Bank Holidays 2027: Federal Reserve Holiday Schedule
Federal Reserve Banks are closed on 9 weekdays in 2027 for bank holidays. Juneteenth falls on Saturday, June 19, so Federal Reserve Banks are open Friday, June 18. Christmas Day falls on Saturday, December 25, so Federal Reserve Banks are open Friday, December 24.
Want to know about a single day? Use the are banks open today checker. Looking for 2026? See bank holidays 2026.
Maintained by Archie Chang · Sources checked against Federal Reserve schedules on November 1, 2026 · Methodology & sources
What “bank holiday” means here
On this page, "bank holiday" means a holiday on the Federal Reserve schedule: a day when Federal Reserve Banks are closed. It does not say what any one bank does. Your bank sets its own branch hours, so check with your bank.
Bank holidays 2027
| Date | Weekday | Holiday | Federal Reserve Banks |
|---|---|---|---|
| January 1, 2027 | Friday | New Year's Day | Closed |
| January 18, 2027 | Monday | Martin Luther King Jr. Day | Closed |
| February 15, 2027 | Monday | Washington's Birthday (Presidents Day) | Closed |
| May 31, 2027 | Monday | Memorial Day | Closed |
| June 19, 2027 | Saturday | Juneteenth | No weekday closureFalls on a Saturday. Federal Reserve Banks are open Friday, June 18. |
| July 5, 2027 | Monday | Independence Day | ClosedJuly 4 falls on a Sunday. Federal Reserve Banks are closed the following Monday. |
| September 6, 2027 | Monday | Labor Day | Closed |
| October 11, 2027 | Monday | Columbus Day | Closed |
| November 11, 2027 | Thursday | Veterans Day | Closed |
| November 25, 2027 | Thursday | Thanksgiving Day | Closed |
| December 25, 2027 | Saturday | Christmas Day | No weekday closureFalls on a Saturday. Federal Reserve Banks are open Friday, December 24. |
Saturday holidays in 2027: Juneteenth and Christmas
The Federal Reserve gives the rule in the footnotes to its holiday table, and the Board of Governors lists the dates:
“For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday.”
“For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday; however, the Board of Governors will be closed. For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday.”
“* Saturday - the Federal Reserve Banks are open, but the Board of Governors is closed on July 3, 2026, June 18, 2027, December 24, 2027, December 31, 2027, and November 10, 2028.”
For 2027 that means Federal Reserve Banks are open on the Fridays before Juneteenth and Christmas Day. The Board of Governors is closed on those Fridays, and on Friday, December 31, 2027, which is the Friday before New Year's Day 2028.
Independence Day 2027
Independence Day falls on Sunday, July 4, 2027, so Federal Reserve Banks are closed the following Monday, July 5, 2027. The Federal Reserve schedule gives the Sunday rule:
“For holidays falling on Sunday, Federal Reserve Banks and Branches will be closed the following Monday.”
NYSE is also closed on Monday, July 5, 2027. See the stock market holidays page.
Long weekends in 2027
These Federal Reserve Bank closures fall on a Friday or a Monday, which makes a three-day weekend. A Saturday holiday does not, because Federal Reserve Banks are open the Friday before.
- New Year's Day: Friday, January 1 to Sunday, January 3
- Martin Luther King Jr. Day: Saturday, January 16 to Monday, January 18
- Washington's Birthday (Presidents Day): Saturday, February 13 to Monday, February 15
- Memorial Day: Saturday, May 29 to Monday, May 31
- Independence Day: Saturday, July 3 to Monday, July 5
- Labor Day: Saturday, September 4 to Monday, September 6
- Columbus Day: Saturday, October 9 to Monday, October 11
FedACH times for 2027
When we checked on November 1, 2026, the Federal Reserve Financial Services Holiday Schedules page listed FedACH processing times for 2026 holidays only, so it had no 2027 FedACH times. This page does not estimate them.
