New Mexico Medicaid Income Limits 2026: Turquoise Care Chart by Household Size

New Mexico's Health Care Authority sets adult Medicaid (category 100) at income less than 133% of the federal poverty level, and its January 2026 pamphlet prints no 2026 dollar amounts for that group, so FedRateCalc's calculation is $1,769 a month for one adult and $3,658 for a household of four (133% of the 2026 guideline, with the 5% disregard on top). Figures in bold come from the state agency's own chart, effective January 2026 (the date of the HCA pamphlet); figures in italic are FedRateCalc's calculation from the state's percentage and the 2026 poverty guidelines, not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

$

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below New Mexico's calculated amount for this group.

Your income, a year
$18,000
Household size used in the chart
1
New Mexico calculated amount, a year, 133%
$21,228
New Mexico calculated amount, a month
$1,769
Calculated amount plus 5 percent of FPL, a year
$22,024.80

This is not an eligibility decision. New Mexico Health Care Authority (HCA) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: YES.NM.GOV (apply for New Mexico Medicaid).

New Mexico Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the New Mexico Health Care Authority (HCA) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12, or, for the groups marked "Computed by FedRateCalc", the state's percentage times the 2026 poverty guideline, divided by 12 and rounded to a dollar). The state chart effective date is January 2026 (the date of the HCA pamphlet).

