SoonerCare Income Limits 2026: Oklahoma Medicaid Chart by Household Size

Oklahoma's own chart, effective April 1, 2026, lets one adult have up to $1,848 a month and a household of four up to $3,822 a month for adults, which is about 139% of the federal poverty level. Every figure below comes from the state agency's own chart, effective April 1, 2026, not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

$

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below Oklahoma's chart amount for this group.

Your income, a year
$18,000
Household size used in the chart
1
Oklahoma chart amount, a year, about 139%
$22,176
Oklahoma chart amount, a month
$1,848

This is not an eligibility decision. Oklahoma Health Care Authority (OHCA) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: Where to apply for SoonerCare (OHCA).

Oklahoma Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the Oklahoma Health Care Authority (OHCA) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is April 1, 2026.

Medicaid income limits by household size and coverage group
Household sizeExpansion Adults (HAP ages 19-64)about 139%Effective April 1, 2026Adult Caretaker/Relative w/Child (ages 19-64)dollar amounts, no percent printedEffective April 1, 2026Pregnant Women - Full Scope Benefitsabout 211%Effective April 1, 2026Children (ages 0-18)about 211%Effective April 1, 2026
1$1,848 a month$22,176 a year$407 a month$4,884 a year$2,806 a month$33,672 a year$2,806 a month$33,672 a year
2$2,507 a month$30,084 a year$521 a month$6,252 a year$3,806 a month$45,672 a year$3,806 a month$45,672 a year
3$3,165 a month$37,980 a year$668 a month$8,016 a year$4,804 a month$57,648 a year$4,804 a month$57,648 a year
4$3,822 a month$45,864 a year$820 a month$9,840 a year$5,802 a month$69,624 a year$5,802 a month$69,624 a year
5$4,481 a month$53,772 a year$958 a month$11,496 a year$6,802 a month$81,624 a year$6,802 a month$81,624 a year
6$5,138 a month$61,656 a year$1,098 a month$13,176 a year$7,800 a month$93,600 a year$7,800 a month$93,600 a year
7$5,796 a month$69,552 a year$1,236 a month$14,832 a year$8,798 a month$105,576 a year$8,798 a month$105,576 a year
8$6,455 a month$77,460 a year$1,364 a month$16,368 a year$9,798 a month$117,576 a year$9,798 a month$117,576 a year
  • Expansion Adults (HAP ages 19-64): OHCA's chart prints no percentage. The amounts are about 139% of the 2026 guideline (FedRateCalc arithmetic), a little above the 138% of most other charts, and the chart does not say whether the 5% disregard is included, so the checker adds nothing on top.
  • Adult Caretaker/Relative w/Child (ages 19-64): The chart prints dollar amounts for this group and no percentage. Caretakers and parents may also qualify as expansion adults.
  • Pregnant Women - Full Scope Benefits: OHCA says to include the number of expected babies in the household size. The chart prints no percentage and does not say whether the 5% disregard is included.
  • Children (ages 0-18): The chart prints no percentage and does not say whether the 5% disregard is included. OHCA says: Apply anyway, because some applicants qualify with slightly higher incomes.
  • OHCA's page "SoonerCare and Insure Oklahoma Income Guidelines - 2026" lists each table as "(effective: 4/1/2026)" with monthly and annual income for household sizes 1 to 8; the table here shows both.
  • OHCA says: Think your income may be a little too high? Apply anyway—some applicants qualify for SoonerCare with slightly higher incomes. It also says that in addition to income there are different eligibility requirements and benefit packages.
  • The same page prints a Soon-To-Be-Sooners (STBS) table and a SoonerPlan (ages 19-64) table with the amounts of the children table, and an Insure Oklahoma ESI table; they are not repeated as groups.

Chart sources: Oklahoma Health Care Authority: SoonerCare and Insure Oklahoma Income Guidelines - 2026 (effective 4/1/2026).

How Oklahoma counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”
42 CFR 435.603(d)(4) (source)

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”
42 CFR 435.603(b), definition of family size (source)

Oklahoma Medicaid programs and expansion

OHCA's 2026 income guidelines list a group called Expansion Adults (HAP ages 19-64), and its work requirements page says the requirements apply to expansion adults 19 to 64 on SoonerCare. Medicaid.gov's table, as of December 1, 2023, shows 133% for the expansion group in Oklahoma.

