Nebraska Medicaid Income Limits 2026: Chart by Household Size (Heritage Health Adult)

Nebraska's own chart, effective January 1, 2026, lets one adult have up to $1,769 a month and a household of four up to $3,658 a month for adults, which is 133% of the federal poverty level. Every figure below comes from the state agency's own chart, effective January 1, 2026 (form revised February 2, 2026), not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

$

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below Nebraska's chart amount for this group.

Your income, a year
$18,000
Household size used in the chart
1
Nebraska chart amount, a year, 133%
$21,228
Nebraska chart amount, a month
$1,769
Chart amount plus 5 percent of FPL, a year
$22,024.80

This is not an eligibility decision. Nebraska Department of Health and Human Services (DHHS) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: Nebraska DHHS: Medicaid Eligibility and how to apply (iServe).

Nebraska Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the Nebraska Department of Health and Human Services (DHHS) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is January 1, 2026 (form revised February 2, 2026).

Medicaid income limits by household size and coverage group
Household sizeParent/caretaker relative (58% FPL)58%Effective January 1, 2026Heritage Health Adult, adults 19 to 64 (133% FPL)133%Effective January 1, 2026Pregnant women (194% FPL)194%Effective January 1, 2026Newborn to age 1 (162% FPL)162%Effective January 1, 2026Children ages 1-5 (145% FPL)145%Effective January 1, 2026Children ages 6-18 (133% FPL)133%Effective January 1, 2026CHIP (213% FPL)213%Effective January 1, 2026
1$772 a month$9,264 a year$1,769 a month$21,228 a year$2,581 a month$30,972 a year$2,155 a month$25,860 a year$1,929 a month$23,148 a year$1,769 a month$21,228 a year$2,833 a month$33,996 a year
2$1,046 a month$12,552 a year$2,399 a month$28,788 a year$3,499 a month$41,988 a year$2,922 a month$35,064 a year$2,615 a month$31,380 a year$2,399 a month$28,788 a year$3,842 a month$46,104 a year
3$1,321 a month$15,852 a year$3,028 a month$36,336 a year$4,417 a month$53,004 a year$3,689 a month$44,268 a year$3,302 a month$39,624 a year$3,028 a month$36,336 a year$4,850 a month$58,200 a year
4$1,595 a month$19,140 a year$3,658 a month$43,896 a year$5,335 a month$64,020 a year$4,455 a month$53,460 a year$3,988 a month$47,856 a year$3,658 a month$43,896 a year$5,858 a month$70,296 a year
5$1,870 a month$22,440 a year$4,288 a month$51,456 a year$6,254 a month$75,048 a year$5,222 a month$62,664 a year$4,674 a month$56,088 a year$4,288 a month$51,456 a year$6,866 a month$82,392 a year
6$2,145 a month$25,740 a year$4,917 a month$59,004 a year$7,172 a month$86,064 a year$5,989 a month$71,868 a year$5,361 a month$64,332 a year$4,917 a month$59,004 a year$7,874 a month$94,488 a year
7$2,419 a month$29,028 a year$5,547 a month$66,564 a year$8,090 a month$97,080 a year$6,756 a month$81,072 a year$6,047 a month$72,564 a year$5,547 a month$66,564 a year$8,883 a month$106,596 a year
8$2,694 a month$32,328 a year$6,176 a month$74,112 a year$9,009 a month$108,108 a year$7,523 a month$90,276 a year$6,733 a month$80,796 a year$6,176 a month$74,112 a year$9,891 a month$118,692 a year
  • Parent/caretaker relative (58% FPL): Parents and caretakers can also qualify as adults under Heritage Health Adult up to 133%; the form lists this separate, lower column.
  • Heritage Health Adult, adults 19 to 64 (133% FPL): The form prints the plain 133%; the work requirements page describes the same group with income up to 138% (about $22,025 for one person), so the checker shows the 5 point disregard as a separate band.
  • Pregnant women (194% FPL): The checker counts the expected children in the household as 42 CFR 435.603 says.
  • Newborn to age 1 (162% FPL): An infant check never adds an expected child.
  • Children ages 1-5 (145% FPL): Medicaid.gov’s table, as of December 1, 2023, shows 213% for every child age group in Nebraska; the 2026 form lists lower Medicaid columns by age and a CHIP column at 213%.
  • CHIP (213% FPL): The form prints a second CHIP column at 197% headed "599 CHIP", which this page does not use.
  • Nebraska DHHS's Medicaid Eligibility form 477-000-012, "Income Levels/Federal Poverty Levels and Resources", is marked "REV. FEBRUARY 2, 2026" and says "Unless otherwise noted figures are effective 1/1/2026". It lists household sizes 1 to 10; this page shows sizes 1 to 8. The DHHS site refused direct connections, so the form was read from an Internet Archive capture of February 10, 2026.
  • Nebraska DHHS says that children age 18 and younger and eligible pregnant women are not subject to a resource test, and that people with Medicare can qualify for Medicaid in various ways, but not through Heritage Health Adult.

Chart sources: Nebraska DHHS: Medicaid Eligibility 477-000-012, Income Levels/Federal Poverty Levels and Resources (REV. February 2, 2026); Nebraska DHHS: Work Requirements.

