New York SNAP Benefits Calculator and Income Limits (Food Stamps), 2026-27
The federal limits apply in New York: gross $1,729 (130%) and net $1,330 (100%) a month for one person, $3,575 and $2,750 for four. OTDA's notice also gives higher gross limits for two groups: 200% of the poverty level for households with an elderly or disabled member or dependent care costs, and 150% for households with earned income that have neither. Other households follow the regular federal limits, and a household with an elderly or disabled member only has to meet the net limit. This page shows no New York dollar column for FY 2027.
SNAP (food stamps), run by local social services districts under the New York State Office of Temporary and Disability Assistance. SNAP and food stamps are the same program, and the figures here are for October 1, 2026 to September 30, 2027; the FY 2026 figures (October 1, 2025 to September 30, 2026) are on the SNAP income limits page.
Maintained by Archie Chang · Limits and sources checked October 31, 2026 · Methodology & sources
Estimate your SNAP benefit
In SNAP, a member counts as elderly or disabled if they are 60 or older, or receive Supplemental Security Income, certain Social Security, railroad, veterans or state disability payments, or meet another test in the definition in 7 CFR 271.2.
Enter your monthly utility costs for New York; the state applies its own standard utility allowance when a household qualifies for one. Do not include internet: since Public Law 119-21 it no longer counts.
Your estimate
Estimated SNAP benefit: $306 a month.
- Gross income test (October 1, 2026 to September 30, 2027)
- Pass: $0 is at or below $1,729
- Net income test
- Pass: $0 is at or below $1,330
- Maximum allotment for 1 person
- $306
- 30% of net income (rounded up)
- $0
| Step | Amount |
|---|---|
| Gross monthly income (earned plus unearned) | $0 |
| Minus: 20% earned income deduction | $0 |
| Minus: Standard deduction for 1 person | $217 |
| Minus: Dependent care costs | $0 |
| Legally owed child support paid (already taken out of gross income above) | $0 |
| Income after the deductions above | $0 |
| Shelter costs (rent or mortgage, taxes, insurance) | $0 |
| Half of income after the deductions above | $0 |
| Minus: Excess shelter deduction (capped at $769) | $0 |
| Net monthly income | $0 |
| Minus: 30% of net income, rounded up to the next dollar | $0 |
| Maximum allotment for 1 person | $306 |
| Estimated monthly benefit | $306 |
This is an estimate, not an eligibility decision. New York State Office of Temporary and Disability Assistance (OTDA) decides who is in the household, what income counts and the final benefit. Not modeled: asset (resource) limits, which can decide eligibility for households that are not categorically eligible; work-requirement time limits for able-bodied adults without dependents; student rules and noncitizen eligibility; self-employment cost rules and income exclusions; prorated first months and the $10 initial-month rule; state options beyond the ones sourced on the state pages (for example a standard medical deduction). Apply: myBenefits.ny.gov.
New York SNAP income limits by household size
Monthly limits effective October 1, 2026. The federal columns are the standard limits: a household with an elderly or disabled member skips the gross test, and a categorically eligible household skips both tests. The New York column is the categorical eligibility limit.
| Household size | Federal gross, 130% | Federal net, 100% | Maximum benefit |
|---|---|---|---|
| 1 | $1,729 | $1,330 | $306 |
| 2 | $2,345 | $1,804 | $562 |
| 3 | $2,960 | $2,277 | $808 |
| 4 | $3,575 | $2,750 | $1,023 |
| 5 | $4,191 | $3,224 | $1,217 |
| 6 | $4,806 | $3,697 | $1,463 |
| 7 | $5,421 | $4,170 | $1,616 |
| 8 | $6,037 | $4,644 | $1,841 |
| Each additional member | +$616 | +$474 | +$225 (9th to 17th person) |
New York's rule gives 200% of the federal poverty level as the categorical eligibility limit. The notice on this page is for federal fiscal year 2026 and prints dollar limits for that year; this page shows no New York dollar column for FY 2027.
OTDA's October 1, 2025 notice says households with an aged or disabled member, and households that pay out-of-pocket dependent care costs, that pass the 200 percent gross income test and have no sanctioned or IPV member are categorically eligible. Households with earned income that have none of those traits must pass a 150 percent gross income test. The notice names no other group as categorically eligible, so the calculator treats other households (no earned income, no aged or disabled member, no dependent care costs) under the regular tests: the federal 130 percent gross limit and the net limit. For the two named groups it treats income at or below the federal 130 percent limit as categorically eligible and shows income up to 200 percent (or 150 percent for earned income) as possible; those cutoffs are computed from the 2026 poverty guidelines the way the notice rounds them and are not New York FY 2027 figures.
“SNAP households containing any aged or disabled members, and households that pay out-of-pocket dependent care costs, that pass the 200% FPL gross income test and do not contain a SNAP-sanctioned or an Intentional Program Violation (IPV) member are categorically eligible for SNAP, meaning they are not subject to a resource test.”
“SNAP households with earned income that do not contain a household member that is sanctioned or disqualified for an IPV, failure to comply with work rules or voluntary job quit, that do not contain an aged or disabled member, and that do not pay out-of-pocket dependent care costs, must pass the 150% FPL gross income test.”
New York SNAP asset test
OTDA's notice says a resource test only applies when the household is not categorically eligible, and lists the resource limits as $3,000 for standard households and $4,500 for aged or disabled households in federal fiscal year 2026 (the FY 2027 federal figures are $3,000 and $4,750).
