Paycheck Calculator 2026: Take-Home Pay by State
Pick your state, enter a salary or hourly wage, and see take-home pay after federal income tax, Social Security, Medicare and state income tax. The table below compares take-home pay on a $60,000 salary in every state and DC.
Maintained by Archie Chang · Rates and sources checked October 31, 2026 · Methodology & sources
Paycheck calculator
Take-home pay per paycheck
$1,845.02
80% of gross pay · $47,970.47 per year
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | $193.08 | $5,020.00 |
| Social Security (FICA) | $143.08 | $3,720.00 |
| Medicare (FICA) | $33.46 | $870.00 |
| California state income tax | $63.06 | $1,639.53 |
| California State Disability Insurance (SDI) | $30.00 | $780.00 |
| Take-home pay | $1,845.02 | $47,970.47 |
States with no income tax on wages
These nine states do not tax wages with a state income tax:
Take-home pay on $60,000 in every state
Single filer, paid every two weeks. Where a state page models a county tax, its default county is included (Marion County in Indiana, Montgomery County in Maryland).
| State | Tax type | Flat or top rate | Take-home per paycheck |
|---|---|---|---|
| Alabama | Progressive | 5% | $1,841.58 |
| Alaska | No income tax | None | $1,927.65 |
| Arizona | Flat rate | 2.5% | $1,895.53 |
| Arkansas | Progressive | 3.7% | $1,871.45 |
| California | Progressive | 13.3% | $1,845.02 |
| Colorado | Flat rate | 4.4% | $1,863.78 |
| Connecticut | Progressive | 6.99% | $1,824.62 |
| Delaware | Progressive | 6.6% | $1,836.03 |
| District of Columbia | Progressive | 10.75% | $1,843.71 |
| Florida | No income tax | None | $1,938.08 |
| Georgia | Flat rate | 4.99% | $1,851.71 |
| Hawaii | Progressive | 11% | $1,832.07 |
| Idaho | Not confirmed | Not confirmed | Not confirmed |
| Illinois | Flat rate | 4.95% | $1,829.42 |
| Indiana | Flat rate | 2.95% | $1,825.30 |
| Iowa | Flat rate | 3.8% | $1,875.45 |
| Kansas | Progressive | 5.58% | $1,840.07 |
| Kentucky | Flat rate | 3.5% | $1,861.83 |
| Louisiana | Flat rate | 3% | $1,883.70 |
| Maine | Progressive | 9.15% | $1,846.84 |
| Maryland | Progressive | 6.5% | $1,776.82 |
| Massachusetts | Progressive | 9% | $1,835.00 |
| Michigan | Flat rate | 4.25% | $1,849.64 |
| Minnesota | Progressive | 9.85% | $1,839.75 |
| Mississippi | Progressive | 4% | $1,873.92 |
| Missouri | Progressive | 4.7% | $1,867.03 |
| Montana | Progressive | 5.65% | $1,858.72 |
| Nebraska | Progressive | 4.55% | $1,866.91 |
| Nevada | No income tax | None | $1,938.08 |
| New Hampshire | No income tax | None | $1,938.08 |
| New Jersey | Progressive | 10.75% | $1,853.09 |
| New Mexico | Progressive | 5.9% | $1,874.45 |
| New York | Progressive | 10.9% | $1,826.45 |
| North Carolina | Flat rate | 3.99% | $1,865.57 |
| North Dakota | Progressive | 2.5% | $1,938.08 |
| Ohio | Progressive | 2.75% | $1,889.40 |
| Oklahoma | Progressive | 4.5% | $1,855.21 |
| Oregon | Progressive | 9.9% | $1,769.07 |
| Pennsylvania | Flat rate | 3.07% | $1,865.62 |
| Rhode Island | Progressive | 5.99% | $1,849.88 |
| South Carolina | Progressive | 5.21% | $1,874.14 |
| South Dakota | No income tax | None | $1,938.08 |
| Tennessee | No income tax | None | $1,938.08 |
| Texas | No income tax | None | $1,938.08 |
| Utah | Not confirmed | Not confirmed | Not confirmed |
| Vermont | Not confirmed | Not confirmed | Not confirmed |
| Virginia | Progressive | 5.75% | $1,836.70 |
| Washington | No income tax | None | $1,906.07 |
| West Virginia | Progressive | 4.58% | $1,866.30 |
| Wisconsin | Progressive | 7.65% | $1,858.48 |
| Wyoming | No income tax | None | $1,938.08 |
How paycheck taxes work
Federal income tax is figured on your pay after the 2026 standard deduction, using the 2026 brackets in IRS Revenue Procedure 2025-32. Employers use IRS Publication 15-T to figure how much federal income tax to withhold from each paycheck.
