Oregon Health Plan Income Limits 2026: Oregon Medicaid Chart by Household Size
Oregon's own chart, effective March 1, 2026, lets one adult have up to $1,836 a month and a household of four up to $3,795 a month for adults, which is 138% of the federal poverty level. Every figure below comes from the state agency's own chart, effective March 1, 2026, not from federal averages or the old Medicaid.gov table.
Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources
Check your income
Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.
Result
Your income is at or below Oregon's chart amount for this group.
- Your income, a year
- $18,000
- Household size used in the chart
- 1
- Oregon chart amount, a year, 138%
- $22,032
- Oregon chart amount, a month
- $1,836
This is not an eligibility decision. Oregon Health Authority (OHA) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: Apply for OHP at ONE.Oregon.gov.
Oregon Medicaid income limit chart, 2026
Monthly and annual limits by household size for each group the Oregon Health Authority (OHA) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is March 1, 2026.
| Household size | MAGI Adult (133% standard, 138% with the 5% disregard)138%Effective March 1, 2026 | MAGI Parent and Caretaker Relative (standard plus the 5% disregard)dollar amounts, no percent printedEffective March 1, 2026 | MAGI Pregnant Woman (185% standard, 190% with the 5% disregard)190%Effective March 1, 2026 | MAGI Child under age 1 (185% standard, 190% with the 5% disregard)190%Effective March 1, 2026 | MAGI Child age 1 to under 19 (133% standard, 138% with the 5% disregard)138%Effective March 1, 2026 | MAGI Children's Health Insurance Program (300% standard, 305% with the 5% disregard)305%Effective March 1, 2026 |
|---|---|---|---|---|---|---|
| 1 | $1,836 a month$22,032 a year | $466 a month$5,592 a year | $2,527 a month$30,324 a year | $2,527 a month$30,324 a year | $1,836 a month$22,032 a year | $4,057 a month$48,684 a year |
| 2 | $2,489 a month$29,868 a year | $606 a month$7,272 a year | $3,427 a month$41,124 a year | $3,427 a month$41,124 a year | $2,489 a month$29,868 a year | $5,501 a month$66,012 a year |
| 3 | $3,142 a month$37,704 a year | $725 a month$8,700 a year | $4,326 a month$51,912 a year | $4,326 a month$51,912 a year | $3,142 a month$37,704 a year | $6,944 a month$83,328 a year |
| 4 | $3,795 a month$45,540 a year | $885 a month$10,620 a year | $5,225 a month$62,700 a year | $5,225 a month$62,700 a year | $3,795 a month$45,540 a year | $8,388 a month$100,656 a year |
| 5 | $4,449 a month$53,388 a year | $1,034 a month$12,408 a year | $6,125 a month$73,500 a year | $6,125 a month$73,500 a year | $4,449 a month$53,388 a year | $9,832 a month$117,984 a year |
| 6 | $5,102 a month$61,224 a year | $1,183 a month$14,196 a year | $7,024 a month$84,288 a year | $7,024 a month$84,288 a year | $5,102 a month$61,224 a year | $11,275 a month$135,300 a year |
| 7 | $5,755 a month$69,060 a year | $1,323 a month$15,876 a year | $7,923 a month$95,076 a year | $7,923 a month$95,076 a year | $5,755 a month$69,060 a year | $12,719 a month$152,628 a year |
| 8 | $6,408 a month$76,896 a year | $1,463 a month$17,556 a year | $8,823 a month$105,876 a year | $8,823 a month$105,876 a year | $6,408 a month$76,896 a year | $14,163 a month$169,956 a year |
- MAGI Parent and Caretaker Relative (standard plus the 5% disregard): The table prints the parent and caretaker relative standard ($399 for one, $747 for four) and the standard plus the 5% FPL disregard; the table here shows the second. Parents and caretakers can also qualify as MAGI adults at 138%.
- The Oregon Health Authority filed Permanent Administrative Order DMAP 7-2026 on 02/26/2026, effective 03/01/2026, amending rule 410-200-0315 with the attached "2026 Income Thresholds - Effective March 1, 2026" table for household sizes 1 to 10 (the table here shows 1 to 8).
- The table prints each standard and the standard plus the 5% FPL disregard side by side, so the amounts here already include the disregard. The same table also prints the 100% annual thresholds for 2026 and 2027, and the header of that block says the 2025 FPL is used for 2026 determinations; the monthly amounts for 2026 equal 133% of the 2026 guideline ($1,769 for one), so FedRateCalc reads them as 2026 amounts.
- The rule says the MAGI Pregnant Woman Program and MAGI Child Program recipients under the age of one year share the 185 percent standard, which is why the pregnant and infant groups share the same amounts.
Chart sources: Oregon Health Authority: rule 410-200-0315 and the 2026 Income Thresholds table, effective March 1, 2026 (DMAP 7-2026).
How Oregon counts the 5 percent disregard
Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.
“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”
In Oregon's chart, the amounts for MAGI Adult (133% standard, 138% with the 5% disregard); MAGI Parent and Caretaker Relative (standard plus the 5% disregard); MAGI Pregnant Woman (185% standard, 190% with the 5% disregard); MAGI Child under age 1 (185% standard, 190% with the 5% disregard); MAGI Child age 1 to under 19 (133% standard, 138% with the 5% disregard); MAGI Children's Health Insurance Program (300% standard, 305% with the 5% disregard) already include the 5 points, so the table shows the total and the checker above has no separate step for them.
