Maryland Paycheck Calculator (2026)
On a $60,000 salary paid biweekly, about $530.87 of each $2,307.69 paycheck goes to tax for a single filer in Maryland, including $95.54 of Maryland income tax and $65.72 of Montgomery County income tax, which leaves about $1,776.82 in take-home pay. The calculator below estimates your own pay for any salary or hourly wage; the example uses Montgomery County.
Maintained by Archie Chang · Rates and sources checked October 31, 2026 · Methodology & sources
Maryland paycheck calculator
Take-home pay per paycheck
$1,776.82
77% of gross pay · $46,197.20 per year
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | $193.08 | $5,020.00 |
| Social Security (FICA) | $143.08 | $3,720.00 |
| Medicare (FICA) | $33.46 | $870.00 |
| Maryland state income tax | $95.54 | $2,484.00 |
| Montgomery County income tax | $65.72 | $1,708.80 |
| Take-home pay | $1,776.82 | $46,197.20 |
Maryland paycheck example: $60,000 salary
Single filer, paid every two weeks, living in Montgomery County. Amounts are estimates for 2026.
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | $193.08 | $5,020.00 |
| Social Security (FICA) | $143.08 | $3,720.00 |
| Medicare (FICA) | $33.46 | $870.00 |
| Maryland state income tax | $95.54 | $2,484.00 |
| Montgomery County income tax | $65.72 | $1,708.80 |
| Take-home pay | $1,776.82 | $46,197.20 |
How Maryland taxes your paycheck
- Tax type
- Progressive brackets
- Top rate (single)
- 6.5%
- Standard deduction
- $3,400 single, $6,700 married filing jointly, $6,700 head of household
- Personal exemptions (filer and spouse, no dependents)
- $3,200 single, $6,400 married filing jointly, $3,200 head of household
- The exemption amount steps down in income tiers, and the calculator applies the tier that matches your pay.
Maryland income tax rate table
| Taxable income (Single) | Rate |
|---|---|
| $0 to $1,000 | 2% |
| $1,000 to $2,000 | 3% |
| $2,000 to $3,000 | 4% |
| $3,000 to $100,000 | 4.75% |
| $100,000 to $125,000 | 5% |
| $125,000 to $150,000 | 5.25% |
| $150,000 to $250,000 | 5.5% |
| $250,000 to $500,000 | 5.75% |
| $500,000 to $1,000,000 | 6.25% |
| Over $1,000,000 | 6.5% |
| Taxable income (Married filing jointly, Head of household) | Rate |
|---|---|
| $0 to $1,000 | 2% |
| $1,000 to $2,000 | 3% |
| $2,000 to $3,000 | 4% |
| $3,000 to $150,000 | 4.75% |
| $150,000 to $175,000 | 5% |
| $175,000 to $225,000 | 5.25% |
| $225,000 to $300,000 | 5.5% |
| $300,000 to $600,000 | 5.75% |
| $600,000 to $1,200,000 | 6.25% |
| Over $1,200,000 | 6.5% |
What else comes out of a Maryland paycheck
State withholding form: MW507.
Maryland take-home pay by salary
Single filer, paid every two weeks, living in Montgomery County.
| Annual salary | Gross per paycheck | Federal income tax | Social Security + Medicare | State and local deductions | Take-home |
|---|---|---|---|---|---|
| $30,000 | $1,153.85 | $54.62 | $88.27 | $69.53 | $941.43 |
| $45,000 | $1,730.77 | $123.85 | $132.41 | $115.39 | $1,359.12 |
| $60,000 | $2,307.69 | $193.08 | $176.54 | $161.26 | $1,776.82 |
| $75,000 | $2,884.62 | $295.00 | $220.68 | $207.12 | $2,161.82 |
| $100,000 | $3,846.15 | $506.54 | $294.23 | $283.57 | $2,761.82 |
| $150,000 | $5,769.23 | $951.31 | $441.34 | $450.20 | $3,926.38 |
Take-home pay in Maryland vs neighboring states
$60,000 salary, single filer, paid every two weeks.
| State | Take-home per paycheck | State income tax per year |
|---|---|---|
| Maryland | $1,776.82 | $2,484.00 |
| Delaware | $1,836.03 | $2,653.13 |
| District of Columbia | $1,843.71 | $2,453.50 |
| Pennsylvania | $1,865.62 | $1,842.00 |
| Virginia | $1,836.70 | $2,635.90 |
| West Virginia | $1,866.30 | $1,866.10 |
Take-home pay includes the default county tax for Maryland (Montgomery County).