Social Security tax is 6.2% of wages up to the 2026 wage base of $184,500. Medicare tax is 1.45% of all wages.
An extra 0.9% Additional Medicare tax is withheld on wages above $200,000 in a calendar year, without regard to filing status. The tax itself is figured against $250,000 for married filing jointly and $200,000 for other filers.
State income tax depends on where you live and work. Nine states have no income tax on wages; the others use a flat rate or progressive brackets, and a few add county or city taxes that the calculator models for the places named on each state page.
Looking at a bonus? Use the bonus tax calculator. New York City residents can use the NYC paycheck calculator.
Frequently asked questions
How is a paycheck calculated?
Gross pay minus federal income tax, Social Security, Medicare, state income tax and any local income tax. This calculator figures the year’s tax from your annual pay and divides it by the number of paychecks.
Which states have no income tax on wages?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. On a paycheck from these states, only federal income tax, Social Security and Medicare come out.
How much Social Security and Medicare tax comes out of a paycheck?
Social Security and Medicare tax are federal, so they work the same in every state. Social Security is 6.2% of wages up to the 2026 wage base of $184,500, and Medicare is 1.45% of all wages. An employer withholds an extra 0.9% Additional Medicare tax on wages above $200,000 in a calendar year, without regard to filing status; the tax itself is figured against $250,000 for married filing jointly and $200,000 for other filers.
Why is my real paycheck different from the calculator?
The calculator leaves out pre-tax deductions such as 401(k) and health premiums, credits, dependents, state disability or paid-family-leave premiums and unlisted local taxes, and it spreads the year’s tax evenly across paychecks. Your Form W-4 and your employer’s withholding tables decide the actual amount.
Does the calculator handle hourly pay?
Yes. Enter your hourly rate and hours per week; the calculator multiplies by 52 weeks to get an annual wage and then estimates tax for your pay frequency.
Are all states ready?
Each state page links the official source for its rates and shows the date we last checked it. For states where the 2026 inputs are not confirmed yet, the calculator shows take-home pay before state income tax and says so. Check the state revenue agency for the current rates.
Sources and limitations
What this calculator leaves out:
- It uses the 2026 federal standard deduction only. It does not model itemized deductions.
- It has no pre-tax deductions such as 401(k) contributions, health insurance premiums or HSA contributions, and no dependents or tax credits.
- It includes a state disability, paid-leave or unemployment payroll deduction only where that state’s page lists it as included, and no city, county or school-district income tax that a page does not list.
- It estimates the year’s tax and spreads it evenly across your paychecks, so your employer’s withholding tables can give a different amount on any single paycheck.
- It assumes you live and work in the same state.
- It is an estimate for planning, not tax advice. Your actual take-home pay depends on your Form W-4 and your employer’s payroll setup.
Official sources:
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Revenue Procedure 2025-32 (2026 tax brackets and standard deduction)
- IRS Tax Topic 751, Social Security and Medicare withholding rates
- IRS Tax Topic 560, Additional Medicare Tax
- Social Security Administration, contribution and benefit base