Florida Medicaid Income Limits 2026: DCF Chart by Household Size

Florida has not expanded Medicaid to adults without children, so its 2026 chart has no adult group. For children ages 1 to 5 the DCF chart, effective April 2026 to March 2027, allows $1,930 a month for a household of one and $3,989 for four, which is 133% of the federal poverty level plus the state's disregards; parents and caretakers have much lower dollar limits. Every figure below comes from the state agency's own chart, effective April 2026 to March 2027, not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

Coverage group

People in the household

Income period

Household income before taxes

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below Florida's chart amount for this group.

Your income, a year: $18,000
Household size used in the chart: 1
Florida chart amount, a year, 133% plus disregards (chart total): $23,160
Florida chart amount, a month: $1,930

This is not an eligibility decision. Florida Department of Children and Families (DCF) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: MyACCESS Florida.

Florida Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the Florida Department of Children and Families (DCF) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is April 2026 to March 2027.

Medicaid income limits by household size and coverage group
Household size	Parents, caretakers and people 19 and 20dollar limit plus disregards (chart total)Effective April 2026 to March 2027	Pregnant women185% plus disregards (chart total)Effective April 2026 to March 2027	Children under age 1200% plus disregards (chart total)Effective April 2026 to March 2027	Children ages 1 to 5133% plus disregards (chart total)Effective April 2026 to March 2027	Children ages 6 to 18133% plus the 5% disregard (138%)Effective April 2026 to March 2027
1	$356 a month$4,272 a year	$2,608 a month$31,296 a year	$2,807 a month$33,684 a year	$1,930 a month$23,160 a year	$1,836 a month$22,032 a year
2	$478 a month$5,736 a year	$3,537 a month$42,444 a year	$3,807 a month$45,684 a year	$2,617 a month$31,404 a year	$2,490 a month$29,880 a year
3	$600 a month$7,200 a year	$4,463 a month$53,556 a year	$4,805 a month$57,660 a year	$3,302 a month$39,624 a year	$3,142 a month$37,704 a year
4	$723 a month$8,676 a year	$5,391 a month$64,692 a year	$5,803 a month$69,636 a year	$3,989 a month$47,868 a year	$3,796 a month$45,552 a year
5	$846 a month$10,152 a year	$6,320 a month$75,840 a year	$6,803 a month$81,636 a year	$4,676 a month$56,112 a year	$4,450 a month$53,400 a year
6	$968 a month$11,616 a year	$7,246 a month$86,952 a year	$7,801 a month$93,612 a year	$5,361 a month$64,332 a year	$5,102 a month$61,224 a year
7	$1,091 a month$13,092 a year	$8,175 a month$98,100 a year	$8,800 a month$105,600 a year	$6,048 a month$72,576 a year	$5,756 a month$69,072 a year
8	$1,214 a month$14,568 a year	$9,103 a month$109,236 a year	$9,799 a month$117,588 a year	$6,735 a month$80,820 a year	$6,409 a month$76,908 a year

Pregnant women: The chart lists a household of 1 for pregnant women; the checker counts a pregnant woman as herself plus the children she is expected to deliver (42 CFR 435.603(b)), so a woman expecting one child is a household of 2.

DCF's chart totals are not plain percentages. Appendix A-7 prints a limit, a standard disregard and a 5% MAGI disregard for each group, and the chart adds them: a parent or caretaker in a household of 1 has a limit of $180, a standard disregard of $109 and a MAGI disregard of $67, which add up to the chart's $356.
Appendix A-7, updated 02/02/2026, heads the pregnant women column 185%, the infants column 200% and the children 1 to 5 and 6 to 18 columns 133%, as percentages of its 100% FPL column; its parent and caretaker limit is a dollar amount. It says children 6 to 18 do not receive the standard disregard.
Appendix A-7 also says the 5% MAGI disregard is used in a budget only if it makes a "failing" individual "pass" a full coverage Medicaid group, which is why the chart totals already carry it and the checker adds nothing on top.
Appendix A-7's percentages sit below the CMS table of December 1, 2023, which lists 191% for pregnant women, 206% for children under 1 and 140% for ages 1 to 5, against A-7's 185%, 200% and 133%. The gap is about the standard disregard A-7 adds on top (for example $80 or $94 a month on a $1,330 guideline), which fits CMS counting it inside the percentage; the state chart is the source for this page.
The DCF chart does not label its figures as monthly or give percentages; they are the Appendix A-7 monthly amounts plus the disregards.

Chart sources: Florida DCF: Medicaid Income Limits (effective April 2026 to March 2027); Florida DCF: ESS Program Policy Manual, Appendix A-7, Family Related Medicaid Income Limits (updated 02/02/2026).

