Ohio Medicaid Income Limits 2026: Chart by Household Size
Ohio's own chart, effective March 1, 2026, lets one adult have up to $1,769 a month and a household of four up to $3,658 a month for adults, which is 133% of the federal poverty level. Every figure below comes from the state agency's own chart, effective March 1, 2026, not from federal averages or the old Medicaid.gov table.
Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources
Check your income
Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.
Result
Your income is at or below Ohio's chart amount for this group.
- Your income, a year
- $18,000
- Household size used in the chart
- 1
- Ohio chart amount, a year, 133%
- $21,228
- Ohio chart amount, a month
- $1,769
- Chart amount plus 5 percent of FPL, a year
- $22,026
This is not an eligibility decision. Ohio Department of Medicaid decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: Ohio Benefits Self-Service Portal.
Ohio Medicaid income limit chart, 2026
Monthly and annual limits by household size for each group the Ohio Department of Medicaid prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is March 1, 2026.
| Household size | Adults 19 to 64 (Group VIII, "MAGI Adults")133%Effective March 1, 2026 | Parents and caretaker relatives90%Effective March 1, 2026 | Pregnant women200%Effective March 1, 2026 | Children with creditable insurance156%Effective March 1, 2026 | Children without creditable insurance206%Effective March 1, 2026 | Individuals age 19 or 2044%Effective March 1, 2026 |
|---|---|---|---|---|---|---|
| 1 | $1,769 a month$21,228 a year | $1,197 a month$14,364 a year | $2,660 a month$31,920 a year | $2,075 a month$24,900 a year | $2,740 a month$32,880 a year | $586 a month$7,032 a year |
| 2 | $2,399 a month$28,788 a year | $1,623 a month$19,476 a year | $3,607 a month$43,284 a year | $2,814 a month$33,768 a year | $3,715 a month$44,580 a year | $794 a month$9,528 a year |
| 3 | $3,028 a month$36,336 a year | $2,049 a month$24,588 a year | $4,554 a month$54,648 a year | $3,552 a month$42,624 a year | $4,690 a month$56,280 a year | $1,002 a month$12,024 a year |
| 4 | $3,658 a month$43,896 a year | $2,475 a month$29,700 a year | $5,500 a month$66,000 a year | $4,290 a month$51,480 a year | $5,665 a month$67,980 a year | $1,210 a month$14,520 a year |
| 5 | $4,288 a month$51,456 a year | $2,901 a month$34,812 a year | $6,447 a month$77,364 a year | $5,029 a month$60,348 a year | $6,641 a month$79,692 a year | $1,419 a month$17,028 a year |
| 6 | $4,917 a month$59,004 a year | $3,327 a month$39,924 a year | $7,394 a month$88,728 a year | $5,767 a month$69,204 a year | $7,616 a month$91,392 a year | $1,627 a month$19,524 a year |
- Children with creditable insurance: The chart says this standard is used for children with creditable insurance.
- Children without creditable insurance: The chart says this standard is used for children without creditable insurance.
- Ohio's public "Financial Eligibility for Children, Families, and Adults" page still showed its 2023 table on October 30, 2026, so this page takes the 2026 amounts from the department's Medicaid Eligibility Procedure Letter 194 instead. The letter lists household sizes 1 to 6.
Chart sources: Ohio Department of Medicaid: MEPL 194, 2026 Federal Poverty Level Income Guidelines (effective March 1, 2026).
How Ohio counts the 5 percent disregard
Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.
“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”
The household size in the chart for a pregnant woman counts the children she is expected to deliver:
“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”
In Ohio's chart, the amounts for Adults 19 to 64 (Group VIII, "MAGI Adults"); Pregnant women; Children with creditable insurance; Children without creditable insurance are the plain percentage. The checker above adds 5 percent of the 2026 guideline to those amounts as its own calculation to show income that is just over the printed amount.
Ohio Medicaid programs and expansion
Ohio covers adults 19 to 64 in what it calls Group VIII (also known as MAGI Adult). Its 2026 chart lists "MAGI Adults 133%".
- Group VIII (MAGI Adult). Non-pregnant adults 19 through 64 whose income is at or below the adult standard.
- Parents and caretaker relatives. Parents and caretaker relatives living with a child, at 90% of FPL.
- Children and pregnancy coverage. The chart lists separate standards for pregnant women (200%) and for children with insurance (156%) and without insurance (206%).
How to apply for Medicaid in Ohio
Ohio's Group VIII page says to upload documents through the Self-Service Portal at benefits.ohio.gov, or to mail or drop them off at your county Job & Family Services office. HealthCare.gov also takes Medicaid applications.
Ohio Benefits Self-Service Portal · HealthCare.gov Medicaid and CHIP
Ohio Medicaid changes in 2027
Ohio's Group VIII page says the new requirements are not yet in effect.
“Starting January 1, 2027, a new federal law will change Medicaid eligibility requirements for individuals eligible for and enrolled in Group VIII coverage (also known as MAGI Adult or Ribicoff coverage). These adults will need to show they are working or taking part in approved community activities for a minimum of 80 hours per month to keep Medicaid coverage.”
“These changes do not affect individuals who have Medicaid for reasons other than income, or those who have certain health conditions or meet other exemptions.”
“The new requirements are not yet in effect, so now is the time to learn more and gather any documentation needed.”
“Beginning January 1, 2027, federal law will require renewals to take place every six months. This is more frequent than the current 12-month renewal requirement.”
The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.
Frequently asked questions
What is the Ohio Medicaid income limit in 2026?
Ohio's own chart, effective March 1, 2026, lets one adult have up to $1,769 a month and a household of four up to $3,658 a month for adults, which is 133% of the federal poverty level.
Did Ohio expand Medicaid?
Ohio covers adults 19 to 64 in what it calls Group VIII (also known as MAGI Adult). Its 2026 chart lists "MAGI Adults 133%".
How do I apply for Medicaid in Ohio?
Ohio's Group VIII page says to upload documents through the Self-Service Portal at benefits.ohio.gov, or to mail or drop them off at your county Job & Family Services office. HealthCare.gov also takes Medicaid applications.
What changes for Ohio Medicaid in 2027?
Ohio's Group VIII page says the new requirements are not yet in effect. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.
Do the same limits apply to Ohio seniors and people with disabilities?
No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Ohio Department of Medicaid or see Medicare vs Medicaid on this site.
How often does Ohio update its Medicaid income limits?
The charts follow the federal poverty guidelines, which HHS updates each year, and Ohio's chart took effect March 1, 2026. FedRateCalc will look for Ohio's 2027 chart after HHS publishes the 2027 guidelines.
Related pages
FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Ohio Department of Medicaid before relying on a figure.
Sources
All sources are government pages, read October 30, 2026. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.
- Medicaid.gov: Medicaid, CHIP & Basic Health Program Eligibility Levels (table as of December 1, 2023)
- Ohio Department of Medicaid: MEPL 194, 2026 Federal Poverty Level Income Guidelines (effective March 1, 2026)
- Ohio Department of Medicaid: Financial Eligibility for Children, Families, and Adults (page still showing the 2023 table)
- Ohio Department of Medicaid: Medicaid Group VIII
- 42 CFR 435.603, application of modified adjusted gross income (eCFR)
- 42 CFR 435.119, adults at or below 133 percent FPL (eCFR)
- 42 U.S.C. 1396a, United States Code 2024 Edition (govinfo)
- Public Law 119-21, sections 71107 and 71119 (govinfo)
- HealthCare.gov: Getting Medicaid & CHIP coverage