 or in the first year of their apprenticeship.
| Period and status | 21 and over (National Living Wage) | 18 to 20 | Under 18 | Apprentice | Accommodation offset per day |
|---|---|---|---|---|---|
| April 2027. Announced 28 October 2026, not yet in force. Due from 1 April 2027. | £13.21 | £11.27 | £8.31 | £8.31 | £11.53 |
| April 2026. In force from 1 April 2026 (SI 2026/357). | £12.71 | £10.85 | £8.00 | £8.00 | £11.10 |
| April 2025 to March 2026. Previous rates, in force from 1 April 2025 (SI 2025/401). | £12.21 | £10.00 | £7.55 | £7.55 | £10.66 |
On GOV.UK’s rates page the April 2026 and April 2027 rows are listed under its heading “Current rates”; the April 2027 row is an announced rate that applies from 1 April 2027. GOV.UK says the rates change on 1 April every year. The April 2026 rates were set by the National Minimum Wage (Amendment) Regulations 2026 (SI 2026/357) and the previous rates by SI 2025/401.
Who gets which rate, and the exceptions
GOV.UK’s rates page says:
“You must be at least: school leaving age to get the National Minimum Wage aged 21 to get the National Living Wage - the minimum wage will still apply for workers aged 20 and under”
GOV.UK’s guide on who gets the minimum wage says, for apprentices:
“Apprentices are entitled to the apprentice rate if they’re either: under 19 19 or over and in the first year of their apprenticeship Apprentices over 19 who have completed the first year of their apprenticeship are entitled to the correct minimum wage for their age.”
The same guide lists the workers who are not entitled to the National Minimum Wage or National Living Wage, in full:
“The following types of workers are not entitled to the National Minimum Wage or National Living Wage: self-employed people running their own business company directors people who are volunteers or voluntary workers workers on a government employment programme, such as the Work Programme members of the armed forces family members of the employer living in the employer’s home workers younger than school leaving age (usually 16) higher and further education students on work experience or a work placement up to one year people shadowing others at work workers on government pre-apprenticeships schemes people on the following European Union (EU) programmes: Leonardo da Vinci, Erasmus+, Comenius people working on a Jobcentre Plus Work trial for up to 6 weeks share fishermen prisoners people living and working in a religious community”
The April 2027 rates: announced, not yet in force
Status when we checked on 5 November 2026: announced, not yet in force. The Low Pay Commission’s announcement on GOV.UK, published on 28 October 2026, says:
“The Government has today announced increases to minimum wage rates from April 2027. The National Living Wage (NLW), the minimum wage rate for all workers aged 21 and over, will rise by 3.9 per cent to £13.21. The minimum wage for 18-20 year olds will increase to £11.27 and the rates for 16-17 year olds and apprentices will increase to £8.31, all of which are 3.9 per cent increases in line with that for the NLW.”
The Budget 2026 news story on GOV.UK gives the announced date and a gross annual figure for a full-time worker:
“Higher wages: On 1 April 2027, the National Living Wage will increase by 3.9% to £13.21 per hour. This uplift represents an increase of £910 to the gross annual earnings of a full-time worker on the National Living Wage.”
The announced April 2027 rates are £13.21 for workers aged 21 and over, £11.27 for 18 to 20, £8.31 for under 18 and £8.31 for apprentices, due from 1 April 2027. The same exceptions apply: the apprentice rate is for apprentices under 19 or in the first year, and the workers listed above as not entitled are not entitled.
Accommodation offset
The accommodation offset is £11.10 a day (£77.70 a week) from 1 April 2026, and was £10.66 a day (£74.62 a week) from 1 April 2025. It matters only where the employer provides the worker with accommodation. GOV.UK’s accommodation page says:
“If an employer charges more than the offset rate, the difference is taken off the worker’s pay which counts for the National Minimum Wage or National Living Wage. This means the higher the accommodation charge, the lower a worker’s pay when calculating the minimum wage. If the accommodation charge is at or below the offset rate, it does not have an effect on the worker’s pay. If the accommodation is free, the offset rate is added to the worker’s pay.”
