Apple Health Income Limits 2026: Washington Medicaid Chart by Household Size

Washington's own chart, effective April 1, 2026, lets one adult have up to $1,835 a month and a household of four up to $3,795 a month for adults, which is 138% of the federal poverty level. Every figure below comes from the state agency's own chart, effective April 1, 2026, not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

Coverage group

People in the household

Income period

Household income before taxes

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below Washington's chart amount for this group.

Your income, a year: $18,000
Household size used in the chart: 1
Washington chart amount, a year, 138%: $22,020
Washington chart amount, a month: $1,835

This is not an eligibility decision. Washington State Health Care Authority (HCA) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: Washington Healthplanfinder.

Washington Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the Washington State Health Care Authority (HCA) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is April 1, 2026.

Medicaid income limits by household size and coverage group
Household size	138% FPL - New Adult (N05)138%Effective April 1, 2026	Family (N01), parents and caretaker relativesdollar amounts, no percent printedEffective April 1, 2026	215% FPL - Pregnancy (N03/N23) and After Pregnancy Coverage (N07/N27)215%Effective April 1, 2026	215% FPL - Children (N11/N31)215%Effective April 1, 2026	265% FPL - CHIP T1 (N13/N33), $20 premium265%Effective April 1, 2026	317% FPL - CHIP T2 (N13/N33), $30 premium317%Effective April 1, 2026
1	$1,835 a month$22,020 a year	$511 a month$6,132 a year	$2,860 a month$34,320 a year	$2,860 a month$34,320 a year	$3,525 a month$42,300 a year	$4,216 a month$50,592 a year
2	$2,490 a month$29,880 a year	$658 a month$7,896 a year	$3,879 a month$46,548 a year	$3,879 a month$46,548 a year	$4,781 a month$57,372 a year	$5,719 a month$68,628 a year
3	$3,142 a month$37,704 a year	$820 a month$9,840 a year	$4,896 a month$58,752 a year	$4,896 a month$58,752 a year	$6,034 a month$72,408 a year	$7,218 a month$86,616 a year
4	$3,795 a month$45,540 a year	$972 a month$11,664 a year	$5,913 a month$70,956 a year	$5,913 a month$70,956 a year	$7,288 a month$87,456 a year	$8,718 a month$104,616 a year
5	$4,449 a month$53,388 a year	$1,127 a month$13,524 a year	$6,932 a month$83,184 a year	$6,932 a month$83,184 a year	$8,544 a month$102,528 a year	$10,220 a month$122,640 a year
6	$5,102 a month$61,224 a year	$1,284 a month$15,408 a year	$7,949 a month$95,388 a year	$7,949 a month$95,388 a year	$9,797 a month$117,564 a year	$11,719 a month$140,628 a year
7	$5,755 a month$69,060 a year	$1,471 a month$17,652 a year	$8,966 a month$107,592 a year	$8,966 a month$107,592 a year	$11,051 a month$132,612 a year	$13,219 a month$158,628 a year
8	$6,409 a month$76,908 a year	$1,631 a month$19,572 a year	$9,985 a month$119,820 a year	$9,985 a month$119,820 a year	$12,307 a month$147,684 a year	$14,721 a month$176,652 a year

Family (N01), parents and caretaker relatives: The chart says its MAGI limits include the 5% income disregard except for the Family-related N01 line, so these amounts do not include it. Parents and caretakers can also be adults in Apple Health for Adults: HCA's apply page lists both adults 19 to 64 and parents or caretakers applying with children as people who apply through Washington Healthplanfinder, and its work-requirements page lists parents of dependent children under 14 among those excluded from the Apple Health for Adults requirement. In FedRateCalc's reading a parent can therefore also qualify under the New Adult (N05) line at 138% ($1,835 a month for one); the state decides.
215% FPL - Pregnancy (N03/N23) and After Pregnancy Coverage (N07/N27): The chart's note says to include the unborn children in the household size for family and pregnancy medical assistance units, so a pregnant woman expecting one child is a household of 2.

