New York Paycheck Calculator (2026)
On a $60,000 salary paid biweekly, about $481.24 of each $2,307.69 paycheck goes to tax and payroll deductions for a single filer in New York, including $101.65 of New York income tax, which leaves about $1,826.45 in take-home pay. The calculator below estimates your own pay for any salary or hourly wage.
Maintained by Archie Chang · Rates and sources checked October 31, 2026 · Methodology & sources
New York paycheck calculator
Take-home pay per paycheck
$1,826.45
79.1% of gross pay · $47,487.80 per year
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | $193.08 | $5,020.00 |
| Social Security (FICA) | $143.08 | $3,720.00 |
| Medicare (FICA) | $33.46 | $870.00 |
| New York state income tax | $101.65 | $2,643.00 |
| New York Paid Family Leave (employee) | $9.97 | $259.20 |
| Take-home pay | $1,826.45 | $47,487.80 |
New York paycheck example: $60,000 salary
Single filer, paid every two weeks. Amounts are estimates for 2026.
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | $193.08 | $5,020.00 |
| Social Security (FICA) | $143.08 | $3,720.00 |
| Medicare (FICA) | $33.46 | $870.00 |
| New York state income tax | $101.65 | $2,643.00 |
| New York Paid Family Leave (employee) | $9.97 | $259.20 |
| Take-home pay | $1,826.45 | $47,487.80 |
How New York taxes your paycheck
- Tax type
- Progressive brackets
- Top rate (single)
- 10.9%
- Standard deduction
- $8,000 single, $16,050 married filing jointly, $11,200 head of household
New York income tax rate table
| Taxable income (Single) | Rate |
|---|---|
| $0 to $8,500 | 3.9% |
| $8,500 to $11,700 | 4.4% |
| $11,700 to $13,900 | 5.15% |
| $13,900 to $80,650 | 5.4% |
| $80,650 to $215,400 | 5.9% |
| $215,400 to $1,077,550 | 6.85% |
| $1,077,550 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
| Taxable income (Married filing jointly) | Rate |
|---|---|
| $0 to $17,150 | 3.9% |
| $17,150 to $23,600 | 4.4% |
| $23,600 to $27,900 | 5.15% |
| $27,900 to $161,550 | 5.4% |
| $161,550 to $323,200 | 5.9% |
| $323,200 to $2,155,350 | 6.85% |
| $2,155,350 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
| Taxable income (Head of household) | Rate |
|---|---|
| $0 to $12,800 | 3.9% |
| $12,800 to $17,650 | 4.4% |
| $17,650 to $20,900 | 5.15% |
| $20,900 to $107,650 | 5.4% |
| $107,650 to $269,300 | 5.9% |
| $269,300 to $1,616,450 | 6.85% |
| $1,616,450 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
What else comes out of a New York paycheck
| Deduction | Employee rate | Wage cap | Effective | Source |
|---|---|---|---|---|
| New York Paid Family Leave (employee)Included in the calculator aboveThe 2026 contribution is 0.432% of gross wages, capped at $411.91 per employee per year. | 0.432% | Up to $411.91 a year | Effective January 1, 2026 | New York Paid Family Leave |
| New York Disability Benefits Law (employee, optional)Not included in the calculator aboveEmployers may collect up to 0.5% of wages, with a maximum of 60 cents a week. | 0.5% | Up to $31.20 a year | Effective January 1, 2026 | New York Workers' Compensation Board |
- Yonkers residents pay a surcharge of 16.75% of their New York State tax. Source
State withholding form: IT-2104.