How Florida counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”

42 CFR 435.603(d)(4) (source)

In Florida's chart, the amounts for Parents, caretakers and people 19 and 20; Pregnant women; Children under age 1; Children ages 1 to 5; Children ages 6 to 18 already include the 5 points, so the table shows the total and the checker above has no separate step for them.

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”

42 CFR 435.603(b), definition of family size (source)

Florida Medicaid programs and expansion

Florida has not expanded Medicaid to adults without children in the home. Medicaid.gov's table, as of December 1, 2023, shows "No" for Florida in the column for expansion to adults, and Florida's April 2026 chart and Appendix A-7 list no adult group other than parents and caretakers and people 19 and 20.

Parents and caretaker relatives. DCF says parents and other caretaker relatives of children up to age 18 who live with them may be eligible if countable income does not exceed the limit. The chart column also covers people 19 and 20.
Pregnant women. DCF says a pregnant woman who qualifies stays eligible throughout her pregnancy and for a twelve-month postpartum period, regardless of a change in income.
Children's Medicaid. The chart has three child bands: under age 1, ages 1 to 5 and ages 6 to 18. DCF says parents and caretakers may apply for children under 21 living in their home if the family income is under the limit for the child's age.
Florida KidCare. DCF says families may also apply for medical assistance for children through Florida KidCare; this page does not show its limits.
SSI-Related Medicaid. DCF calls Medicaid for low-income people who are 65 or older or disabled SSI-Related Medicaid. It uses different rules and is not in the tables.

How to apply for Medicaid in Florida

DCF says individuals interested in applying for Medicaid may do so through its MyACCESS page. HealthCare.gov also takes Medicaid applications.

MyACCESS Florida · HealthCare.gov Medicaid and CHIP

Florida Medicaid changes in 2027

Florida's Agency for Health Care Administration lists Section 71107 (eligibility redeterminations) and Section 71119 (community engagement) of Public Law 119-21 under the heading "OBBBA Sections Affecting Expansion States Only" in its October 8, 2025 presentation, and Florida's chart lists no expansion adult group; this page found no Florida notice that gives a start date for either requirement.

“OBBBA Sections Affecting Expansion States Only Section 71107: Eligibility Redeterminations Section 71110: Expansion FMAP for Medicaid Section 71114: Sunsetting Increased FMAP Incentive Section 71119: Requirement for States to Establish Medicaid Community Engagement Requirements for Certain Individuals Section 71120: Modifying Cost Sharing Requirements for Certain Expansion Individuals Under the Medicaid Program”

Florida AHCA, One Big Beautiful Bill Act Overview (October 8, 2025), slide "OBBBA Sections Affecting Expansion States Only" (source)

“The term `applicable individual' means an individual (other than a specified excluded individual (as defined in clause (ii)))-- (I) who is eligible to enroll (or is enrolled) under the State plan under subsection (a)(10)(A)(i)(VIII); or (II) who-- (aa) is otherwise eligible to enroll (or is enrolled) under a waiver of such plan that provides coverage that is equivalent to minimum essential coverage (as described in section 5000A(f)(1)(A) of the Internal Revenue Code of 1986 and as determined in accordance with standards prescribed by the Secretary in regulations); and (bb) has attained the age of 19 and is under 65 years of age, is not pregnant, is not entitled to, or enrolled for, benefits under part A of title XVIII, or enrolled for benefits under part B of title XVIII, and is not otherwise eligible to enroll under such plan.”

Public Law 119-21, section 71119(a), new section 1902(xx)(9)(A)(i), the whole definition of an applicable individual (source)

On the statute's wording, the requirement applies to individuals in the expansion adult group, and to individuals in a waiver group with coverage equivalent to minimum essential coverage who are 19 to 64, not pregnant, not entitled to or enrolled in Medicare and not otherwise eligible under the State plan. Florida's chart has no such group, so the requirement does not reach Florida's parent and caretaker, pregnancy or children's groups. This is FedRateCalc's reading of the statute; the state decides who is covered.

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the Florida Medicaid income limit in 2026?

Did Florida expand Medicaid?

How do I apply for Medicaid in Florida?

DCF says individuals interested in applying for Medicaid may do so through its MyACCESS page. HealthCare.gov also takes Medicaid applications.

What changes for Florida Medicaid in 2027?

Do the same limits apply to Florida seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Florida Department of Children and Families (DCF) or see Medicare vs Medicaid on this site.

How often does Florida update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and Florida's chart took effect April 2026 to March 2027. FedRateCalc will look for Florida's 2027 chart after HHS publishes the 2027 guidelines.

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Florida Department of Children and Families (DCF) before relying on a figure.

Sources

All sources are government pages, read October 30, 2026, except the pages marked below, which were read from Internet Archive captures because the agency's site refused direct connections. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.