How Nebraska counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”
42 CFR 435.603(d)(4) (source)

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”
42 CFR 435.603(b), definition of family size (source)

In Nebraska's chart, the amounts for Heritage Health Adult, adults 19 to 64 (133% FPL); Pregnant women (194% FPL); Newborn to age 1 (162% FPL); Children ages 1-5 (145% FPL); Children ages 6-18 (133% FPL); CHIP (213% FPL) are the plain percentage. The checker above adds 5 percent of the 2026 guideline to those amounts as its own calculation to show income that is just over the printed amount.

Nebraska Medicaid programs and expansion

Nebraska DHHS's income form 477-000-012 lists Heritage Health Adult (HHA) at 133% of the poverty level, and its work requirements page calls Medicaid expansion Heritage Health Adult. Medicaid.gov's table, as of December 1, 2023, shows 133% for Nebraska.

  • Heritage Health Adult. Nebraska DHHS's work requirements page says people enrolled through Medicaid expansion (Heritage Health Adult) are between age 19 and 64, not pregnant, without a disability and not enrolled in Medicare.
  • Nebraska Medicaid. Form 477-000-012 lists the MAGI programs by percentage of the poverty level: parent/caretaker relative, pregnant women, newborn to age 1, children ages 1-5 and 6-18, and two CHIP columns. The page uses the CHIP column at 213%; the 599 CHIP column (197%) is not used because no source read for this review explains it.

How to apply for Medicaid in Nebraska

Nebraska DHHS says you can fill out an application online at iServe, call (855) 632-7633 (Lincoln (402) 473-7000, Omaha (402) 595-1178) to apply by phone or request a paper application, or visit a local DHHS office; phone lines are open from 8:00 a.m. to 5:00 p.m. Monday through Friday. You can also apply through the Marketplace at HealthCare.gov, which sends your information to the state agency if you may qualify.

Nebraska DHHS: Medicaid Eligibility and how to apply (iServe) · HealthCare.gov Medicaid and CHIP

Nebraska Medicaid changes in 2027

Nebraska DHHS says that starting May 1, 2026, members and applicants eligible under Medicaid expansion have to meet work requirements to keep or get coverage, and that members with renewal dates in May or June 2026 will not have to show they have met them until their renewal in 2027.

“H.R. 1 (the “One Big Beautiful Bill Act") was passed into federal law on July 4, 2025, and made many changes to the Medicaid program. Starting May 1, 2026, members and applicants eligible under Medicaid expansion will have to meet work requirements to keep or get Medicaid coverage. Some people enrolled in Nebraska Medicaid through Medicaid expansion may not have to complete work requirement activities (see list of exemptions below).”
Nebraska DHHS, Work Requirements (source)
“You may not need to complete work requirement activities if: You are under age 26 and aged out of foster care You are a member of a federally recognized Native American tribe, an Urban Indian, a California Indian, or if you receive services through the Indian Health Service (IHS) You are a parent or caretaker of a child age 13 or younger You are caring for a person with a disability You are a veteran with a total disability rating Watch this video for an explanation of work requirement exemptions. Click here for the Spanish video. You have a medical condition that prevents you from working. This can mean: You are blind or have a disability You have a substance use disorder You have a disabling mental health condition You have a serious or complex medical condition You have a serious physical, intellectual, or developmental disability You are in a household that gets supplemental nutrition assistance program (SNAP) or Temporary Assistance for Needy Families (TANF) benefits and are compliant under certain conditions with work requirements You are in a qualified drug or alcohol treatment program You are in jail or recently released (within 90 days of a qualifying month) You are pregnant or are up to 12 months postpartum (and you had Medicaid when you were pregnant) Other mandatory exceptions may apply.”
Nebraska DHHS, Work Requirements (source)

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the Nebraska Medicaid income limit in 2026?

Nebraska's own chart, effective January 1, 2026, lets one adult have up to $1,769 a month and a household of four up to $3,658 a month for adults, which is 133% of the federal poverty level.

Did Nebraska expand Medicaid?

Nebraska DHHS's income form 477-000-012 lists Heritage Health Adult (HHA) at 133% of the poverty level, and its work requirements page calls Medicaid expansion Heritage Health Adult. Medicaid.gov's table, as of December 1, 2023, shows 133% for Nebraska.

How do I apply for Medicaid in Nebraska?

Nebraska DHHS says you can fill out an application online at iServe, call (855) 632-7633 (Lincoln (402) 473-7000, Omaha (402) 595-1178) to apply by phone or request a paper application, or visit a local DHHS office; phone lines are open from 8:00 a.m. to 5:00 p.m. Monday through Friday. You can also apply through the Marketplace at HealthCare.gov, which sends your information to the state agency if you may qualify.

What changes for Nebraska Medicaid in 2027?

Nebraska DHHS says that starting May 1, 2026, members and applicants eligible under Medicaid expansion have to meet work requirements to keep or get coverage, and that members with renewal dates in May or June 2026 will not have to show they have met them until their renewal in 2027. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.

Do the same limits apply to Nebraska seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Nebraska Department of Health and Human Services (DHHS) or see Medicare vs Medicaid on this site.

How often does Nebraska update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and Nebraska's chart took effect January 1, 2026 (form revised February 2, 2026). FedRateCalc will look for Nebraska's 2027 chart after HHS publishes the 2027 guidelines.

Related pages

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Nebraska Department of Health and Human Services (DHHS) before relying on a figure.

Sources

All sources are government pages, read October 30, 2026, except the pages marked below, which were read from Internet Archive captures because the agency's site refused direct connections or no longer serves the page. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.