Mississippi Medicaid Income Limits 2026: Chart by Household Size (Children, Pregnant, Parents, CHIP)

Mississippi has not expanded Medicaid to all adults, and its 2026 income limits have no group for adults without children. Children age 1-6 qualify at $1,969 a month for one and $4,071 for a household of four (labelled 143% of the federal poverty level, with the 5% disregard reflected, effective March 1, 2026); parents and caretaker relatives qualify at only $294 for one and $600 for four. Every figure below comes from the state agency's own chart, effective March 1, 2026, not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

Coverage group

People in the household

Income period

Household income before taxes

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below Mississippi's chart amount for this group.

Your income, a year: $18,000
Household size used in the chart: 1
Mississippi chart amount, a year, 143% plus 5% (148%): $23,628
Mississippi chart amount, a month: $1,969

This is not an eligibility decision. Mississippi Division of Medicaid decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: Access.ms.gov (apply for Mississippi Medicaid).

Mississippi Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the Mississippi Division of Medicaid prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is March 1, 2026.

Medicaid income limits by household size and coverage group
Household size	Infants from birth to age 1 (194% FPL)194% plus 5% (199%)Effective March 1, 2026	Children age 1-6 (143% FPL)143% plus 5% (148%)Effective March 1, 2026	Children age 6-19 (133% FPL)133% plus 5% (138%)Effective March 1, 2026	Parents and caretaker relatives with dependent children under age 18dollar amounts, no percent printedEffective March 1, 2026	Pregnant women (194% FPL)194% plus 5% (199%)Effective March 1, 2026	CHIP: uninsured children up to age 19 (209% FPL)209% plus 5% (214%)Effective March 1, 2026
1	$2,648 a month$31,776 a year	$1,969 a month$23,628 a year	$1,836 a month$22,032 a year	$294 a month$3,528 a year	$2,648 a month$31,776 a year	$2,847 a month$34,164 a year
2	$3,589 a month$43,068 a year	$2,669 a month$32,028 a year	$2,489 a month$29,868 a year	$396 a month$4,752 a year	$3,589 a month$43,068 a year	$3,859 a month$46,308 a year
3	$4,531 a month$54,372 a year	$3,370 a month$40,440 a year	$3,142 a month$37,704 a year	$498 a month$5,976 a year	$4,531 a month$54,372 a year	$4,873 a month$58,476 a year
4	$5,473 a month$65,676 a year	$4,071 a month$48,852 a year	$3,796 a month$45,552 a year	$600 a month$7,200 a year	$5,473 a month$65,676 a year	$5,886 a month$70,632 a year
5	$6,415 a month$76,980 a year	$4,771 a month$57,252 a year	$4,449 a month$53,388 a year	$702 a month$8,424 a year	$6,415 a month$76,980 a year	$6,898 a month$82,776 a year
6	$7,357 a month$88,284 a year	$5,472 a month$65,664 a year	$5,102 a month$61,224 a year	$804 a month$9,648 a year	$7,357 a month$88,284 a year	$7,912 a month$94,944 a year
7	$8,299 a month$99,588 a year	$6,173 a month$74,076 a year	$5,756 a month$69,072 a year	$906 a month$10,872 a year	$8,299 a month$99,588 a year	$8,925 a month$107,100 a year
8	$9,241 a month$110,892 a year	$6,872 a month$82,464 a year	$6,408 a month$76,896 a year	$1,007 a month$12,084 a year	$9,241 a month$110,892 a year	$9,937 a month$119,244 a year

Infants from birth to age 1 (194% FPL): The page labels this group 194% FPL and says the 5% disregard is reflected in the amounts, so the amounts are about 199% of the 2026 guideline (FedRateCalc arithmetic). For more than eight members the page says to add $919 for each additional person.
Children age 1-6 (143% FPL): The page labels this group 143% FPL and says the 5% disregard is reflected in the amounts, so the amounts are about 148% of the 2026 guideline. For more than eight members add $677 for each additional person.
Children age 6-19 (133% FPL): The page labels this group 133% FPL and says the 5% disregard is reflected in the amounts, so the amounts are about 138% of the 2026 guideline ($1,836 for one). For more than eight members add $630 for each additional person.
Parents and caretaker relatives with dependent children under age 18: The Division says the income limit for this group is not based on the federal poverty level and prints dollar amounts by family size; the page says the 5% disregard is reflected in the amounts. For more than eight members add $78 for each additional person.
Pregnant women (194% FPL): The Division says the number of individuals within the family is increased by the number of babies expected when determining family size. The Division also says: Pregnant minors (under age of 19) can qualify regardless of family income. The same amounts apply to the Family Planning Waiver (ages 13-44). The page labels this group 194% FPL and says the 5% disregard is reflected in the amounts.
CHIP: uninsured children up to age 19 (209% FPL): The page labels this group 209% FPL and says Medicaid is determined first, then CHIP using the 5% FPL disregard, which is reflected in the amounts (about 214% of the 2026 guideline). For more than eight members add $990 for each additional person.

