Indiana SNAP Income Limits and Benefits Calculator (Food Stamps), 2026-27

Indiana's rules use the federal gross limit of 130% of the poverty level: $1,729 a month for one person and $3,575 for four, with net income at or below $1,330 for one and $2,750 for four. A household with an elderly or disabled member only has to meet the net limit.

SNAP (food assistance), run by the Indiana Family and Social Services Administration Division of Family Resources. SNAP and food stamps are the same program, and the figures here are for October 1, 2026 to September 30, 2027; the FY 2026 figures (October 1, 2025 to September 30, 2026) are on the SNAP income limits page.

Maintained by Archie Chang · Limits and sources checked October 31, 2026 · Methodology & sources

Estimate your SNAP benefit

In SNAP, a member counts as elderly or disabled if they are 60 or older, or receive Supplemental Security Income, certain Social Security, railroad, veterans or state disability payments, or meet another test in the definition in 7 CFR 271.2.

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Your estimate

Estimated SNAP benefit: $306 a month.

Gross income test (October 1, 2026 to September 30, 2027)
Pass: $0 is at or below $1,729
Net income test
Pass: $0 is at or below $1,330
Maximum allotment for 1 person
$306
30% of net income (rounded up)
$0
Step by step SNAP calculation
StepAmount
Gross monthly income (earned plus unearned)$0
Minus: 20% earned income deduction$0
Minus: Standard deduction for 1 person$217
Minus: Dependent care costs$0
Minus: Legally owed child support paid$0
Income after the deductions above$0
Shelter costs (rent or mortgage, taxes, insurance)$0
Half of income after the deductions above$0
Minus: Excess shelter deduction (capped at $769)$0
Net monthly income$0
Minus: 30% of net income, rounded up to the next dollar$0
Maximum allotment for 1 person$306
Estimated monthly benefit$306

This is an estimate, not an eligibility decision. Indiana Family and Social Services Administration, Division of Family Resources (FSSA DFR) decides who is in the household, what income counts and the final benefit. Not modeled: asset (resource) limits, which can decide eligibility for households that are not categorically eligible; work-requirement time limits for able-bodied adults without dependents; student rules and noncitizen eligibility; self-employment cost rules and income exclusions; prorated first months and the $10 initial-month rule; state options beyond the ones sourced on the state pages (for example a standard medical deduction). Apply: FSSA Benefits Portal.

Indiana SNAP income limits by household size

Monthly limits effective October 1, 2026. The federal columns are the standard limits: a household with an elderly or disabled member skips the gross test, and a categorically eligible household skips both tests. The Indiana column is the categorical eligibility limit, which is the same as the federal gross limit.

Indiana SNAP monthly income limits by household size
Household sizeFederal gross, 130%Federal net, 100%Maximum benefit
1$1,729$1,330$306
2$2,345$1,804$562
3$2,960$2,277$808
4$3,575$2,750$1,023
5$4,191$3,224$1,217
6$4,806$3,697$1,463
7$5,421$4,170$1,616
8$6,037$4,644$1,841
Each additional member+$616+$474+$225 (9th to 17th person)

Indiana's Program Policy Manual (pages captured October 23, 2026) sets the SNAP gross limit at 130 percent of the federal poverty guidelines and the net limit at 100 percent, and a household with an elderly or disabled member is not subject to the gross limit. Its categorical eligibility section lists only an assistance group made up entirely of people receiving or authorized to receive TANF or SSI. The FSSA quarterly financial review presented April 28, 2026 lists "Elimination of broad-based categorical eligibility for SNAP" among the SEA 1 changes, effective 7/1/2026. The calculator applies the gross and net income tests to every other household.

“The maximum gross income amounts are based on 130% of the Federal Poverty Guidelines, and the maximum net income amounts are based on 100% of the Federal Poverty Guidelines.”
Indiana Program Policy Manual 3010.05.00, SNAP income standards (amounts effective 10/01/2026) (source, read from the Internet Archive capture of October 23, 2026)
“NOTE: Households which contain an elderly or disabled member are not subject to the gross income limit but are subject to the net income limit.”
Indiana Program Policy Manual 3010.05.00 (source, read from the Internet Archive capture of October 23, 2026)
“An AG comprised entirely of persons receiving or authorized to receive TANF and/or SSI does not have the gross or net income figure compared to the limits to determine eligibility.”
Indiana Program Policy Manual 3445.15.00, categorically eligible AGs (source, read from the Internet Archive capture of October 23, 2026)
“Elimination of broad-based categorical eligibility for SNAP.”
FSSA SFY26 Q3 Quarterly Financial Review (April 28, 2026), upcoming SNAP changes: SEA 1 (source, read from the Internet Archive capture of July 1, 2026)
“Effective 7/1/2026: the law restores federal asset limits for SNAP applicants by ending expanded categorical eligibility.”
FSSA SFY26 Q3 Quarterly Financial Review (April 28, 2026), upcoming SNAP changes: SEA 1 (source, read from the Internet Archive capture of July 1, 2026)

Indiana SNAP asset test

The DFR SNAP page says the asset limits are $3,000 for assistance groups that do not contain an elderly or disabled member and $4,750 for a group that contains a member who is 60 or older or disabled. Manual section 3005.05.00 lists the same $3000 and $4750 figures (the manual describes the second group as a member aged 65 or older, blind or disabled). A line in the same page's FAQ says "Most households are limited to $5,000 in resources." The calculator does not check assets.