New York take-home pay by salary
Single filer, paid every two weeks.
| Annual salary | Gross per paycheck | Federal income tax | Social Security + Medicare | State deductions | Take-home |
|---|---|---|---|---|---|
| $30,000 | $1,153.85 | $54.62 | $88.27 | $44.33 | $966.63 |
| $45,000 | $1,730.77 | $123.85 | $132.41 | $77.98 | $1,396.54 |
| $60,000 | $2,307.69 | $193.08 | $176.54 | $111.62 | $1,826.45 |
| $75,000 | $2,884.62 | $295.00 | $220.68 | $145.27 | $2,223.67 |
| $100,000 | $3,846.15 | $506.54 | $294.23 | $202.75 | $2,842.63 |
| $150,000 | $5,769.23 | $951.31 | $441.34 | $334.73 | $4,041.85 |
Take-home pay in New York vs neighboring states
$60,000 salary, single filer, paid every two weeks.
| State | Take-home per paycheck | State income tax per year |
|---|---|---|
| New York | $1,826.45 | $2,643.00 |
| Connecticut | $1,824.62 | $2,650.00 |
| Massachusetts | $1,835.00 | $2,680.00 |
| New Jersey | $1,853.09 | $1,767.25 |
| Pennsylvania | $1,865.62 | $1,842.00 |
| Vermont | Not confirmed | Not confirmed |
Frequently asked questions
How much tax is taken out of a paycheck in New York?
On a $60,000 salary paid biweekly (single filer, $2,307.69 gross per paycheck), the estimate is $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare, $101.65 New York income tax, $9.97 New York Paid Family Leave (employee). Take-home pay is about $1,826.45 per paycheck.
Does New York have a state income tax?
Yes. New York taxes wages with progressive brackets that reach 10.9% for a single filer on state taxable income in this model.
What is the New York income tax rate in 2026?
The model uses 9 brackets for a single filer, from 3.9% to 10.9%. The full schedule for each filing status is in the rate table above.
How is take-home pay calculated in New York?
Start with gross pay, subtract federal income tax (2026 brackets after the standard deduction), Social Security and Medicare, New York income tax, then divide by the number of pay periods. The result is an estimate; your employer's withholding tables can differ.
How much will I take home on a $45,000 or $100,000 salary in New York?
For a single filer paid biweekly, the estimate is about $1,396.54 per paycheck on $45,000 and about $2,842.63 on $100,000.
Are Social Security and Medicare taxes different in New York?
Social Security and Medicare tax are federal, so they work the same in every state. Social Security is 6.2% of wages up to the 2026 wage base of $184,500, and Medicare is 1.45% of all wages. An employer withholds an extra 0.9% Additional Medicare tax on wages above $200,000 in a calendar year, without regard to filing status; the tax itself is figured against $250,000 for married filing jointly and $200,000 for other filers.
Does the New York calculator include local taxes or disability insurance?
Switch on the New York City resident option in the calculator to add New York City income tax; the NYC paycheck calculator page shows its rates. It includes New York Paid Family Leave (employee) as a separate line, but not other state payroll premiums. It does not include any other city or local tax.
What is the New York standard deduction?
The model subtracts a standard deduction of $8,000 single, $16,050 married filing jointly, $11,200 head of household from wages before applying New York rates.
Sources and limitations
What this calculator leaves out:
- It uses the 2026 federal standard deduction only. It does not model itemized deductions.
- It has no pre-tax deductions such as 401(k) contributions, health insurance premiums or HSA contributions, and no dependents or tax credits.
- It includes New York Paid Family Leave (employee), but no other state payroll premium and no city, county or school-district income tax that this page does not list.
- It estimates the year’s tax and spreads it evenly across your paychecks, so your employer’s withholding tables can give a different amount on any single paycheck.
- It assumes you live and work in the same state.
- It is an estimate for planning, not tax advice. Your actual take-home pay depends on your Form W-4 and your employer’s payroll setup.
Official sources:
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Revenue Procedure 2025-32 (2026 tax brackets and standard deduction)
- IRS Tax Topic 751, Social Security and Medicare withholding rates
- IRS Tax Topic 560, Additional Medicare Tax
- Social Security Administration, contribution and benefit base
- New York State Form IT-2105-I (2026) instructions: standard deduction, tax computation worksheets and tax rates
Paycheck calculators for neighboring states
- Connecticut paycheck calculator
- Massachusetts paycheck calculator
- New Jersey paycheck calculator
- Pennsylvania paycheck calculator
- Vermont paycheck calculator