A first look at 2028
When we checked on November 1, 2026, the Federal Reserve Board's Holidays Observed (K.8) page also listed its 2028 dates. They are repeated here from that page. New Year's Day 2028 and Veterans Day 2028 fall on Saturdays.
| Date | Weekday | Holiday | Federal Reserve Banks |
|---|---|---|---|
| January 1, 2028 | Saturday | New Year's Day | No weekday closureFalls on a Saturday. Federal Reserve Banks are open Friday, December 31, 2027. |
| January 17, 2028 | Monday | Martin Luther King Jr. Day | Closed |
| February 21, 2028 | Monday | Washington's Birthday (Presidents Day) | Closed |
| May 29, 2028 | Monday | Memorial Day | Closed |
| June 19, 2028 | Monday | Juneteenth | Closed |
| July 4, 2028 | Tuesday | Independence Day | Closed |
| September 4, 2028 | Monday | Labor Day | Closed |
| October 9, 2028 | Monday | Columbus Day | Closed |
| November 11, 2028 | Saturday | Veterans Day | No weekday closureFalls on a Saturday. Federal Reserve Banks are open Friday, November 10, 2028. |
| November 23, 2028 | Thursday | Thanksgiving Day | Closed |
| December 25, 2028 | Monday | Christmas Day | Closed |
Are banks open on a specific holiday?
- Are Banks Open on Veterans Day 2026?
- Are Banks Open on Black Friday 2026?
- Are Banks Open on Christmas Eve 2026?
- Are Banks Open on MLK Day 2027?
- Are Banks Open on Presidents Day 2027?
- Are Banks Open on Good Friday 2027?
- Are Banks Open on Memorial Day 2027?
- Are Banks Open on Juneteenth 2027?
- Are Banks Open on Labor Day 2027?
- Are Banks Open on Columbus Day 2027?
- Are Banks Open on New Year's Eve 2026?
- Are Banks Open on New Year's Day 2027?
- Are Banks Open on Thanksgiving 2026?
- Are Banks Open on Christmas Day 2026?
For federal offices, see federal holidays 2027; for the stock market, see stock market holidays.
Bank holiday 2027 questions
How many bank holidays are there in 2027?
Federal Reserve Banks are closed on 9 weekdays in 2027. The schedule lists 11 holidays, but Juneteenth and Christmas Day fall on Saturdays, so Federal Reserve Banks are open the preceding Fridays, June 18 and December 24.
Are banks open on Juneteenth 2027?
Juneteenth National Independence Day falls on Saturday, June 19, 2027, so Federal Reserve Banks are open the preceding Friday, June 18, 2027. The Federal Reserve schedule: “For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday.” Your bank sets its own branch hours, so check with your bank.
Are banks open on Christmas 2027?
Christmas Day falls on Saturday, December 25, 2027, so Federal Reserve Banks are open the preceding Friday, December 24, 2027. The Federal Reserve schedule does not list Christmas Eve as a holiday. Your bank sets its own branch hours, so check with your bank.
Are banks open on July 5, 2027?
Independence Day falls on Sunday, July 4, 2027, so Federal Reserve Banks are closed the following Monday, July 5, 2027. The Federal Reserve schedule: “For holidays falling on Sunday, Federal Reserve Banks and Branches will be closed the following Monday.” Your bank sets its own branch hours, so check with your bank.
Is Columbus Day 2027 a bank holiday?
Yes, on the Federal Reserve schedule: Federal Reserve Banks are closed on Monday, October 11, 2027. Your bank sets its own branch hours, so check with your bank.
Are banks open on December 31, 2027?
New Year’s Day 2028 falls on Saturday, January 1, 2028. The Federal Reserve Board’s K.8 schedule lists Friday, December 31, 2027 as a day on which Federal Reserve Banks are open and the Board of Governors is closed. The Office of Personnel Management (OPM) lists Friday, December 31, 2027 as the observed day for New Year’s Day 2028, so federal offices are closed. Your bank sets its own branch hours, so check with your bank.
Are FedACH holiday times for 2027 published?
When we checked on November 1, 2026, the Federal Reserve Financial Services Holiday Schedules page listed FedACH processing times for 2026 holidays only, so it had no 2027 FedACH times. This page does not estimate them. Check the Federal Reserve Financial Services Holiday Schedules page for 2027 FedACH times.
Sources
Dates checked against both pages on November 1, 2026. Both pages also list 2028 to 2030; this page covers 2027 and a 2028 preview. FedRateCalc is independent and is not affiliated with the Federal Reserve.