Minnesota Medical Assistance Income Limits 2026: MA and MinnesotaCare Chart

Minnesota's own chart, effective July 1, 2026 to June 30, 2027, lets one adult have up to $1,768 a month and a household of four up to $3,657 a month for adults, which is 133% of the federal poverty level. Every figure below comes from the state agency's own chart, effective July 1, 2026 (Medical Assistance), not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

$

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below Minnesota's chart amount for this group.

Your income, a year
$18,000
Household size used in the chart
1
Minnesota chart amount, a year, 133%
$21,216
Minnesota chart amount, a month
$1,768
Chart amount plus 5 percent of FPL, a year
$22,014

This is not an eligibility decision. Minnesota Department of Human Services (DHS) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: MNsure (MinnesotaCare application).

Minnesota Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the Minnesota Department of Human Services (DHS) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is July 1, 2026 (Medical Assistance).

Medicaid income limits by household size and coverage group
Household sizeMA: adults without children, parents, caretaker relatives and children 19 to 20133%Effective July 1, 2026 to June 30, 2027MA: parents and caretaker relatives (same 133% FPG column)133% FPGEffective July 1, 2026 to June 30, 2027MA: pregnant women278%Effective July 1, 2026 to June 30, 2027MA: infants under age 2283%Effective July 1, 2026 to June 30, 2027MA: children 2 to 18275%Effective July 1, 2026 to June 30, 2027MinnesotaCare (Basic Health Program), annual income, 2026 coverage200% of the 2025 guidelineEffective January 1, 2026 to December 31, 2026MinnesotaCare (Basic Health Program), annual income, 2027 coverage200%Effective January 1, 2027 to December 31, 2027
1$1,768 a month$21,226 a year$1,768 a month$21,226 a yearnot listed$3,763 a month$45,166 a year$3,657 a month$43,890 a year$2,608 a month$31,300 a year$2,660 a month$31,920 a year
2$2,398 a month$28,781 a year$2,398 a month$28,781 a year$5,013 a month$60,159 a year$5,103 a month$61,241 a year$4,959 a month$59,510 a year$3,525 a month$42,300 a year$3,607 a month$43,280 a year
3$3,027 a month$36,335 a year$3,027 a month$36,335 a year$6,329 a month$75,949 a year$6,442 a month$77,315 a year$6,260 a month$75,130 a year$4,442 a month$53,300 a year$4,553 a month$54,640 a year
4$3,657 a month$43,890 a year$3,657 a month$43,890 a year$7,645 a month$91,740 a year$7,782 a month$93,390 a year$7,562 a month$90,750 a year$5,358 a month$64,300 a year$5,500 a month$66,000 a year
5$4,287 a month$51,444 a year$4,287 a month$51,444 a year$8,960 a month$107,530 a year$9,122 a month$109,464 a year$8,864 a month$106,370 a year$6,275 a month$75,300 a year$6,447 a month$77,360 a year
6$4,916 a month$58,998 a year$4,916 a month$58,998 a year$10,276 a month$123,320 a year$10,461 a month$125,538 a year$10,165 a month$121,990 a year$7,192 a month$86,300 a year$7,393 a month$88,720 a year
7$5,546 a month$66,553 a year$5,546 a month$66,553 a year$11,592 a month$139,111 a year$11,801 a month$141,613 a year$11,467 a month$137,610 a year$8,108 a month$97,300 a year$8,340 a month$100,080 a year
8$6,175 a month$74,107 a year$6,175 a month$74,107 a year$12,908 a month$154,901 a year$13,140 a month$157,687 a year$12,769 a month$153,230 a year$9,025 a month$108,300 a year$9,287 a month$111,440 a year
  • MA: adults without children, parents, caretaker relatives and children 19 to 20: The chart calls its income guidelines approximations and says to use it for general reference only.
  • MA: pregnant women: The chart prints NA for a household of 1 in this column.
  • MinnesotaCare (Basic Health Program), annual income, 2026 coverage: MinnesotaCare is not Medical Assistance; the DHS page lists annual limits only and the limits for 2026 coverage use the 2025 poverty guidelines.
  • MinnesotaCare (Basic Health Program), annual income, 2027 coverage: DHS-3461A edition 6-26 already prints these limits for 2027 coverage; they are 200% of the 2026 guideline.
  • The Department of Human Services' guidelines (DHS-3461A-ENG, edition 6-26) list Medical Assistance limits "Effective 7/1/26 –6/30/27" and MinnesotaCare limits "Effective 1/1/27 – 12/31/27"; the earlier edition 10-25 lists 7/1/25 to 6/30/26 and 1/1/26 to 12/31/26. It says "Income guidelines are approximations only. Use this chart for general reference only."
  • The MinnesotaCare page lists annual income limits of $31,300 for one person, $42,300 for two and $64,300 for four, and the 10-25 edition of the guidelines labels the same figures as effective 1/1/26 through 12/31/26. The page prints no date for the table.
  • DHS says there is no asset limit for MinnesotaCare, that you cannot qualify for it if you have other health insurance, and that most enrollees pay a monthly premium based on their family's income; some people, including children, do not pay a monthly premium.

Chart sources: Minnesota DHS: Insurance Affordability Programs Income and Asset Guidelines, DHS-3461A-ENG (editions 6-26 and 10-25); Minnesota DHS: MinnesotaCare, Am I eligible?.

