Is the Stock Market Open on July 4th 2027?

NYSE is closed on Monday, July 5, 2027, for Independence Day (observed): Independence Day falls on Sunday, July 4, 2027. SIFMA recommends a full bond market close that day, and a 2:00 p.m. ET early close on Friday, July 2, 2027.

The number of days to Monday, July 5, 2027 appears here once the page loads in your browser.

Maintained by Archie Chang · Dates and sources checked November 1, 2026 · Methodology & sources

Not an official source. FedRateCalc is independent and is not affiliated with the Federal Reserve, USPS, NYSE, SIFMA, OPM or any bank. The Federal Reserve schedule lists Reserve Bank holidays only: your bank and your Post Office set their own hours.

The answer for July 4th 2027

NYSE's holiday table lists Independence Day (observed) on Monday, July 5, 2027, so NYSE is closed that day; the table cell is quoted below. Independence Day itself falls on Sunday, July 4, 2027.

SIFMA recommends a full bond market close on Monday, July 5, 2027, and a 2:00 p.m. ET early close on Friday, July 2, 2027.

Monday, July 5 (Independence Day observed)
NYSE: Holidays & Trading Hours (Independence Day row, 2027 column)

Source: NYSE: holidays and trading hours, SIFMA: holiday schedule

What else is open on July 4th 2027

What is open and closed on July 4th 2027
WhoStatusDetails
Federal officesClosedOPM lists Monday, July 5, 2027 as the Independence Day holiday (5 U.S.C. 6103), observed because Independence Day falls on Sunday, July 4, 2027, so federal offices are closed for most federal employees.Source: OPM: Federal Holidays, 5 U.S.C. 6103: Holidays
Federal Reserve BanksClosedIndependence Day falls on Sunday, July 4, 2027, so Federal Reserve Banks and Branches are closed the following Monday. Your bank sets its own branch hours, so check with your bank.Source: Federal Reserve Financial Services: holiday schedules, Federal Reserve Board: holiday schedule
Post Offices (per USPS)ClosedIndependence Day is on the USPS holiday list for Monday, July 5, 2027: no regular mail delivery.Source: USPS: holidays and events
NYSEClosedIndependence Day (observed) is on NYSE's holiday list for Monday, July 5, 2027.Source: NYSE: holidays and trading hours
The bond market (SIFMA recommendation)ClosedSIFMA recommends a full close. It also recommends a 2:00 p.m. ET early close on Friday, July 2, 2027.Source: SIFMA: holiday schedule

July 4th 2026 and Friday, July 3, 2026

In 2026 Independence Day fell on Saturday, July 4, 2026. NYSE was closed on Friday, July 3, 2026 (Independence Day observed), as its holiday table lists; the table cell is quoted below.

SIFMA recommended a full bond market close on Friday, July 3, 2026 and a 2:00 p.m. ET early close on Thursday, July 2, 2026.

Friday, July 3 (Independence Day observed)
NYSE: Holidays & Trading Hours

Source: NYSE: holidays and trading hours, SIFMA: holiday schedule

July 4th 2028

July 4th 2028 falls on Tuesday, July 4, 2028.

NYSE Group's published 2028 calendar lists Independence Day on Tuesday, July 4, 2028, so NYSE is closed that day, with a 1:00 p.m. ET early close on Monday, July 3, 2028. When we checked on November 1, 2026, the SIFMA recommendations we read covered 2026 and 2027 only; check SIFMA for 2028.

Source: 5 U.S.C. 6103: Holidays, NYSE Group: 2026, 2027 and 2028 holiday calendar (Dec. 23, 2025), SIFMA: holiday schedule

Questions

Is the Stock Market Open on July 4th 2027?

NYSE is closed on Monday, July 5, 2027, for Independence Day (observed): Independence Day falls on Sunday, July 4, 2027. SIFMA recommends a full bond market close that day, and a 2:00 p.m. ET early close on Friday, July 2, 2027.

Is the stock market open on July 3rd?

In 2026, no: NYSE was closed on Friday, July 3, 2026 (Independence Day observed); July 4, 2026 was a Saturday. In 2027, Saturday, July 3, 2027 is a weekend day, and NYSE is closed on Monday, July 5, 2027 for Independence Day (observed).

Is the bond market open on July 4th 2027?

SIFMA recommends a full bond market close on Monday, July 5, 2027, and a 2:00 p.m. ET early close on Friday, July 2, 2027. SIFMA's schedule is a recommendation, and NYSE keeps its own calendar for stocks.

Is the stock market open on July 4th 2028?

July 4th 2028 falls on Tuesday, July 4, 2028. NYSE Group's published 2028 calendar lists Independence Day on Tuesday, July 4, 2028, so NYSE is closed that day, with a 1:00 p.m. ET early close on Monday, July 3, 2028. When we checked on November 1, 2026, the SIFMA recommendations we read covered 2026 and 2027 only; check SIFMA for 2028.

Are banks open on July 4th 2027?

Closed: Federal Reserve Banks are closed on Monday, July 5, 2027. The Federal Reserve Bank page has the FedACH and payment details.

Is the Post Office open on July 4th 2027?

Closed: per USPS, Post Offices are closed on Monday, July 5, 2027. The Post Office page has the USPS wording on mail delivery.