Maryland Medicaid Income Limits 2026: Chart by Household Size

Maryland's own chart, effective February 1, 2026, lets one adult have up to $1,835 a month and a household of four up to $3,795 a month for adults, which is about 138% of the federal poverty level. Every figure below comes from the state agency's own chart, effective February 1, 2026, not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

$

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below Maryland's chart amount for this group.

Your income, a year
$18,000
Household size used in the chart
1
Maryland chart amount, a year, about 138%
$22,020
Maryland chart amount, a month
$1,835

This is not an eligibility decision. Maryland Department of Health decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: Maryland Health Connection.

Maryland Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the Maryland Department of Health prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is February 1, 2026.

Medicaid income limits by household size and coverage group
Household sizeAdultsabout 138%Effective February 1, 2026Pregnantabout 264%Effective February 1, 2026Childrenabout 322%Effective February 1, 2026
1$1,835 a month$22,020 a yearnot listed$4,283 a month$51,396 a year
2$2,490 a month$29,880 a year$4,763 a month$57,156 a year$5,809 a month$69,708 a year
3$3,142 a month$37,704 a year$6,011 a month$72,132 a year$7,332 a month$87,984 a year
4$3,795 a month$45,540 a year$7,260 a month$87,120 a year$8,855 a month$106,260 a year
5$4,449 a month$53,388 a year$8,511 a month$102,132 a year$10,381 a month$124,572 a year
6$5,102 a month$61,224 a year$9,760 a month$117,120 a year$11,904 a month$142,848 a year
7$5,755 a month$69,060 a year$11,009 a month$132,108 a year$13,427 a month$161,124 a year
8$6,409 a month$76,908 a year$12,260 a month$147,120 a year$14,954 a month$179,448 a year
  • Pregnant: The chart prints N/A for a household of 1 in this column.
  • Maryland prints no percentages. The adult amounts match 138% of the 2026 poverty guideline, and the children and pregnant amounts about 322% and 264% (FedRateCalc's calculation, with the monthly guideline rounded up to a whole dollar as Maryland's figures imply). The CMS table of December 1, 2023 shows 317% for children and 259% for pregnant women, 5 points lower.
  • The page says you may still be eligible if your income is higher than the limit listed, that some exceptions apply to countable income, and to call Maryland Health Connection if you have more than eight household members.
  • The page lists $350 and $392 a month with asset limits of $2,500 and $3,000 for people who are 65 or older, blind or disabled; it directs those applicants to the Department of Human Services.

Chart sources: Maryland Department of Health: Income and Asset Limits by Coverage Group and Program.

How Maryland counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”
42 CFR 435.603(d)(4) (source)

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”
42 CFR 435.603(b), definition of family size (source)

In Maryland's chart, the amounts for Adults equal 133% plus 5 points by FedRateCalc's arithmetic; the chart does not say the 5% disregard is included, so the checker adds nothing on top.

Maryland Medicaid programs and expansion

The Department of Health's chart lists an Adults column at the 138% level and its changes page says some adults ages 19 to 64 face new rules in January 2027; Medicaid.gov's table, as of December 1, 2023, shows the expansion group at 133% for Maryland.

  • Adults. The chart's Adults column, household sizes 1 to 8.
  • Children and pregnant. The chart's Children and Pregnant columns; the Pregnant column starts at a household of 2.
  • Aged 65+, blind or disabled. The page lists separate limits of $350 a month for one person and $392 for two, with asset limits of $2,500 and $3,000, for people who are 65 or older, blind or disabled; those use different rules and are not in the tables.

How to apply for Medicaid in Maryland

The Department of Health says its income limits are for people who apply for Medicaid through Maryland Health Connection, and that the only way to know for sure if you are eligible is to apply. HealthCare.gov also takes Medicaid applications.

Maryland Health Connection · HealthCare.gov Medicaid and CHIP

Maryland Medicaid changes in 2027

The Maryland Department of Health lists work requirements and six-month renewals for some adults 19 to 64 as of January 2027 and says Maryland Medicaid will send an official notice before any change that affects you.

“Changes for Some Adults as of January 2027”
Maryland Department of Health, Is My Medicaid Going to Change? (source)
“These changes only apply to some adults ages 19 to 64 - around 300,000 Marylanders. Maryland Medicaid will let you know if these changes apply to you.”
Maryland Department of Health, Is My Medicaid Going to Change? (source)
“You will need to complete 80 hours each month of approved activities to keep your Medicaid coverage. Activities may include working or volunteering. Some people may be exempt from this rule. Maryland Medicaid will share more information as it becomes available.”
Maryland Department of Health, Is My Medicaid Going to Change? (source)
“You will need to renew your Medicaid coverage every six months instead of every 12 months. Maryland Medicaid will let you know when this change goes into effect for you.”
Maryland Department of Health, Is My Medicaid Going to Change? (source)

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the Maryland Medicaid income limit in 2026?

Maryland's own chart, effective February 1, 2026, lets one adult have up to $1,835 a month and a household of four up to $3,795 a month for adults, which is about 138% of the federal poverty level.

Did Maryland expand Medicaid?

The Department of Health's chart lists an Adults column at the 138% level and its changes page says some adults ages 19 to 64 face new rules in January 2027; Medicaid.gov's table, as of December 1, 2023, shows the expansion group at 133% for Maryland.

How do I apply for Medicaid in Maryland?

The Department of Health says its income limits are for people who apply for Medicaid through Maryland Health Connection, and that the only way to know for sure if you are eligible is to apply. HealthCare.gov also takes Medicaid applications.

What changes for Maryland Medicaid in 2027?

The Maryland Department of Health lists work requirements and six-month renewals for some adults 19 to 64 as of January 2027 and says Maryland Medicaid will send an official notice before any change that affects you. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.

Do the same limits apply to Maryland seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Maryland Department of Health or see Medicare vs Medicaid on this site.

How often does Maryland update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and Maryland's chart took effect February 1, 2026. FedRateCalc will look for Maryland's 2027 chart after HHS publishes the 2027 guidelines.

Related pages

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Maryland Department of Health before relying on a figure.

Sources

All sources are government pages, read October 30, 2026. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.