“A resource test only applies in situations where the household is not categorically eligible.”
The federal asset limits for households that are not categorically eligible are $3,000, or $4,750 when a member is 60 or older or disabled (FY 2027).
New York SNAP utility allowances
New York has three standard utility allowances (heating and air conditioning, a basic utility allowance and a phone allowance) with different amounts for New York City, Nassau and Suffolk, and the rest of the state. This page shows no New York FY 2027 amounts, so the calculator uses the utility costs you enter.
Internet costs no longer count toward shelter or utility costs under Public Law 119-21 section 10104, and a LIHEAP or similar payment gives the heating and cooling allowance only to a household with an elderly or disabled member (section 10103).
How to apply for SNAP in New York
New York takes SNAP applications on myBenefits.ny.gov and at local social services offices; OTDA sets the rules and your local district decides the case.
What the New York calculator uses
- Gross test: the federal 130% limit, with gross income above it shown as "possible" up to 200% (or 150% for earned income without an aged or disabled member or dependent care costs) because of the New York rules described above.
- Deductions and maximum benefit: the FY 2027 federal figures shown on this page.
- Child support you pay: taken out of income by default (7 CFR 273.9(c)(17)); if treating it as a deduction would change your result, the estimate says "possible".
- Utilities: the utility costs you enter; this page lists no state allowance amounts.
Frequently asked questions
What are the New York SNAP income limits for 2026-27?
The federal limits apply in New York: gross $1,729 (130%) and net $1,330 (100%) a month for one person, $3,575 and $2,750 for four. OTDA's notice also gives higher gross limits for two groups: 200% of the poverty level for households with an elderly or disabled member or dependent care costs, and 150% for households with earned income that have neither. Other households follow the regular federal limits, and a household with an elderly or disabled member only has to meet the net limit. This page shows no New York dollar column for FY 2027.
Is there an asset test for SNAP (food stamps) in New York?
OTDA's notice says a resource test only applies when the household is not categorically eligible, and lists the resource limits as $3,000 for standard households and $4,500 for aged or disabled households in federal fiscal year 2026 (the FY 2027 federal figures are $3,000 and $4,750).
What is New York's standard utility allowance for SNAP?
New York has three standard utility allowances (heating and air conditioning, a basic utility allowance and a phone allowance) with different amounts for New York City, Nassau and Suffolk, and the rest of the state. This page shows no New York FY 2027 amounts, so the calculator uses the utility costs you enter.
How do I apply for SNAP in New York?
New York takes SNAP applications on myBenefits.ny.gov and at local social services offices; OTDA sets the rules and your local district decides the case. New York State Office of Temporary and Disability Assistance (OTDA) decides eligibility and the benefit amount.
How much SNAP could a New York household get?
The maximum allotment is the same in every one of the 48 states and DC: $306 a month for one person, $562 for two, $1,023 for four. The benefit is that amount minus 30% of net income, rounded up to the next dollar, and a one or two person household that is eligible gets at least $25. The calculator on this page shows every deduction.
Is New York SNAP the same as food stamps?
Yes. In New York the program is described as: SNAP (food stamps), run by local social services districts under the New York State Office of Temporary and Disability Assistance. The federal program is SNAP, formerly called Food Stamps, so the income limits and benefit formula on this page apply under every one of those names.
Related pages
- SNAP income limits 2026-27 and benefits calculator, all states
- Federal poverty level 2026 chart and calculator
- New York Medicaid income limits
- New York minimum wage
- New York paycheck calculator
- New York unemployment calculator
- Unemployment benefits by state
- Pennsylvania SNAP income limits
- Ohio SNAP income limits
- Virginia SNAP income limits
FedRateCalc is not a government site and cannot decide eligibility. New York State Office of Temporary and Disability Assistance (OTDA) decides each case, and its figures change when it updates them.
Sources
All sources are government pages, read October 31, 2026, except the pages marked below, which were read from Internet Archive captures of the agency page on the date shown.
- USDA FNS, SNAP cost-of-living adjustments (FY 2027 income limits, allotments and deductions) (read from the Internet Archive capture of October 7, 2026)
- USDA FNS, SNAP eligibility (income limits, deductions and worked example) (read from the Internet Archive capture of October 20, 2026)
- 7 CFR 273.9, income and deductions (eCFR, current as of October 29, 2026)
- 7 CFR 273.10, determining household eligibility and benefit levels (eCFR, current as of October 29, 2026)
- 7 CFR 271.2, definitions (elderly or disabled member)
- 7 U.S.C. 2014, eligible households (U.S. Code, 2024 edition on govinfo; Cornell LII copy linked in the text)
- Public Law 119-21 (July 4, 2025), sections 10101 to 10104, enacted text on govinfo
- USDA FNS, questions and answers on internet expenses and energy assistance payments (May 8, 2026) (read from the Internet Archive capture of July 11, 2026)
- USDA FNA, simplified process for FY 2027 standard utility allowance values (August 24, 2026) (read from the Internet Archive capture of September 30, 2026)
- OTDA GIS 25DC059, SNAP standards for federal fiscal year 2026 (October 1, 2025) (read from the Internet Archive capture of November 7, 2025)
- OTDA LDSS-5006 notice to all SNAP recipients (October 1, 2025) (read from the Internet Archive capture of October 31, 2025)