  • SoonerCare (Medicaid). OHCA calls Oklahoma's Medicaid program SoonerCare. Its income guidelines list children ages 0 to 18, pregnant women (full scope benefits), adult caretaker/relatives with a child and expansion adults, each effective 4/1/2026.
  • Soon-To-Be-Sooners (STBS). OHCA's pregnancy table says it applies to Pregnancy and STBS, and lists the same amounts for Soon-To-Be-Sooners (STBS) as for pregnant women.
  • SoonerPlan. OHCA lists SoonerPlan (ages 19-64) with the same amounts as the children and pregnant women tables.
  • Insure Oklahoma. OHCA also prints an Insure Oklahoma employer-sponsored insurance (ESI) table for ages 19 to 64 with a minimum and a maximum income; it is not a Medicaid group and is not in the table here.

How to apply for Medicaid in Oklahoma

The Oklahoma Health Care Authority says children, pregnant women, low income non-disabled adults with children, and adults not eligible for Medicare age 19 to 64 can apply online on its website, or download the English or Spanish paper application, fill it out and mail it in; for help with the form call the SoonerCare Helpline at 1-800-987-7767. People 65 or over, people who are blind or disabled and some other groups apply with OHS instead. You can also apply through the Marketplace at HealthCare.gov, which sends your information to the state agency if you may qualify.

Where to apply for SoonerCare (OHCA) · HealthCare.gov Medicaid and CHIP

Oklahoma Medicaid changes in 2027

OHCA's work requirements page says the requirements start January 1, 2027 and apply to expansion adults ages 19-64 who are not otherwise exempt; it will check at application and then every six months at renewal.

“WORK REQUIREMENTS START JAN. 1, 2027 Who is Affected? Applies to expansion adults ages 19-64 who are not otherwise exempt.”
Oklahoma Health Care Authority, SoonerCare Work Requirements (source)
“Work requirements do not apply to: Individuals entitled to or enrolled in Medicare Children 18 years old and younger Adults 65 years old or older Foster and former foster youth 25 and younger Pregnant and postpartum women Parents or caretakers of children 13 years old and younger Parents or caretakers of individuals with disabilities American Indian/Alaskan Native individuals Veterans with a disability rated total/100% Individuals with a health condition that makes it difficult to meet the work requirements Blind or disabled individuals Those with a substance use disorder or disabling mental disorder Individuals with a serious or complex medical condition Participants in a qualifying addiction or alcohol treatment program Individuals who meet TANF work requirements, or receive SNAP and are subject to SNAP work requirements Individuals currently incarcerated or incarcerated within the last 3 months”
Oklahoma Health Care Authority, SoonerCare Work Requirements (source)

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the Oklahoma Medicaid income limit in 2026?

Oklahoma's own chart, effective April 1, 2026, lets one adult have up to $1,848 a month and a household of four up to $3,822 a month for adults, which is about 139% of the federal poverty level.

Did Oklahoma expand Medicaid?

OHCA's 2026 income guidelines list a group called Expansion Adults (HAP ages 19-64), and its work requirements page says the requirements apply to expansion adults 19 to 64 on SoonerCare. Medicaid.gov's table, as of December 1, 2023, shows 133% for the expansion group in Oklahoma.

How do I apply for Medicaid in Oklahoma?

The Oklahoma Health Care Authority says children, pregnant women, low income non-disabled adults with children, and adults not eligible for Medicare age 19 to 64 can apply online on its website, or download the English or Spanish paper application, fill it out and mail it in; for help with the form call the SoonerCare Helpline at 1-800-987-7767. People 65 or over, people who are blind or disabled and some other groups apply with OHS instead. You can also apply through the Marketplace at HealthCare.gov, which sends your information to the state agency if you may qualify.

What changes for Oklahoma Medicaid in 2027?

OHCA's work requirements page says the requirements start January 1, 2027 and apply to expansion adults ages 19-64 who are not otherwise exempt; it will check at application and then every six months at renewal. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.

Do the same limits apply to Oklahoma seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Oklahoma Health Care Authority (OHCA) or see Medicare vs Medicaid on this site.

How often does Oklahoma update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and Oklahoma's chart took effect April 1, 2026. FedRateCalc will look for Oklahoma's 2027 chart after HHS publishes the 2027 guidelines.

Related pages

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Oklahoma Health Care Authority (OHCA) before relying on a figure.

Sources

All sources are government pages, read October 30, 2026. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.