The Division of Medicaid's PDF "Income Limits for Medicaid & CHIP Programs" says the limits are effective March 1, 2026 and that a 5% disregard based on the FPL is applied, if needed, and is reflected in the amounts shown. The Division's site was redesigned and the old pages now return Page not found, so the covered-groups page (Internet Archive capture of August 14, 2026) and the how-to-apply page (capture of August 12, 2026) were read from captures; the limits themselves come from the live 2026 PDF.
The Division says that pregnant women receive benefits twelve months postpartum, that any child born to a Medicaid-eligible mother automatically receives Medicaid benefits until the infant reaches the age of one, and that pregnant minors (under age of 19) can qualify regardless of family income.

Chart sources: Mississippi Division of Medicaid: Income Limits for Medicaid & CHIP Programs, MAGI Income Limits 2026 (PDF, effective March 1, 2026); Mississippi Division of Medicaid: Who Qualifies for Coverage? (page no longer on the Division's redesigned site).

How Mississippi counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”

42 CFR 435.603(d)(4) (source)

In Mississippi's chart, the amounts for Infants from birth to age 1 (194% FPL); Children age 1-6 (143% FPL); Children age 6-19 (133% FPL); Parents and caretaker relatives with dependent children under age 18; Pregnant women (194% FPL); CHIP: uninsured children up to age 19 (209% FPL) already include the 5 points, so the table shows the total and the checker above has no separate step for them.

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”

42 CFR 435.603(b), definition of family size (source)

Mississippi Medicaid programs and expansion

Mississippi has not expanded Medicaid to all adults at 133% of the federal poverty level. Medicaid.gov's table, as of December 1, 2023, shows "No" for Mississippi in the column for expansion to adults, and the Division's 2026 income limits and covered-group pages list parents and caretakers of children under 18, pregnant women and children, and no group for adults without children.

Mississippi Medicaid. The Division of Medicaid's income limits page lists Medicaid for infants from birth to age 1, for children age 1-6 and age 6-19, for parents and caretaker relatives with dependent children under age 18, and for pregnant women, each by family size.
Children’s Health Insurance Program (CHIP). The Division says CHIP covers uninsured children up to age 19 whose family household income cannot exceed 209% of the federal poverty level, and that a child must be determined ineligible for Medicaid before eligibility for CHIP can be considered.

How to apply for Medicaid in Mississippi

The Division of Medicaid says you can apply online at Access.ms.gov, by fax to 601-576-4164, by mail to P.O. Box 2222, Jackson, MS 39225, in person at one of its 30 regional offices, or by calling 800-421-2408 to request an application. You can also apply through the Marketplace at HealthCare.gov, which sends your information to the state agency if you may qualify.

Access.ms.gov (apply for Mississippi Medicaid) · HealthCare.gov Medicaid and CHIP

Mississippi Medicaid changes in 2027

“The term `applicable individual' means an individual (other than a specified excluded individual (as defined in clause (ii)))-- (I) who is eligible to enroll (or is enrolled) under the State plan under subsection (a)(10)(A)(i)(VIII); or (II) who-- (aa) is otherwise eligible to enroll (or is enrolled) under a waiver of such plan that provides coverage that is equivalent to minimum essential coverage (as described in section 5000A(f)(1)(A) of the Internal Revenue Code of 1986 and as determined in accordance with standards prescribed by the Secretary in regulations); and (bb) has attained the age of 19 and is under 65 years of age, is not pregnant, is not entitled to, or enrolled for, benefits under part A of title XVIII, or enrolled for benefits under part B of title XVIII, and is not otherwise eligible to enroll under such plan.”

Public Law 119-21, section 71119(a), new section 1902(xx)(9)(A)(i), the whole definition of an applicable individual (source)

On the statute's wording, the requirement applies to individuals in the expansion adult group, and to individuals in a waiver group with coverage equivalent to minimum essential coverage who are 19 to 64, not pregnant, not entitled to or enrolled in Medicare and not otherwise eligible under the State plan. Mississippi's 2026 pages list no expansion adult group and no such waiver group. This is FedRateCalc's reading of the statute together with the groups Mississippi publishes; the state decides who is covered.

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the Mississippi Medicaid income limit in 2026?

Did Mississippi expand Medicaid?

How do I apply for Medicaid in Mississippi?

What changes for Mississippi Medicaid in 2027?

As of October 30, 2026 none of the Division of Medicaid pages read for this review describes a community engagement requirement or six-month renewals for Mississippi members, and the Division's income limits and covered-group pages list no group for adults without children. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.

Do the same limits apply to Mississippi seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the Mississippi Division of Medicaid or see Medicare vs Medicaid on this site.

How often does Mississippi update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and Mississippi's chart took effect March 1, 2026. FedRateCalc will look for Mississippi's 2027 chart after HHS publishes the 2027 guidelines.

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the Mississippi Division of Medicaid before relying on a figure.

Sources

All sources are government pages, read October 30, 2026, except the pages marked below, which were read from Internet Archive captures because the agency's site refused direct connections or no longer serves the page. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.