Medicaid income limits by household size and coverage group
Household sizeCategory 100: Other Adults 19-64, no Medicare (income less than 133% of FPL)133%Computed by FedRateCalcEffective January 2026 pamphlet (percentage)Category 200: Parent/Caretaker Relative (fixed dollar standard)fixed dollar standard, no percent printedEffective January 2026 pamphletCategory 300: Full Medicaid for pregnant women (fixed dollar standard)fixed dollar standard, no percent printedEffective January 2026 pamphletCategory 301: Pregnancy Related Medicaid (income less than 250% of FPL)250%Computed by FedRateCalcEffective January 2026 pamphlet (percentage)Categories 400 and 402: Children 0 through 5 (income within 0%-240% of FPL)240%Computed by FedRateCalcEffective January 2026 pamphlet (percentage)Categories 401 and 403: Children 6 through 18 (income within 0%-190% of FPL)190%Computed by FedRateCalcEffective January 2026 pamphlet (percentage)Category 420: CHIP children 0 through 5 (income between 240% and 300% of FPL)300%Computed by FedRateCalcEffective January 2026 pamphlet (percentage)Category 421: CHIP children 6 through 18 (income between 190% and 240% of FPL)240%Computed by FedRateCalcEffective January 2026 pamphlet (percentage)
1$1,769 a month$21,228 a year$451 a month$5,412 a year$451 a month$5,412 a year$3,325 a month$39,900 a year$3,192 a month$38,304 a year$2,527 a month$30,324 a year$3,990 a month$47,880 a year$3,192 a month$38,304 a year
2$2,398 a month$28,776 a year$608 a month$7,296 a year$608 a month$7,296 a year$4,508 a month$54,096 a year$4,328 a month$51,936 a year$3,426 a month$41,112 a year$5,410 a month$64,920 a year$4,328 a month$51,936 a year
3$3,028 a month$36,336 a year$765 a month$9,180 a year$765 a month$9,180 a year$5,692 a month$68,304 a year$5,464 a month$65,568 a year$4,326 a month$51,912 a year$6,830 a month$81,960 a year$5,464 a month$65,568 a year
4$3,658 a month$43,896 a year$923 a month$11,076 a year$923 a month$11,076 a year$6,875 a month$82,500 a year$6,600 a month$79,200 a year$5,225 a month$62,700 a year$8,250 a month$99,000 a year$6,600 a month$79,200 a year
5$4,287 a month$51,444 a year$1,080 a month$12,960 a year$1,080 a month$12,960 a year$8,058 a month$96,696 a year$7,736 a month$92,832 a year$6,124 a month$73,488 a year$9,670 a month$116,040 a year$7,736 a month$92,832 a year
6$4,917 a month$59,004 a year$1,238 a month$14,856 a year$1,238 a month$14,856 a year$9,242 a month$110,904 a year$8,872 a month$106,464 a year$7,024 a month$84,288 a year$11,090 a month$133,080 a year$8,872 a month$106,464 a year
7$5,546 a month$66,552 a year$1,395 a month$16,740 a year$1,395 a month$16,740 a year$10,425 a month$125,100 a year$10,008 a month$120,096 a year$7,923 a month$95,076 a year$12,510 a month$150,120 a year$10,008 a month$120,096 a year
8$6,176 a month$74,112 a year$1,553 a month$18,636 a year$1,553 a month$18,636 a year$11,608 a month$139,296 a year$11,144 a month$133,728 a year$8,822 a month$105,864 a year$13,930 a month$167,160 a year$11,144 a month$133,728 a year
  • Category 100: Other Adults 19-64, no Medicare (income less than 133% of FPL): The pamphlet prints the percentage and a dollar table that still lists 2025 amounts, so these dollar amounts are FedRateCalc's calculation (133% of the 2026 guideline per month, rounded to a dollar). The pamphlet says income must be less than 133%; the checker compares at or below the calculated amount, so an income exactly at it may not qualify.
  • Category 200: Parent/Caretaker Relative (fixed dollar standard): The pamphlet says the income limit for categories 200 and 300 is a fixed dollar amount, the same for both, and prints it by household size. It prints no date for the amounts other than the January 2026 pamphlet date. Parents may also qualify as other adults (category 100).
  • Category 300: Full Medicaid for pregnant women (fixed dollar standard): The pamphlet says an individual who is pregnant is not eligible for category 100 and must be evaluated for categories 300 or 301, and that unborn children are included in the budget group.
  • Category 301: Pregnancy Related Medicaid (income less than 250% of FPL): FedRateCalc's calculation: 250% of the 2026 guideline per month, rounded to a dollar. A pregnant woman counts herself plus the children she is expected to deliver.
  • Categories 400 and 402: Children 0 through 5 (income within 0%-240% of FPL): FedRateCalc's calculation: 240% of the 2026 guideline per month, rounded to a dollar. The pamphlet says category 400 is income less than 200% and category 402 is income within 200%-240%, and that the client may have private health insurance.
  • Categories 401 and 403: Children 6 through 18 (income within 0%-190% of FPL): FedRateCalc's calculation: 190% of the 2026 guideline per month, rounded to a dollar. The pamphlet says category 401 is income less than 138% and category 403 is income within 138%-190%.
  • Category 420: CHIP children 0 through 5 (income between 240% and 300% of FPL): FedRateCalc's calculation: 300% of the 2026 guideline per month, rounded to a dollar. The client cannot have private health insurance.
  • Category 421: CHIP children 6 through 18 (income between 190% and 240% of FPL): FedRateCalc's calculation: 240% of the 2026 guideline per month, rounded to a dollar. The client cannot have private health insurance.
  • HCA's pamphlet "New Mexico Medical Assistance Programs, Eligibility Categories" is marked "Updated January 2026". It gives percentages of the poverty level for each category and a fixed monthly dollar standard for categories 200 and 300 ($451 for one person to $1,553 for eight). Its "Affordable Care FPLs" table still lists the 2025 dollar amounts, so those dollars are not used; the dollar amounts for the percentage groups are FedRateCalc's calculation.
  • The pamphlet says category 100 is Other Adult: income must be less than 133% of the Federal Poverty Level for the household size, with no resource test. The Turquoise Care page says the program began July 1, 2024 and that people can apply at YES.NM.GOV.

Chart sources: New Mexico Health Care Authority: Medical Assistance Programs, Eligibility Categories pamphlet (updated January 2026).

How New Mexico counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”
42 CFR 435.603(d)(4) (source)

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”
42 CFR 435.603(b), definition of family size (source)

In New Mexico's chart, the amounts for Category 100: Other Adults 19-64, no Medicare (income less than 133% of FPL); Category 301: Pregnancy Related Medicaid (income less than 250% of FPL); Categories 400 and 402: Children 0 through 5 (income within 0%-240% of FPL); Categories 401 and 403: Children 6 through 18 (income within 0%-190% of FPL); Category 420: CHIP children 0 through 5 (income between 240% and 300% of FPL); Category 421: CHIP children 6 through 18 (income between 190% and 240% of FPL) are the plain percentage. The checker above adds 5 percent of the 2026 guideline to those amounts as its own calculation to show income that is just over the printed amount.

New Mexico Medicaid programs and expansion

HCA's January 2026 eligibility pamphlet lists category 100, Other Adults 19-64 with no Medicare eligibility with FPL 0%-133%. Medicaid.gov's table, as of December 1, 2023, shows 133% for New Mexico.

