Virginia Medicaid Eligibility Income 2026: Income Chart by Household Size
Virginia's own chart, effective January 13, 2026, lets one adult have up to $1,835.42 a month (the annual figure divided by 12) and a household of four up to $3,795 a month for adults, which is 133% plus the 5% disregard (138%) of the federal poverty level. Every figure below comes from the state agency's own chart, effective January 13, 2026 (Chapter M00 appendix created April 2026), not from federal averages or the old Medicaid.gov table.
Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources
Check your income
Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.
Result
Your income is at or below Virginia's chart amount for this group.
- Your income, a year
- $18,000
- Household size used in the chart
- 1
- Virginia chart amount, a year, 133% plus the 5% disregard (138%)
- $22,025
- Virginia chart amount, a month
- $1,835.42
This is not an eligibility decision. Virginia Department of Medical Assistance Services (DMAS) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: Cover Virginia / CommonHelp.
Virginia Medicaid income limit chart, 2026
Monthly and annual limits by household size for each group the Virginia Department of Medical Assistance Services (DMAS) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is January 13, 2026 (Chapter M00 appendix created April 2026).
| Household size | Adults (MAGI Adults)133% plus the 5% disregard (138%)Effective January 13, 2026 | Pregnant women143% plus the 5% disregard (148%)Effective January 13, 2026 | Children under 19143% plus the 5% disregard (148%)Effective January 13, 2026 | FAMIS children (CHIP), up to 200%200% plus the 5% disregard (205%)Effective January 13, 2026 |
|---|---|---|---|---|
| 1 | $1,835 a month$22,025 a year | not listed | $1,969 a month$23,628 a year | $2,727 a month$32,724 a year |
| 2 | $2,489 a month$29,864 a year | $2,669 a month$32,028 a year | $2,669 a month$32,028 a year | $3,697 a month$44,364 a year |
| 3 | $3,142 a month$37,702 a year | $3,370 a month$40,440 a year | $3,370 a month$40,440 a year | $4,668 a month$56,016 a year |
| 4 | $3,795 a month$45,540 a year | $4,070 a month$48,840 a year | $4,070 a month$48,840 a year | $5,638 a month$67,656 a year |
| 5 | $4,448 a month$53,379 a year | $4,771 a month$57,252 a year | $4,771 a month$57,252 a year | $6,608 a month$79,296 a year |
| 6 | $5,101 a month$61,217 a year | $5,472 a month$65,664 a year | $5,472 a month$65,664 a year | $7,579 a month$90,948 a year |
| 7 | $5,755 a month$69,056 a year | $6,172 a month$74,064 a year | $6,172 a month$74,064 a year | $8,549 a month$102,588 a year |
| 8 | $6,408 a month$76,894 a year | $6,873 a month$82,476 a year | $6,873 a month$82,476 a year | $9,519 a month$114,228 a year |
- Pregnant women: The chart notes that a pregnant woman's household is at least two individuals.
- FAMIS children (CHIP), up to 200%: DMAS labels the 205% column "Annual Limit" but its figures are monthly amounts (for example $2,727 for one person is 205% of $15,960 divided by 12).
- DMAS prints a "5% Federal Poverty Level (FPL) Income Disregard Amounts" chart effective January 13, 2026, and a MAGI adult chart for 133% whose last column is headed 138% FPL and described as "133% FPL + 5% FPL Disregard".
- Virginia also prints Low-Income Families with Children limits by locality group for parents and caretakers; those use dollar amounts that depend on where you live and are not in the tables here.
Chart sources: Virginia DMAS: Medical Assistance Eligibility Manual, Chapter M00 Appendix, Income Charts.
How Virginia counts the 5 percent disregard
Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.
“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”
In Virginia's chart, the amounts for Adults (MAGI Adults); Pregnant women; Children under 19; FAMIS children (CHIP), up to 200% already include the 5 points, so the table shows the total and the checker above has no separate step for them.
