AHCCCS Income Limits 2026: Arizona Medicaid Chart by Household Size

Arizona's own chart, effective February 1, 2026, lets one adult have up to $1,769 a month and a household of four up to $3,658 a month for adults, which is 133% of the federal poverty level. Every figure below comes from the state agency's own chart, effective February 1, 2026, not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

$

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below Arizona's chart amount for this group.

Your income, a year
$18,000
Household size used in the chart
1
Arizona chart amount, a year, 133%
$21,228
Arizona chart amount, a month
$1,769
Chart amount plus 5 percent of FPL, a year
$22,026

This is not an eligibility decision. Arizona Health Care Cost Containment System (AHCCCS) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: Health-e-Arizona Plus (HEAplus).

Arizona Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the Arizona Health Care Cost Containment System (AHCCCS) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is February 1, 2026.

Medicaid income limits by household size and coverage group
Household sizeAdult Group133%Effective February 1, 2026Caretaker Relative Group106%Effective February 1, 2026Pregnant Woman Group156%Effective February 1, 2026Child Under Age 1 Group147%Effective February 1, 2026Child Age 1 through 5 Group141%Effective February 1, 2026Child Age 6 through 18 Group133%Effective February 1, 2026KidsCare225%Effective February 1, 2026
1$1,769 a month$21,228 a year$1,410 a month$16,920 a year$2,075 a month$24,900 a year$1,956 a month$23,472 a year$1,876 a month$22,512 a year$1,769 a month$21,228 a year$2,993 a month$35,916 a year
2$2,399 a month$28,788 a year$1,912 a month$22,944 a year$2,814 a month$33,768 a year$2,651 a month$31,812 a year$2,543 a month$30,516 a year$2,399 a month$28,788 a year$4,058 a month$48,696 a year
3$3,028 a month$36,336 a year$2,414 a month$28,968 a year$3,552 a month$42,624 a year$3,347 a month$40,164 a year$3,211 a month$38,532 a year$3,028 a month$36,336 a year$5,123 a month$61,476 a year
4$3,658 a month$43,896 a year$2,915 a month$34,980 a year$4,290 a month$51,480 a year$4,043 a month$48,516 a year$3,878 a month$46,536 a year$3,658 a month$43,896 a year$6,188 a month$74,256 a year
5$4,288 a month$51,456 a year$3,417 a month$41,004 a year$5,029 a month$60,348 a year$4,739 a month$56,868 a year$4,545 a month$54,540 a year$4,288 a month$51,456 a year$7,253 a month$87,036 a year
6$4,917 a month$59,004 a year$3,919 a month$47,028 a year$5,767 a month$69,204 a year$5,435 a month$65,220 a year$5,213 a month$62,556 a year$4,917 a month$59,004 a year$8,318 a month$99,816 a year
7$5,547 a month$66,564 a year$4,421 a month$53,052 a year$6,506 a month$78,072 a year$6,130 a month$73,560 a year$5,880 a month$70,560 a year$5,547 a month$66,564 a year$9,383 a month$112,596 a year
  • Adult Group: The manual lists sizes 1 to 7 and an approximate "each additional member" amount of $630, so no household of 8 is shown.
  • AHCCCS's Eligibility Policy Manual, section 615 Income Standards, revised 02/03/2026, prints monthly limits effective 2/1/2026 for household sizes 1 to 7 and says the "each additional" amounts are approximate. Sections 7 to 13 of that page are the source of every amount in the table.
  • The manual's KidsCare table is headed 225% of the FPL and lists $2,993 a month for one person and $6,188 for four effective 2/1/2026; the Medicaid.gov table, as of December 1, 2023, shows 200% for Arizona's separate CHIP.
  • The manual prints plain percentages (133%, 106%, 156%, 147%, 141%, 133% and 225%), the same as the Medicaid.gov table of December 1, 2023 for these groups. The 5% disregard of 42 CFR 435.603(d)(4) is not discussed on that page, so the checker also shows income up to 5 percent of the 2026 guideline above a printed amount as within the disregard (FedRateCalc's calculation); the caretaker line at 106% is not the highest standard, so it gets no band.

Chart sources: AHCCCS Eligibility Policy Manual: 615 Income Standards (revised 02/03/2026).