“The asset/resource limits are $3,000 for assistance groups that do not contain an elderly or disabled member, and $4,750 for an assistance group that contains a member who is 60 or older or disabled.”
FSSA DFR SNAP page, Qualifying for SNAP (source, read from the Internet Archive capture of October 16, 2026)

The federal asset limits for households that are not categorically eligible are $3,000, or $4,750 when a member is 60 or older or disabled (FY 2027).

Indiana SNAP utility allowances

FY 2027 (effective October 1, 2026): heating and cooling allowance $504; limited (other utilities) allowance $293; single-utility allowance $65; telephone allowance $38. Indiana has four standard utility allowances, and the amounts do not change with household size. SUA 1 (heating and cooling) is for a household with a primary heating or cooling expense or one that receives energy assistance; SUA 2 is for a household without a primary heating or cooling expense that is billed for at least two of the other listed utilities; the single utility allowance is for one utility other than heating, cooling or a telephone; the telephone standard is for a household with only a basic telephone expense.

“In order to qualify for the SUA 2, the AG must be billed for at least two of the expenses included in the SUA 2.”
Indiana Program Policy Manual 3440.15.00, standard utility allowances (source, read from the Internet Archive capture of October 23, 2026)
Indiana SNAP utility allowances
AllowanceAmount a monthFY 2027
Heating and cooling allowance$504
Limited allowance (two or more other utilities)$293
Single-utility allowance (one other utility, not a phone)$65
Telephone allowance (phone is the only utility cost)$38

Internet costs no longer count toward shelter or utility costs under Public Law 119-21 section 10104, and a LIHEAP or similar payment gives the heating and cooling allowance only to a household with an elderly or disabled member (section 10103).

Indiana SNAP child support rule

Indiana's own source treats legally owed child support you pay as a deduction, so the calculator subtracts it with the other deductions.

“Child support payments paid by a SNAP AG to a non-AG member are considered as an allowable deduction if the payments have been ordered by the court.”
Indiana Program Policy Manual 3440.05.05, child support deduction (source, read from the Internet Archive capture of October 23, 2026)

How to apply for SNAP in Indiana

The DFR page says individuals may apply for SNAP online through the FSSA Benefits Portal, and that people without a computer or internet can apply at a local DFR office.

FSSA Benefits Portal · Indiana Family and Social Services Administration, Division of Family Resources (FSSA DFR)

What the Indiana calculator uses

  • Gross test: the federal 130% limit for every household without an elderly or disabled member; the net income test also applies to every household.
  • Deductions and maximum benefit: the FY 2027 federal figures shown on this page.
  • Child support you pay: a deduction, as the state source says.
  • Utilities: Indiana's allowances effective October 1, 2026.

Frequently asked questions

What are the Indiana SNAP income limits for 2026-27?

Indiana's rules use the federal gross limit of 130% of the poverty level: $1,729 a month for one person and $3,575 for four, with net income at or below $1,330 for one and $2,750 for four. A household with an elderly or disabled member only has to meet the net limit.

Is there an asset test for SNAP (food stamps) in Indiana?

The DFR SNAP page says the asset limits are $3,000 for assistance groups that do not contain an elderly or disabled member and $4,750 for a group that contains a member who is 60 or older or disabled. Manual section 3005.05.00 lists the same $3000 and $4750 figures (the manual describes the second group as a member aged 65 or older, blind or disabled). A line in the same page's FAQ says "Most households are limited to $5,000 in resources." The calculator does not check assets.

What is Indiana's standard utility allowance for SNAP?

FY 2027 (effective October 1, 2026): heating and cooling allowance $504; limited (other utilities) allowance $293; single-utility allowance $65; telephone allowance $38. Indiana has four standard utility allowances, and the amounts do not change with household size. SUA 1 (heating and cooling) is for a household with a primary heating or cooling expense or one that receives energy assistance; SUA 2 is for a household without a primary heating or cooling expense that is billed for at least two of the other listed utilities; the single utility allowance is for one utility other than heating, cooling or a telephone; the telephone standard is for a household with only a basic telephone expense.

How do I apply for SNAP in Indiana?

The DFR page says individuals may apply for SNAP online through the FSSA Benefits Portal, and that people without a computer or internet can apply at a local DFR office. Indiana Family and Social Services Administration, Division of Family Resources (FSSA DFR) decides eligibility and the benefit amount.

How much SNAP could an Indiana household get?

The maximum allotment is the same in every one of the 48 states and DC: $306 a month for one person, $562 for two, $1,023 for four. The benefit is that amount minus 30% of net income, rounded up to the next dollar, and a one or two person household that is eligible gets at least $25. The calculator on this page shows every deduction.

Is Indiana SNAP the same as food stamps?

Yes. In Indiana the program is described as: SNAP (food assistance), run by the Indiana Family and Social Services Administration Division of Family Resources. The federal program is SNAP, formerly called Food Stamps, so the income limits and benefit formula on this page apply under every one of those names.

Related pages

FedRateCalc is not a government site and cannot decide eligibility. Indiana Family and Social Services Administration, Division of Family Resources (FSSA DFR) decides each case, and its figures change when it updates them.

Sources

All sources are government pages, read October 31, 2026, except the pages marked below, which were read from Internet Archive captures of the agency page on the date shown.