How Minnesota counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”
42 CFR 435.603(d)(4) (source)

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”
42 CFR 435.603(b), definition of family size (source)

In Minnesota's chart, the amounts for MA: adults without children, parents, caretaker relatives and children 19 to 20; MA: parents and caretaker relatives (same 133% FPG column); MA: pregnant women; MA: infants under age 2; MA: children 2 to 18 are the plain percentage. The checker above adds 5 percent of the 2026 guideline to those amounts as its own calculation to show income that is just over the printed amount.

Minnesota Medicaid programs and expansion

Minnesota's Department of Human Services prints Medical Assistance (MA) for parents, caretaker relatives, children 19 to 20 and adults without children at 133% of the federal poverty guidelines (FPG). MinnesotaCare is a separate program for people with higher incomes, up to 200% of FPG, funded in part by federal Basic Health Program funding; Medicaid.gov's table, as of December 1, 2023, shows 133% for adults and says adults from above 133% and up to 200% of the FPL are covered through the Basic Health Program (BHP).

  • Medical Assistance (MA). The DHS chart's note says "MA" stands for Medical Assistance. Its columns are parents, caretaker relatives, children 19 to 20 and adults without children (133% of the federal poverty guidelines, which the chart abbreviates FPG), children 2 to 18 (275%), pregnant women (278%) and infants under age 2 (283%), all with no asset test. The Medicaid.gov table of December 1, 2023 lists Minnesota's Medicaid percentages for these groups as 133%, 275%, 278% and 283%.
  • MinnesotaCare (Basic Health Program). MinnesotaCare is a health care program for Minnesotans with low incomes, with no asset limit. The Department says it is funded by a state tax on Minnesota hospitals and health care providers, federal Basic Health Program funding and enrollee premiums, and that most enrollees pay a monthly premium. It is a separate program from Medical Assistance and is not described as Medicaid on the DHS pages used here.

How to apply for Medicaid in Minnesota

The Department of Human Services says the easiest way for most people to apply for MinnesotaCare, a Basic Health Program and not Medical Assistance, is online through MNsure, that some people, including seniors, people with disabilities and youth formerly in foster care, need to apply a different way, and that you can get free help applying for coverage. The DHS pages used here do not say how to apply for Medical Assistance, so ask the Department of Human Services or a county or Tribal agency. You can also apply through MNSure, Minnesota's own Marketplace; HealthCare.gov sends Minnesota residents there.

MNsure (MinnesotaCare application)

Minnesota Medicaid changes in 2027

The Department of Human Services says that starting January 1, 2027 some adults with Medical Assistance may need to meet new work reporting and community engagement requirements, and lists the adults 21 to 64 to whom it generally applies; its edition 6-26 income guidelines already list MinnesotaCare limits for 2027 coverage.

“Starting Jan. 1, 2027, some adults with Medical Assistance may need to meet new work reporting and community engagement requirements to get or keep coverage.”
Minnesota DHS, Work requirements (page captured October 16, 2026) (source)
“This change generally applies to adults ages 21 to 64 who do not have dependent children, are not pregnant, are not eligible for Medicare and do not qualify for Medical Assistance based on a disability. It does not apply to everyone. Many people may already meet the requirement or qualify for an exemption.”
Minnesota DHS, Work requirements (page captured October 16, 2026) (source)

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the Minnesota Medicaid income limit in 2026?

Minnesota's own chart, effective July 1, 2026 to June 30, 2027, lets one adult have up to $1,768 a month and a household of four up to $3,657 a month for adults, which is 133% of the federal poverty level.

Did Minnesota expand Medicaid?

Minnesota's Department of Human Services prints Medical Assistance (MA) for parents, caretaker relatives, children 19 to 20 and adults without children at 133% of the federal poverty guidelines (FPG). MinnesotaCare is a separate program for people with higher incomes, up to 200% of FPG, funded in part by federal Basic Health Program funding; Medicaid.gov's table, as of December 1, 2023, shows 133% for adults and says adults from above 133% and up to 200% of the FPL are covered through the Basic Health Program (BHP).

How do I apply for Medicaid in Minnesota?

The Department of Human Services says the easiest way for most people to apply for MinnesotaCare, a Basic Health Program and not Medical Assistance, is online through MNsure, that some people, including seniors, people with disabilities and youth formerly in foster care, need to apply a different way, and that you can get free help applying for coverage. The DHS pages used here do not say how to apply for Medical Assistance, so ask the Department of Human Services or a county or Tribal agency. You can also apply through MNSure, Minnesota's own Marketplace; HealthCare.gov sends Minnesota residents there.

What changes for Minnesota Medicaid in 2027?

The Department of Human Services says that starting January 1, 2027 some adults with Medical Assistance may need to meet new work reporting and community engagement requirements, and lists the adults 21 to 64 to whom it generally applies; its edition 6-26 income guidelines already list MinnesotaCare limits for 2027 coverage. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.

Do the same limits apply to Minnesota seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Minnesota Department of Human Services (DHS) or see Medicare vs Medicaid on this site.

How often does Minnesota update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and Minnesota's chart took effect July 1, 2026 (Medical Assistance). FedRateCalc will look for Minnesota's 2027 chart after HHS publishes the 2027 guidelines.

Related pages

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Minnesota Department of Human Services (DHS) before relying on a figure.

Sources

All sources are government pages, read October 30, 2026, except the pages marked below, which were read from Internet Archive captures because the agency's site refused direct connections or no longer serves the page. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.