The Low Pay Commission announced the April 2027 offset in the same release:
“The Accommodation Offset is an allowable deduction from wages for accommodation, applicable for each day of the week. In April 2027 it will increase to £11.53 per day.”
The announcement gives the April 2027 offset as £11.53 per day only; it does not give a weekly figure. That announced rate is not yet in force and is due from 1 April 2027.
Illustration: hours × rate
This table is FedRateCalc’s own arithmetic, not an official figure and not a statement of what any worker is paid. Weekly pay = hours × hourly rate; annual pay = weekly pay × 52 weeks. Amounts are gross, before Income Tax and National Insurance, for workers aged 21 and over, and ignore unpaid breaks, unpaid leave and which weeks contain the UK bank holidays. The 35-hour difference between the two rates is £910.00, the same size as the £910 in GOV.UK’s Budget 2026 news story.
| Hours and rate | Weekly (hours × rate) | Annual (52 weeks) |
|---|---|---|
| 35 hours a week at £12.71, in force from 1 April 2026 | £444.85 | £23,132.20 |
| 35 hours a week at £13.21, announced 28 October 2026, not yet in force, due from 1 April 2027 | £462.35 | £24,042.20 |
| 40 hours a week at £12.71, in force from 1 April 2026 | £508.40 | £26,436.80 |
| 40 hours a week at £13.21, announced 28 October 2026, not yet in force, due from 1 April 2027 | £528.40 | £27,476.80 |
Benefit rates are separate
The National Living Wage is set by the National Minimum Wage regulations. Benefits such as PIP and Attendance Allowance are set by the Social Security Benefits Up-rating Order, with their own effective dates; FedRateCalc shows those weekly rates on their own pages.
Frequently asked questions
What is the National Living Wage in 2026?
The National Living Wage is £12.71 an hour from 1 April 2026, according to the GOV.UK rates page and the National Minimum Wage (Amendment) Regulations 2026 (SI 2026/357), which came into force on 1 April 2026. A rate of £13.21 was announced on 28 October 2026 for 1 April 2027 and is not yet in force. These figures are for workers aged 21 and over: workers under 21 get the lower age-band rates, apprentices who are under 19 or in the first year of their apprenticeship get the apprentice rate, and some workers, such as the self-employed and volunteers, are not entitled to the minimum wage.
What will the National Living Wage be in April 2027?
GOV.UK says the Government announced on 28 October 2026, accepting the Low Pay Commission’s recommendations in full, that the National Living Wage for workers aged 21 and over will rise to £13.21 an hour from 1 April 2027, with £11.27 for 18 to 20 year olds and £8.31 for under 18s and apprentices. These rates were announced on 28 October 2026 and not yet in force; they are due from 1 April 2027; the rates in force when we checked on 5 November 2026 were those from 1 April 2026 (£12.71 for workers aged 21 and over). These figures are for workers aged 21 and over: workers under 21 get the lower age-band rates, apprentices who are under 19 or in the first year of their apprenticeship get the apprentice rate, and some workers, such as the self-employed and volunteers, are not entitled to the minimum wage.
What are the minimum wage rates for under 21s and apprentices?
GOV.UK lists £10.85 an hour for ages 18 to 20, £8.00 for under 18s and £8.00 for the apprentice rate from 1 April 2026. For April 2027 the Low Pay Commission announcement on GOV.UK gives £11.27, £8.31 and £8.31; these rates were announced on 28 October 2026 and not yet in force; they are due from 1 April 2027. The apprentice rate applies to apprentices who are under 19, or aged 19 or over and in the first year of their apprenticeship; apprentices over 19 who have completed that year get the minimum wage for their age. These figures are for workers aged 21 and over: workers under 21 get the lower age-band rates, apprentices who are under 19 or in the first year of their apprenticeship get the apprentice rate, and some workers, such as the self-employed and volunteers, are not entitled to the minimum wage.
Who is entitled to the National Living Wage, and who is not?