County income tax rates
County rates apply to the state taxable income shown in the calculator.
| Place | Rate | Tax on $60,000 (per year) | Per biweekly paycheck |
|---|---|---|---|
| Allegany County | 3.2% | $1,708.80 | $65.72 |
| Anne Arundel County | 2.7% to 3.2% | $1,449.96 | $55.77 |
| Baltimore City | 3.2% | $1,708.80 | $65.72 |
| Baltimore County | 3.2% | $1,708.80 | $65.72 |
| Calvert County | 3.2% | $1,708.80 | $65.72 |
| Caroline County | 3.2% | $1,708.80 | $65.72 |
| Carroll County | 3.03% | $1,618.02 | $62.23 |
| Cecil County | 2.74% | $1,463.16 | $56.28 |
| Charles County | 3.03% | $1,618.02 | $62.23 |
| Dorchester County | 3.3% | $1,762.20 | $67.78 |
| Frederick County | 2.25% to 3.2% | $1,350.64 | $51.95 |
| Garrett County | 2.65% | $1,415.10 | $54.43 |
| Harford County | 3.06% | $1,634.04 | $62.85 |
| Howard County | 3.2% | $1,708.80 | $65.72 |
| Kent County | 3.3% | $1,762.20 | $67.78 |
| Montgomery County | 3.2% | $1,708.80 | $65.72 |
| Prince George's County | 3.2% | $1,708.80 | $65.72 |
| Queen Anne's County | 3.2% | $1,708.80 | $65.72 |
| St. Mary's County | 3.2% | $1,708.80 | $65.72 |
| Somerset County | 3.2% | $1,708.80 | $65.72 |
| Talbot County | 2.4% | $1,281.60 | $49.29 |
| Washington County | 2.95% | $1,575.30 | $60.59 |
| Wicomico County | 3.2% | $1,708.80 | $65.72 |
| Worcester County | 2.25% | $1,201.50 | $46.21 |
Frequently asked questions
How much tax is taken out of a paycheck in Maryland?
On a $60,000 salary paid biweekly (single filer, $2,307.69 gross per paycheck), the estimate is $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare, $95.54 Maryland income tax, $65.72 Montgomery County income tax. Take-home pay is about $1,776.82 per paycheck.
Does Maryland have a state income tax?
Yes. Maryland taxes wages with progressive brackets that reach 6.5% for a single filer on state taxable income in this model.
What is the Maryland income tax rate in 2026?
The model uses 10 brackets for a single filer, from 2% to 6.5%. The full schedule for each filing status is in the rate table above.
How is take-home pay calculated in Maryland?
Start with gross pay, subtract federal income tax (2026 brackets after the standard deduction), Social Security and Medicare, Maryland income tax and local income tax, then divide by the number of pay periods. The result is an estimate; your employer's withholding tables can differ.
How much will I take home on a $45,000 or $100,000 salary in Maryland?
For a single filer paid biweekly, the estimate is about $1,359.12 per paycheck on $45,000 and about $2,761.82 on $100,000.
Are Social Security and Medicare taxes different in Maryland?
Social Security and Medicare tax are federal, so they work the same in every state. Social Security is 6.2% of wages up to the 2026 wage base of $184,500, and Medicare is 1.45% of all wages. An employer withholds an extra 0.9% Additional Medicare tax on wages above $200,000 in a calendar year, without regard to filing status; the tax itself is figured against $250,000 for married filing jointly and $200,000 for other filers.
Does the Maryland calculator include local taxes or disability insurance?
It includes the local income taxes listed in the county table below, and the example uses Montgomery County. It does not include state disability or paid-family-leave payroll premiums. It does not include any local tax that is not listed.
What is the Maryland standard deduction?
The model subtracts a standard deduction of $3,400 single, $6,700 married filing jointly, $6,700 head of household from wages before applying Maryland rates, then applies the additional rules listed above.
Sources and limitations
What this calculator leaves out:
- It uses the 2026 federal standard deduction only. It does not model itemized deductions.
- It has no pre-tax deductions such as 401(k) contributions, health insurance premiums or HSA contributions, and no dependents or tax credits.
- It does not include state disability or paid-family-leave payroll premiums, or any city, county or school-district income tax that this page does not list.
- It estimates the year’s tax and spreads it evenly across your paychecks, so your employer’s withholding tables can give a different amount on any single paycheck.
- It assumes you live and work in the same state.
- It is an estimate for planning, not tax advice. Your actual take-home pay depends on your Form W-4 and your employer’s payroll setup.
- Maryland has not published the 2026 standard deduction for joint and head of household filers, so this estimate uses the 2025 amount of $6,700 for those filing statuses.
Official sources:
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Revenue Procedure 2025-32 (2026 tax brackets and standard deduction)
- IRS Tax Topic 751, Social Security and Medicare withholding rates
- IRS Tax Topic 560, Additional Medicare Tax
- Social Security Administration, contribution and benefit base
- Comptroller of Maryland, 2026 Maryland State and Local Income Tax Withholding Information (Attachment 1)
Paycheck calculators for neighboring states
- Delaware paycheck calculator
- District of Columbia paycheck calculator
- Pennsylvania paycheck calculator
- Virginia paycheck calculator
- West Virginia paycheck calculator