The Health Care Authority's chart, "Washington Apple Health Income and Resource Standards, April 1, 2026", lists MAGI standards for household sizes 1 to 10, plus an amount added for each person from the 11th (the table here shows sizes 1 to 8). It says the amounts include the 5% income disregard except for the Family-related N01 line.
The chart's note says to include the unborn child(s) in the household size for family and pregnancy medical assistance units. The dollar amounts come from the HCA chart; its monthly guideline is rounded to a whole dollar before the percentage is applied.

Chart sources: Washington Health Care Authority: Apple Health Income and Resource Standards (April 1, 2026).

How Washington counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”

42 CFR 435.603(d)(4) (source)

In Washington's chart, the amounts for 138% FPL - New Adult (N05); 215% FPL - Pregnancy (N03/N23) and After Pregnancy Coverage (N07/N27); 215% FPL - Children (N11/N31); 265% FPL - CHIP T1 (N13/N33), $20 premium; 317% FPL - CHIP T2 (N13/N33), $30 premium already include the 5 points, so the table shows the total and the checker above has no separate step for them.

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”

42 CFR 435.603(b), definition of family size (source)

Washington Medicaid programs and expansion

The Health Care Authority's chart lists a 138% FPL New Adult line (N05) among its MAGI standards, and its work requirements page says Modified Adjusted Gross Income is used to determine eligibility for Apple Health for Adults; Medicaid.gov's table, as of December 1, 2023, shows the expansion group at 133% for Washington.

Apple Health (Medicaid). The Health Care Authority calls Washington's Medicaid program Apple Health. Its pages name Apple Health for Adults (ages 19 to 64), Apple Health for Kids and Apple Health for pregnant individuals; the chart's program codes (N01, N03, N05, N11 and others) are shown in the group labels.
CHIP. The chart lists CHIP T1 (265% FPL, $20 premium) and CHIP T2 (317% FPL, $30 premium) for children, and Family Planning Only at 265% FPL.

How to apply for Medicaid in Washington

The Health Care Authority says to apply for or renew Apple Health online through Washington Healthplanfinder if you are an adult 19 to 64, applying for children, a parent or caretaker applying with children, or pregnant. You can also call the Customer Support Center at 1-855-923-4633 or submit a paper application (18-001P). You can also apply through Washington HealthPlanFinder, Washington's own Marketplace; HealthCare.gov sends Washington residents there.

Washington Healthplanfinder

Washington Medicaid changes in 2027

“Beginning January 1, 2027, individuals eligible for Apple Health for Adults will need to meet work requirements or have an exemption to stay on Apple Health (Medicaid).”

Washington HCA, Apple Health (Medicaid) work requirements (source)

“Beginning January 1, 2027, people enrolled in Apple Health for Adults will be required to renew their coverage every six months instead of every twelve months.”

Washington HCA, Apply for or renew coverage (source)

“If you do not meet one of these work requirement activities, you may be eligible for an exemption or current month exclusion.”

Washington HCA, Apple Health (Medicaid) work requirements (source)

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the Washington Medicaid income limit in 2026?

Washington's own chart, effective April 1, 2026, lets one adult have up to $1,835 a month and a household of four up to $3,795 a month for adults, which is 138% of the federal poverty level.

Did Washington expand Medicaid?

How do I apply for Medicaid in Washington?

What changes for Washington Medicaid in 2027?

The Health Care Authority says that beginning January 1, 2027 people eligible for Apple Health for Adults need to meet work requirements or have an exemption, and that they will renew every six months instead of every twelve; its page lists the activities, exemptions and exclusions. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.

Do the same limits apply to Washington seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Washington State Health Care Authority (HCA) or see Medicare vs Medicaid on this site.

How often does Washington update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and Washington's chart took effect April 1, 2026. FedRateCalc will look for Washington's 2027 chart after HHS publishes the 2027 guidelines.

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Washington State Health Care Authority (HCA) before relying on a figure.

Sources

All sources are government pages, read October 30, 2026. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.