GOV.UK says workers must be at least school leaving age to get the National Minimum Wage and 21 or over to get the National Living Wage, so workers under 21 get the lower age-band rates. Part-time, casual and agency workers are among those entitled to the correct minimum wage. GOV.UK also lists workers who are not entitled to the National Minimum Wage or National Living Wage, among them self-employed people running their own business, company directors, volunteers or voluntary workers, members of the armed forces and workers younger than school leaving age (usually 16). Apprentices who are under 19, or in the first year of their apprenticeship, get the apprentice rate.
What is the accommodation offset?
GOV.UK says accommodation provided by an employer can be taken into account for the minimum wage, up to the offset rate: £11.10 a day (£77.70 a week) from 1 April 2026, and £10.66 a day (£74.62 a week) in the year before, set by SI 2025/401 from 1 April 2025. A rate of £11.53 a day was announced on 28 October 2026 for April 2027 and is not yet in force; it is due from 1 April 2027. If the charge is higher than the offset rate the difference reduces the pay that counts, if it is no higher than the rate it has no effect, and no other kind of company benefit counts. These figures are for workers aged 21 and over: workers under 21 get the lower age-band rates, apprentices who are under 19 or in the first year of their apprenticeship get the apprentice rate, and some workers, such as the self-employed and volunteers, are not entitled to the minimum wage.
How much is a full-time wage at the National Living Wage?
This is FedRateCalc’s own arithmetic, not an official figure: 35 hours a week × £12.71 (in force from 1 April 2026, workers aged 21 and over) is £444.85 a week, or £23,132.20 over 52 weeks, before Income Tax and National Insurance. At the announced April 2027 rate of £13.21 (announced on 28 October 2026, not yet in force, due from 1 April 2027) the same hours give £462.35 a week and £24,042.20 over 52 weeks, a difference of £910.00, the same size as the £910 rise in gross annual earnings that the GOV.UK Budget 2026 news story gives for a full-time worker. Contract hours, unpaid time and the age band change the result for any real worker. These figures are for workers aged 21 and over: workers under 21 get the lower age-band rates, apprentices who are under 19 or in the first year of their apprenticeship get the apprentice rate, and some workers, such as the self-employed and volunteers, are not entitled to the minimum wage.
What were the National Living Wage rates in 2025?
GOV.UK lists £12.21 an hour for workers aged 21 and over, £10.00 for ages 18 to 20, £7.55 for under 18s and £7.55 for apprentices for April 2025 to March 2026, and the National Minimum Wage (Amendment) Regulations 2025 (SI 2025/401) came into force on 1 April 2025. They were replaced on 1 April 2026 by the rates in SI 2026/357. These figures are for workers aged 21 and over: workers under 21 get the lower age-band rates, apprentices who are under 19 or in the first year of their apprenticeship get the apprentice rate, and some workers, such as the self-employed and volunteers, are not entitled to the minimum wage.
More UK pages
Sources
- GOV.UK: National Minimum Wage and National Living Wage rates
- GOV.UK: The National Minimum Wage and Living Wage, who gets the minimum wage
- GOV.UK: National Minimum Wage and Living Wage, accommodation
- Low Pay Commission on GOV.UK: announcement of the April 2027 minimum wage rates, 28 October 2026
- Low Pay Commission on GOV.UK: Minimum wage rates for 2027
- GOV.UK: Budget 2026: Breathing space for today, hope for the future
- legislation.gov.uk: The National Minimum Wage (Amendment) Regulations 2026 (SI 2026/357)
- legislation.gov.uk: The National Minimum Wage (Amendment) Regulations 2025 (SI 2025/401)
Reviewed 5 November 2026 against the GOV.UK, legislation.gov.uk and Low Pay Commission pages in the sources list, which were read on that date. FedRateCalc is not affiliated with GOV.UK, the UK Government, the Department for Work and Pensions or the Low Pay Commission; GOV.UK, legislation.gov.uk and the Low Pay Commission are the official sources, and any later change they publish overrides this site.