Texas Medicaid Income Limits 2026: Chart by Household Size

Texas's chart has no group for adults without children, so the headline limits are for Children 1 to 5 (TP 48): $1,916 a month for a household of one and $3,960 for four (144% of the federal poverty level), effective March 1, 2026. Every figure below comes from the state agency's own chart, effective March 1, 2026 (Texas Works Handbook revision 26-2, effective April 1, 2026), not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

Coverage group

People in the household

Income period

Household income before taxes

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below Texas's chart amount for this group.

Your income, a year: $18,000
Household size used in the chart: 1
Texas chart amount, a year, 144%: $22,992
Texas chart amount, a month: $1,916
Chart amount plus 5 percent of FPL, a year: $23,790

This is not an eligibility decision. Texas Health and Human Services Commission (HHSC) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: Texas HHSC and HealthCare.gov.

Texas Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the Texas Health and Human Services Commission (HHSC) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is March 1, 2026 (Texas Works Handbook revision 26-2, effective April 1, 2026).

Medicaid income limits by household size and coverage group
Household size	Children 6 to 18 (TP 44)133%Effective March 1, 2026	Children 1 to 5 (TP 48)144%Effective March 1, 2026	Pregnant women (TP 40)198%Effective March 1, 2026	Children under 1 (TP 43)198%Effective March 1, 2026	CHIP children under 19 (TA 84)201%Effective March 1, 2026	Parents and caretaker relatives, one parent in the home (TP 08, TA 31, TA 86)dollar limitsEffective October 1, 2015 (the revision printed in the handbook)	Parents and caretaker relatives, two parents in the home (TP 08, TA 31, TA 86)dollar limitsEffective October 1, 2015 (the revision printed in the handbook)
1	$1,769 a month$21,228 a year	$1,916 a month$22,992 a year	$2,634 a month$31,608 a year	$2,634 a month$31,608 a year	$2,674 a month$32,088 a year	$103 a month$1,236 a year	not listed
2	$2,399 a month$28,788 a year	$2,597 a month$31,164 a year	$3,571 a month$42,852 a year	$3,571 a month$42,852 a year	$3,625 a month$43,500 a year	$196 a month$2,352 a year	$161 a month$1,932 a year
3	$3,028 a month$36,336 a year	$3,279 a month$39,348 a year	$4,508 a month$54,096 a year	$4,508 a month$54,096 a year	$4,577 a month$54,924 a year	$230 a month$2,760 a year	$251 a month$3,012 a year
4	$3,658 a month$43,896 a year	$3,960 a month$47,520 a year	$5,445 a month$65,340 a year	$5,445 a month$65,340 a year	$5,528 a month$66,336 a year	$277 a month$3,324 a year	$285 a month$3,420 a year
5	$4,288 a month$51,456 a year	$4,642 a month$55,704 a year	$6,383 a month$76,596 a year	$6,383 a month$76,596 a year	$6,479 a month$77,748 a year	$310 a month$3,720 a year	$332 a month$3,984 a year
6	$4,917 a month$59,004 a year	$5,324 a month$63,888 a year	$7,320 a month$87,840 a year	$7,320 a month$87,840 a year	$7,431 a month$89,172 a year	$356 a month$4,272 a year	$367 a month$4,404 a year
7	$5,547 a month$66,564 a year	$6,005 a month$72,060 a year	$8,257 a month$99,084 a year	$8,257 a month$99,084 a year	$8,382 a month$100,584 a year	$389 a month$4,668 a year	$412 a month$4,944 a year
8	$6,176 a month$74,112 a year	$6,687 a month$80,244 a year	$9,194 a month$110,328 a year	$9,194 a month$110,328 a year	$9,334 a month$112,008 a year	$441 a month$5,292 a year	$447 a month$5,364 a year

Pregnant women (TP 40): The chart counts a pregnant woman plus the children she is expected to deliver, so a pregnant woman alone expecting one child is a household of 2.

The handbook prints the 133%, 144% and 198% columns with the heading "March 1, 2026" and labels the section "Revision 26-2; Effective April 1, 2026".
The handbook's parents and caretaker relatives table (C-131.2) still carries "Revision 15-4; Effective October 1, 2015" as of October 30, 2026 and does not change with the poverty guidelines; it is shown here as printed.
The handbook also prints a "Standard MAGI Income Disregard" table (C-131.4) of five percentage points of FPL: $66.50 a month for one person and $90.20 for two.

Chart sources: Texas HHSC: Texas Works Handbook C-130, Medical Programs (C-131 income limits); Texas HHSC: Texas Works Handbook C-1150, Type Programs (TP) and Type Assistance (TA).

How Texas counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”

42 CFR 435.603(d)(4) (source)

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”

42 CFR 435.603(b), definition of family size (source)

In Texas's chart, the amounts for Children 6 to 18 (TP 44); Children 1 to 5 (TP 48); Pregnant women (TP 40); Children under 1 (TP 43); CHIP children under 19 (TA 84); Parents and caretaker relatives, one parent in the home (TP 08, TA 31, TA 86); Parents and caretaker relatives, two parents in the home (TP 08, TA 31, TA 86) are the plain percentage. The checker above adds 5 percent of the 2026 guideline to those amounts as its own calculation to show income that is just over the printed amount.

Texas Medicaid programs and expansion

Medicaid.gov's table, as of December 1, 2023, shows "No" for Texas in the column for expansion to adults, and the Texas Works Handbook income table lists no group for adults without children in the home.

Children's Medicaid. Handbook codes TP 48 (children 1 to 5, 144% of FPL) and TP 44 (children 6 to 18, 133%).
Pregnant women and infants. Handbook codes TP 40 (pregnant women) and TP 43 (children under 1) share the 198% limit.
CHIP. Handbook code TA 84 covers children under 19 who are ineligible for Medicaid because of income, up to 201%.
Parents and caretaker relatives. Handbook code TP 08, with dollar limits that are far lower than the other groups (table below).

How to apply for Medicaid in Texas

Apply through Texas HHSC, the state Medicaid agency, or through HealthCare.gov. Texas has not expanded Medicaid, but HealthCare.gov says to apply anyway because each state has coverage options based on income, household size, family status and other factors.

Texas HHSC and HealthCare.gov · HealthCare.gov Medicaid and CHIP

Texas Medicaid changes in 2027

Texas has no expansion adult group in its chart. The requirement in Public Law 119-21 is written for adults enrolled or eligible under the expansion group, or under an equivalent waiver, so this page shows no Texas start date; Texas HHSC has not published a Texas-specific notice that this page could find as of October 30, 2026.

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the Texas Medicaid income limit in 2026?

Did Texas expand Medicaid?

How do I apply for Medicaid in Texas?

What changes for Texas Medicaid in 2027?

Do the same limits apply to Texas seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Texas Health and Human Services Commission (HHSC) or see Medicare vs Medicaid on this site.

How often does Texas update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and Texas's chart took effect March 1, 2026 (Texas Works Handbook revision 26-2, effective April 1, 2026). FedRateCalc will look for Texas's 2027 chart after HHS publishes the 2027 guidelines.

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Texas Health and Human Services Commission (HHSC) before relying on a figure.

Sources

All sources are government pages, read October 30, 2026. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.