New York Paycheck Calculator (2026)

On a $60,000 salary paid biweekly, about $481.24 of each $2,307.69 paycheck goes to tax and payroll deductions for a single filer in New York, including $101.65 of New York income tax, which leaves about $1,826.45 in take-home pay. The calculator below estimates your own pay for any salary or hourly wage.

Maintained by Archie Chang · Rates and sources checked October 31, 2026 · Methodology & sources

New York paycheck calculator

$

Take-home pay per paycheck

$1,826.45

79.1% of gross pay · $47,487.80 per year

Estimated paycheck breakdown
ItemPer paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax$193.08$5,020.00
Social Security (FICA)$143.08$3,720.00
Medicare (FICA)$33.46$870.00
New York state income tax$101.65$2,643.00
New York Paid Family Leave (employee)$9.97$259.20
Take-home pay$1,826.45$47,487.80

New York paycheck example: $60,000 salary

Single filer, paid every two weeks. Amounts are estimates for 2026.

New York $60,000 paycheck example
ItemPer paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax$193.08$5,020.00
Social Security (FICA)$143.08$3,720.00
Medicare (FICA)$33.46$870.00
New York state income tax$101.65$2,643.00
New York Paid Family Leave (employee)$9.97$259.20
Take-home pay$1,826.45$47,487.80

How New York taxes your paycheck

Tax type
Progressive brackets
Top rate (single)
10.9%
Standard deduction
$8,000 single, $16,050 married filing jointly, $11,200 head of household

New York income tax rate table

New York rates for Single
Taxable income (Single)Rate
$0 to $8,5003.9%
$8,500 to $11,7004.4%
$11,700 to $13,9005.15%
$13,900 to $80,6505.4%
$80,650 to $215,4005.9%
$215,400 to $1,077,5506.85%
$1,077,550 to $5,000,0009.65%
$5,000,000 to $25,000,00010.3%
Over $25,000,00010.9%
New York rates for Married filing jointly
Taxable income (Married filing jointly)Rate
$0 to $17,1503.9%
$17,150 to $23,6004.4%
$23,600 to $27,9005.15%
$27,900 to $161,5505.4%
$161,550 to $323,2005.9%
$323,200 to $2,155,3506.85%
$2,155,350 to $5,000,0009.65%
$5,000,000 to $25,000,00010.3%
Over $25,000,00010.9%
New York rates for Head of household
Taxable income (Head of household)Rate
$0 to $12,8003.9%
$12,800 to $17,6504.4%
$17,650 to $20,9005.15%
$20,900 to $107,6505.4%
$107,650 to $269,3005.9%
$269,300 to $1,616,4506.85%
$1,616,450 to $5,000,0009.65%
$5,000,000 to $25,000,00010.3%
Over $25,000,00010.9%

What else comes out of a New York paycheck

What else comes out of a New York paycheck
DeductionEmployee rateWage capEffectiveSource
New York Paid Family Leave (employee)Included in the calculator aboveThe 2026 contribution is 0.432% of gross wages, capped at $411.91 per employee per year.0.432%Up to $411.91 a yearEffective January 1, 2026New York Paid Family Leave
New York Disability Benefits Law (employee, optional)Not included in the calculator aboveEmployers may collect up to 0.5% of wages, with a maximum of 60 cents a week.0.5%Up to $31.20 a yearEffective January 1, 2026New York Workers' Compensation Board
  • Yonkers residents pay a surcharge of 16.75% of their New York State tax. Source

State withholding form: IT-2104.

New York take-home pay by salary

Single filer, paid every two weeks.

Take-home pay by salary, single filer paid biweekly
Annual salaryGross per paycheckFederal income taxSocial Security + MedicareState deductionsTake-home
$30,000$1,153.85$54.62$88.27$44.33$966.63
$45,000$1,730.77$123.85$132.41$77.98$1,396.54
$60,000$2,307.69$193.08$176.54$111.62$1,826.45
$75,000$2,884.62$295.00$220.68$145.27$2,223.67
$100,000$3,846.15$506.54$294.23$202.75$2,842.63
$150,000$5,769.23$951.31$441.34$334.73$4,041.85

Take-home pay in New York vs neighboring states

$60,000 salary, single filer, paid every two weeks.

Take-home pay in New York vs neighboring states
StateTake-home per paycheckState income tax per year
New York$1,826.45$2,643.00
Connecticut$1,824.62$2,650.00
Massachusetts$1,835.00$2,680.00
New Jersey$1,853.09$1,767.25
Pennsylvania$1,865.62$1,842.00
VermontNot confirmedNot confirmed

Frequently asked questions

How much tax is taken out of a paycheck in New York?

On a $60,000 salary paid biweekly (single filer, $2,307.69 gross per paycheck), the estimate is $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare, $101.65 New York income tax, $9.97 New York Paid Family Leave (employee). Take-home pay is about $1,826.45 per paycheck.

Does New York have a state income tax?

Yes. New York taxes wages with progressive brackets that reach 10.9% for a single filer on state taxable income in this model.

What is the New York income tax rate in 2026?

The model uses 9 brackets for a single filer, from 3.9% to 10.9%. The full schedule for each filing status is in the rate table above.

How is take-home pay calculated in New York?

Start with gross pay, subtract federal income tax (2026 brackets after the standard deduction), Social Security and Medicare, New York income tax, then divide by the number of pay periods. The result is an estimate; your employer's withholding tables can differ.

How much will I take home on a $45,000 or $100,000 salary in New York?

For a single filer paid biweekly, the estimate is about $1,396.54 per paycheck on $45,000 and about $2,842.63 on $100,000.

Are Social Security and Medicare taxes different in New York?

Social Security and Medicare tax are federal, so they work the same in every state. Social Security is 6.2% of wages up to the 2026 wage base of $184,500, and Medicare is 1.45% of all wages. An employer withholds an extra 0.9% Additional Medicare tax on wages above $200,000 in a calendar year, without regard to filing status; the tax itself is figured against $250,000 for married filing jointly and $200,000 for other filers.

Does the New York calculator include local taxes or disability insurance?

Switch on the New York City resident option in the calculator to add New York City income tax; the NYC paycheck calculator page shows its rates. It includes New York Paid Family Leave (employee) as a separate line, but not other state payroll premiums. It does not include any other city or local tax.

What is the New York standard deduction?

The model subtracts a standard deduction of $8,000 single, $16,050 married filing jointly, $11,200 head of household from wages before applying New York rates.

Sources and limitations

What this calculator leaves out:

  • It uses the 2026 federal standard deduction only. It does not model itemized deductions.
  • It has no pre-tax deductions such as 401(k) contributions, health insurance premiums or HSA contributions, and no dependents or tax credits.
  • It includes New York Paid Family Leave (employee), but no other state payroll premium and no city, county or school-district income tax that this page does not list.
  • It estimates the year’s tax and spreads it evenly across your paychecks, so your employer’s withholding tables can give a different amount on any single paycheck.
  • It assumes you live and work in the same state.
  • It is an estimate for planning, not tax advice. Your actual take-home pay depends on your Form W-4 and your employer’s payroll setup.

Official sources:

Paycheck calculators for neighboring states

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