How Arizona counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”
42 CFR 435.603(d)(4) (source)

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”
42 CFR 435.603(b), definition of family size (source)

In Arizona's chart, the amounts for Adult Group; Pregnant Woman Group; Child Under Age 1 Group; Child Age 1 through 5 Group; Child Age 6 through 18 Group; KidsCare are the plain percentage. The checker above adds 5 percent of the 2026 guideline to those amounts as its own calculation to show income that is just over the printed amount.

Arizona Medicaid programs and expansion

AHCCCS says Expansion Adults typically means adults under the age of 65 who earn up to 133% of the federal poverty level, and its Eligibility Policy Manual prints the Adult Group at 133%; Medicaid.gov's table, as of December 1, 2023, shows the expansion group at 133% for Arizona.

  • AHCCCS. AHCCCS describes itself as Arizona's Medicaid program, funded jointly by the federal and state governments. The Eligibility Policy Manual groups in the table are the Adult Group, Caretaker Relative Group, Pregnant Woman Group, and the child groups by age.
  • KidsCare. The manual lists KidsCare income limits at 225% of the federal poverty level effective February 1, 2026, which is higher than the 200% shown for Arizona's separate CHIP in the Medicaid.gov table as of December 1, 2023.

How to apply for Medicaid in Arizona

AHCCCS says you can apply online for AHCCCS Medical Assistance, Nutrition Assistance, and Cash Assistance using Health-e-Arizona Plus (HEAplus), for yourself, your family or someone close to you, and that community assistors can help. You can also apply through the Marketplace at HealthCare.gov, which sends your information to the state agency if you may qualify.

Health-e-Arizona Plus (HEAplus) · HealthCare.gov Medicaid and CHIP

Arizona Medicaid changes in 2027

AHCCCS says that starting in January 2027 certain Medicaid Expansion adults must work, go to school, volunteer or do another qualified activity for 80 hours a month, or earn at least $580 in the month, and renew twice a year; it says it will contact members the requirements apply to and is developing the details of reporting and exemptions.

“Starting January 2027, this law requires certain Medicaid Expansion adults to work, go to school, volunteer, or participate in another defined qualified activity for 80 hours each month, or to have earned at least $580 in the month to maintain their AHCCCS coverage.”
AHCCCS, H.R. 1 Overview (source)
“Many people are exempt and will not need to meet these requirements (e.g., kids, pregnant individuals, people with disabilities, caregivers, and more).”
AHCCCS, H.R. 1 Overview (source)
“Starting January 2027, H.R. 1 will require certain Medicaid Expansion adults to renew their AHCCCS coverage twice each year instead of once. This does not apply to kids, adults over the age of 65, individuals with disabilities, Tribal members, and multiple other groups.”
AHCCCS, H.R. 1 Overview (source)

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the Arizona Medicaid income limit in 2026?

Arizona's own chart, effective February 1, 2026, lets one adult have up to $1,769 a month and a household of four up to $3,658 a month for adults, which is 133% of the federal poverty level.

Did Arizona expand Medicaid?

AHCCCS says Expansion Adults typically means adults under the age of 65 who earn up to 133% of the federal poverty level, and its Eligibility Policy Manual prints the Adult Group at 133%; Medicaid.gov's table, as of December 1, 2023, shows the expansion group at 133% for Arizona.

How do I apply for Medicaid in Arizona?

AHCCCS says you can apply online for AHCCCS Medical Assistance, Nutrition Assistance, and Cash Assistance using Health-e-Arizona Plus (HEAplus), for yourself, your family or someone close to you, and that community assistors can help. You can also apply through the Marketplace at HealthCare.gov, which sends your information to the state agency if you may qualify.

What changes for Arizona Medicaid in 2027?

AHCCCS says that starting in January 2027 certain Medicaid Expansion adults must work, go to school, volunteer or do another qualified activity for 80 hours a month, or earn at least $580 in the month, and renew twice a year; it says it will contact members the requirements apply to and is developing the details of reporting and exemptions. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.

Do the same limits apply to Arizona seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Arizona Health Care Cost Containment System (AHCCCS) or see Medicare vs Medicaid on this site.

How often does Arizona update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and Arizona's chart took effect February 1, 2026. FedRateCalc will look for Arizona's 2027 chart after HHS publishes the 2027 guidelines.

Related pages

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Arizona Health Care Cost Containment System (AHCCCS) before relying on a figure.

Sources

All sources are government pages, read October 30, 2026, except the pages marked below, which were read from Internet Archive captures because the agency's site refused direct connections or no longer serves the page. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.