Indiana Medicaid Eligibility Income 2026: HIP and Hoosier Healthwise Limits

Indiana's own chart, effective March 1, 2026, lets one adult have up to $1,835.50 a month and a household of four up to $3,795.50 a month for adults, which is 133% plus the 5% disregard (138%) of the federal poverty level. Every figure below comes from the state agency's own chart, effective March 1, 2026, not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

$

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below Indiana's chart amount for this group.

Your income, a year
$18,000
Household size used in the chart
1
Indiana chart amount, a year, 133% plus the 5% disregard (138%)
$22,026
Indiana chart amount, a month
$1,835.50

This is not an eligibility decision. Indiana Family and Social Services Administration (FSSA) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: Indiana FSSA Healthy Indiana Plan.

Indiana Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the Indiana Family and Social Services Administration (FSSA) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is March 1, 2026.

Medicaid income limits by household size and coverage group
Household sizeAdults 19 and older (HIP Plus column)133% plus the 5% disregard (138%)Effective March 1, 2026Pregnant individualsabout 213%Effective March 1, 2026Children through age 18about 255%Effective March 1, 2026Adults, HIP Basic column (100% of FPL)100%Effective March 1, 2026
1$1,835.50 a month$22,026 a yearnot listed$3,391.50 a month$40,698 a year$1,330 a month$15,960 a year
2$2,489.20 a month$29,870.40 a year$3,841.20 a month$46,094.40 a year$4,599.20 a month$55,190.40 a year$1,804 a month$21,648 a year
3$3,141.88 a month$37,702.56 a year$4,849.85 a month$58,198.20 a year$5,805.85 a month$69,670.20 a year$2,277 a month$27,324 a year
4$3,795.50 a month$45,546 a year$5,857.50 a month$70,290 a year$7,012.50 a month$84,150 a year$2,750 a month$33,000 a year
5$4,449.20 a month$53,390.40 a year$6,866.20 a month$82,394.40 a year$8,220.20 a month$98,642.40 a year$3,224 a month$38,688 a year
6$5,101.85 a month$61,222.20 a yearnot listednot listed$3,697 a month$44,364 a year
7$5,755.50 a month$69,066 a yearnot listednot listed$4,170 a month$50,040 a year
8$6,408.20 a month$76,898.40 a yearnot listednot listed$4,644 a month$55,728 a year
  • Children through age 18: Based on income, a child may have a monthly premium.
  • Adults, HIP Basic column (100% of FPL): The HIP chart labels this column "Monthly income limit for HIP Basic eligibility".
  • The HIP chart footnote says the HIP Plus amount is "133 percent + 5 percent income disregard" and that the eligibility threshold is not rounded.
  • in.gov refused direct connections on October 30, 2026, so these pages were read from Internet Archive copies: the Eligibility Guide from the Internet Archive capture of 2026-08-02, the HIP income chart from the Internet Archive capture of 2026-10-22 and the HIP work requirements page from the Internet Archive capture of 2026-09-23.
  • FSSA's two pages differ by three cents for a household of three: the HIP chart shows $3,141.88 and the Eligibility Guide shows $3,141.85. This page uses the HIP chart for adults.

Chart sources: Indiana FSSA: HIP Federal Poverty Level Income Chart; Indiana Medicaid: Eligibility Guide.

How Indiana counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”
42 CFR 435.603(d)(4) (source)

In Indiana's chart, the amounts for Adults 19 and older (HIP Plus column); Pregnant individuals; Children through age 18 already include the 5 points, so the table shows the total and the checker above has no separate step for them.

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”
42 CFR 435.603(b), definition of family size (source)

Indiana Medicaid programs and expansion

Generally, Indiana serves adults 19 and older who are not disabled or institutionalized through the Healthy Indiana Plan (HIP).

  • Healthy Indiana Plan (HIP). Adults 19 and older; HIP Plus requires a monthly contribution of 2% of family income, and HIP Basic has a lower income limit.
  • Hoosier Healthwise. Children through age 18 and pregnant individuals; based on income, a child may have a monthly premium.
  • Aged, blind and disabled programs. Traditional Medicaid, Hoosier Care Connect and Indiana PathWays for Aging use different rules and are not in the tables here.

How to apply for Medicaid in Indiana

Apply through FSSA, Indiana's state Medicaid agency, or through HealthCare.gov. FSSA says its Benefits Portal is the easiest way to report hours and manage your HIP coverage.

Indiana FSSA Healthy Indiana Plan · HealthCare.gov Medicaid and CHIP

Indiana Medicaid changes in 2027

FSSA says enforcement begins January 1, 2027 for new applicants and for redeterminations initiated on or after that date.

“Beginning January 1, 2027, Indiana Medicaid will begin enforcing work requirements for new applicants and existing Medicaid members eligible under the Healthy Indiana Plan (HIP).”
Indiana FSSA, HIP Work Requirements (source)
“Some individuals eligible under HIP may not have to meet the work requirements, see below for exemptions.”
Indiana FSSA, HIP Work Requirements (source)
“Requirements begin for new applicants and redeterminations initiated on or after January 1, 2027.”
Indiana FSSA, HIP Work Requirements, FAQ (source)

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the Indiana Medicaid income limit in 2026?

Indiana's own chart, effective March 1, 2026, lets one adult have up to $1,835.50 a month and a household of four up to $3,795.50 a month for adults, which is 133% plus the 5% disregard (138%) of the federal poverty level.

Did Indiana expand Medicaid?

Generally, Indiana serves adults 19 and older who are not disabled or institutionalized through the Healthy Indiana Plan (HIP).

How do I apply for Medicaid in Indiana?

Apply through FSSA, Indiana's state Medicaid agency, or through HealthCare.gov. FSSA says its Benefits Portal is the easiest way to report hours and manage your HIP coverage.

What changes for Indiana Medicaid in 2027?

FSSA says enforcement begins January 1, 2027 for new applicants and for redeterminations initiated on or after that date. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.

Do the same limits apply to Indiana seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Indiana Family and Social Services Administration (FSSA) or see Medicare vs Medicaid on this site.

How often does Indiana update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and Indiana's chart took effect March 1, 2026. FedRateCalc will look for Indiana's 2027 chart after HHS publishes the 2027 guidelines.

Related pages

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Indiana Family and Social Services Administration (FSSA) before relying on a figure.

Sources

All sources are government pages, read October 30, 2026, except the pages marked below, which were read from Internet Archive captures because the agency's site refused direct connections. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.