The household size in the chart for a pregnant woman counts the children she is expected to deliver:
“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”
Oregon Medicaid programs and expansion
OHA's rule 410-200-0315 sets the MAGI Adult Program at 133 percent of the federal poverty level, and the rule's table prints the 133% standard and the standard plus the 5% FPL disregard (138%). Medicaid.gov's table, as of December 1, 2023, shows 133% for Oregon.
- Oregon Health Plan (OHP). OHA says OHP is Oregon's Medicaid program and that it covers medical, dental, prescription and behavioral health care at no cost to members.
- OHP Bridge. The rule sets the standard for OHP Bridge - Basic Health Program and OHP Bridge - Basic Medicaid at 200 percent of the poverty level, with the Basic Health Program's annual threshold listed as 133% to 200%. OHP Bridge is not one of the Medicaid groups in the table here.
- Healthier Oregon. OHA says that beginning Oct. 1, 2026, people with asylee or refugee status and survivors of domestic violence or human trafficking, for whom federal Medicaid funding is no longer available, transition to Healthier Oregon coverage.
How to apply for Medicaid in Oregon
The Oregon Health Authority says you can apply for the Oregon Health Plan at any time of the year: online at ONE.Oregon.gov (click "Apply Now"), by phone through ONE Customer Service at 1-800-699-9075, in person at an Oregon Department of Human Services (ODHS) office or with an OHP-certified community partner, or with a paper application. For 2026 coverage you can also apply through the Marketplace at HealthCare.gov, which sends your information to the state agency if you may qualify. HealthCare.gov's "Marketplace in your state" page carries this notice for Oregon: "Starting November 1, Oregon residents will use ExploreHealthOR.gov to enroll in 2027 coverage. Continue using HealthCare.gov for 2026 coverage information."
Apply for OHP at ONE.Oregon.gov · HealthCare.gov Medicaid and CHIP
Oregon Medicaid changes in 2027
OHA says work and other activity rules take effect in 2027: starting Jan. 1, 2027 many OHP members will need to show proof of work, school, volunteer activities, or an approved exemption, and starting in late 2027 many adults will renew every six months.
“Starting Jan. 1, 2027, many OHP members will need to show proof of work, school, volunteer activities, or an approved exemption.”
“Work and other activity rules will apply to adults between the ages of 19 and 64 who do not meet an exemption. People may need to provide proof of eligibility for an exemption if they are: • Parents of children under the age 14 or certain caregivers • On certain disability-based OHP programs • Pregnant (and for one year after pregnancy ends) • Recently incarcerated • American Indians and Alaska Natives eligible for Indian Health Services • Subject to SNAP work rules • Meeting TANF work rules • Have complex medical needs or certain disabilities • Formerly in foster care under the age of 26 • Enrolled with Medicare • In substance use treatment or diagnoses with chronic substance use disorder”
The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.
Frequently asked questions
What is the Oregon Medicaid income limit in 2026?
Oregon's own chart, effective March 1, 2026, lets one adult have up to $1,836 a month and a household of four up to $3,795 a month for adults, which is 138% of the federal poverty level.
Did Oregon expand Medicaid?
OHA's rule 410-200-0315 sets the MAGI Adult Program at 133 percent of the federal poverty level, and the rule's table prints the 133% standard and the standard plus the 5% FPL disregard (138%). Medicaid.gov's table, as of December 1, 2023, shows 133% for Oregon.
How do I apply for Medicaid in Oregon?
The Oregon Health Authority says you can apply for the Oregon Health Plan at any time of the year: online at ONE.Oregon.gov (click "Apply Now"), by phone through ONE Customer Service at 1-800-699-9075, in person at an Oregon Department of Human Services (ODHS) office or with an OHP-certified community partner, or with a paper application. For 2026 coverage you can also apply through the Marketplace at HealthCare.gov, which sends your information to the state agency if you may qualify. HealthCare.gov's "Marketplace in your state" page carries this notice for Oregon: "Starting November 1, Oregon residents will use ExploreHealthOR.gov to enroll in 2027 coverage. Continue using HealthCare.gov for 2026 coverage information."
What changes for Oregon Medicaid in 2027?
OHA says work and other activity rules take effect in 2027: starting Jan. 1, 2027 many OHP members will need to show proof of work, school, volunteer activities, or an approved exemption, and starting in late 2027 many adults will renew every six months. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.
Do the same limits apply to Oregon seniors and people with disabilities?
No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Oregon Health Authority (OHA) or see Medicare vs Medicaid on this site.
How often does Oregon update its Medicaid income limits?
The charts follow the federal poverty guidelines, which HHS updates each year, and Oregon's chart took effect March 1, 2026. FedRateCalc will look for Oregon's 2027 chart after HHS publishes the 2027 guidelines.
Related pages
FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Oregon Health Authority (OHA) before relying on a figure.
Sources
All sources are government pages, read October 30, 2026. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.
- Medicaid.gov: Medicaid, CHIP & Basic Health Program Eligibility Levels (table as of December 1, 2023)
- Oregon Health Authority: rule 410-200-0315 and the 2026 Income Thresholds table, effective March 1, 2026 (DMAP 7-2026)
- Oregon Health Authority: New Federal Rules and Upcoming Changes to the Oregon Health Plan (updated June 10, 2026)
- Oregon Health Authority: Apply for the Oregon Health Plan (OHP)
- 42 CFR 435.603, application of modified adjusted gross income (eCFR)
- 42 CFR 435.119, adults at or below 133 percent FPL (eCFR)
- 42 U.S.C. 1396a, United States Code 2024 Edition (govinfo)
- Public Law 119-21, sections 71107 and 71119 (govinfo)
- HealthCare.gov: Getting Medicaid & CHIP coverage