  • Turquoise Care. The Health Care Authority says Turquoise Care is the New Mexico Medicaid Managed Care program that began on July 1, 2024, that most Medicaid members are enrolled in managed care, and that there are four health plans to choose from. The income limits on this page are for HCA's Medicaid eligibility categories, not for a health plan.
  • New Mexico Medicaid categories. HCA's pamphlet lists the categories used here: 100 (other adults), 200 (parent/caretaker relative), 300 and 301 (pregnant women), 400 to 403 (children's Medicaid) and the CHIP categories 420 and 421.
  • CHIP. The pamphlet marks categories 420 and 421 as CHIP children's Medicaid for children 0 through 5 (240% to 300%) and 6 through 18 (190% to 240%); the client cannot have private health insurance.

How to apply for Medicaid in New Mexico

The Health Care Authority says that for more information on applying for Medicaid you can visit YES.NM.GOV or call 1-800-283-4465. You can also apply through BeWellNM, New Mexico's own Marketplace; HealthCare.gov sends New Mexico residents there.

YES.NM.GOV (apply for New Mexico Medicaid)

New Mexico Medicaid changes in 2027

The Health Care Authority's Medicaid Changes page says work and activity rules and 6-month renewals start January 1, 2027 for some adults ages 19-64, and that in January it will mail letters to members with a March 2027 renewal date.

“If you are an adult between the ages of 19 and 64 who has Medicaid coverage you need to know about important changes to work and activity rules coming January 1, 2027.”
New Mexico Health Care Authority, Medicaid Changes (page captured June 16, 2026) (source)
“Many adults ages 19 to 64 who are enrolled in Medicaid will need to complete 80 hours of work or activity requirements (like working, volunteering, or going to school at least half-time) in a month and report those activities at their renewal (unless they qualify for an exemption). If you are an adult applying for Medicaid for the first time, you may need to complete 80 work or activity hours during the month before you apply.”
New Mexico Health Care Authority, Medicaid Changes (page captured June 16, 2026) (source)
“You do NOT need to meet work rules if you are: A foster youth or former foster youth under 26, American Indian or Alaska Native (retains 12 month renewal), A parent or caregiver of a child age 13 or younger, A caregiver for a person with a disability, A veteran with 100% disability, Medically frail or have special medical needs, Required to meet TANF or SNAP work rules, In a drug or alcohol treatment program In jail or prison, Pregnant or receiving postpartum care If you think you qualify for an exemption, report it at renewal.”
New Mexico Health Care Authority, Medicaid Changes (page captured June 16, 2026) (source)

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the New Mexico Medicaid income limit in 2026?

New Mexico's Health Care Authority sets adult Medicaid (category 100) at income less than 133% of the federal poverty level, and its January 2026 pamphlet prints no 2026 dollar amounts for that group, so FedRateCalc's calculation is $1,769 a month for one adult and $3,658 for a household of four (133% of the 2026 guideline, with the 5% disregard on top).

Did New Mexico expand Medicaid?

HCA's January 2026 eligibility pamphlet lists category 100, Other Adults 19-64 with no Medicare eligibility with FPL 0%-133%. Medicaid.gov's table, as of December 1, 2023, shows 133% for New Mexico.

How do I apply for Medicaid in New Mexico?

The Health Care Authority says that for more information on applying for Medicaid you can visit YES.NM.GOV or call 1-800-283-4465. You can also apply through BeWellNM, New Mexico's own Marketplace; HealthCare.gov sends New Mexico residents there.

What changes for New Mexico Medicaid in 2027?

The Health Care Authority's Medicaid Changes page says work and activity rules and 6-month renewals start January 1, 2027 for some adults ages 19-64, and that in January it will mail letters to members with a March 2027 renewal date. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.

Do the same limits apply to New Mexico seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the New Mexico Health Care Authority (HCA) or see Medicare vs Medicaid on this site.

How often does New Mexico update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and New Mexico's source on this page is dated January 2026 (the date of the HCA pamphlet). FedRateCalc will look for New Mexico's 2027 chart after HHS publishes the 2027 guidelines.

Related pages

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the New Mexico Health Care Authority (HCA) before relying on a figure.

Sources

All sources are government pages, read October 30, 2026, except the pages marked below, which were read from Internet Archive captures because the agency's site refused direct connections or no longer serves the page. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.