The household size in the chart for a pregnant woman counts the children she is expected to deliver:
“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”
Virginia Medicaid programs and expansion
DMAS's 2026 chart lists "MAGI Adults 133% Federal Poverty Level (FPL) Income Limits", and its work requirement page describes "Medicaid Expansion coverage" for adults 19 to 64.
- Virginia Medicaid (DMAS). DMAS prints its income charts in the Medical Assistance Eligibility Manual, Chapter M00 appendix.
- FAMIS. Virginia's CHIP for children; DMAS prints FAMIS limits at 150% and 200% of FPL, and FAMIS MOMS for pregnant individuals at 200%.
- Medicaid for children, pregnancy and adults. Children under 19 and pregnant women at 143% plus the 5% disregard (148%); adults at 133% plus the 5% disregard (138%).
How to apply for Medicaid in Virginia
DMAS points to CommonHelp (commonhelp.virginia.gov) and the Cover Virginia call center at 1-855-242-8282 for changes to your information; you can also apply through HealthCare.gov.
Cover Virginia / CommonHelp · HealthCare.gov Medicaid and CHIP
Virginia Medicaid changes in 2027
DMAS lists January 1, 2027 for applicants, with current members checked at renewals scheduled for March 31, 2027 or later.
“A new federal law is changing Medicaid rules for some adults. Beginning January 1, 2027, some adults will need to meet a work requirement to qualify for Medicaid. These same adults will also have their coverage reviewed every 6 months, instead of every 12 months. These requirements do not apply to everyone who has Medicaid.”
“Members will be checked for the work requirement as they come up for renewal. The work requirement will apply to renewals scheduled for March 31, 2027 or later.”
The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.
Frequently asked questions
What is the Virginia Medicaid income limit in 2026?
Virginia's own chart, effective January 13, 2026, lets one adult have up to $1,835.42 a month (the annual figure divided by 12) and a household of four up to $3,795 a month for adults, which is 133% plus the 5% disregard (138%) of the federal poverty level.
Did Virginia expand Medicaid?
DMAS's 2026 chart lists "MAGI Adults 133% Federal Poverty Level (FPL) Income Limits", and its work requirement page describes "Medicaid Expansion coverage" for adults 19 to 64.
How do I apply for Medicaid in Virginia?
DMAS points to CommonHelp (commonhelp.virginia.gov) and the Cover Virginia call center at 1-855-242-8282 for changes to your information; you can also apply through HealthCare.gov.
What changes for Virginia Medicaid in 2027?
DMAS lists January 1, 2027 for applicants, with current members checked at renewals scheduled for March 31, 2027 or later. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.
Do the same limits apply to Virginia seniors and people with disabilities?
No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Virginia Department of Medical Assistance Services (DMAS) or see Medicare vs Medicaid on this site.
How often does Virginia update its Medicaid income limits?
The charts follow the federal poverty guidelines, which HHS updates each year, and Virginia's chart took effect January 13, 2026 (Chapter M00 appendix created April 2026). FedRateCalc will look for Virginia's 2027 chart after HHS publishes the 2027 guidelines.
Related pages
FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Virginia Department of Medical Assistance Services (DMAS) before relying on a figure.
Sources
All sources are government pages, read October 30, 2026. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.
- Medicaid.gov: Medicaid, CHIP & Basic Health Program Eligibility Levels (table as of December 1, 2023)
- Virginia DMAS: Medical Assistance Eligibility Manual, Chapter M00 Appendix, Income Charts
- Virginia DMAS: Federal Work Requirements
- 42 CFR 435.603, application of modified adjusted gross income (eCFR)
- 42 CFR 435.119, adults at or below 133 percent FPL (eCFR)
- 42 U.S.C. 1396a, United States Code 2024 Edition (govinfo)
- Public Law 119-21, sections 71107 and 71119 (govinfo)
- HealthCare.gov: Getting Medicaid & CHIP coverage