MassHealth Income Limits 2026: Massachusetts Medicaid Chart by Household Size

MassHealth's 2026 chart prints percentage columns without group names, so per the column mapping in 130 CMR 505.000, adults 21 to 64 (MassHealth CarePlus) qualify at 133% of the federal poverty level: $1,769 a month for one person and $3,658 for a household of four, effective March 1, 2026. Pregnant individuals and children younger than one are at 200%, and children 1 through 18 at 150%. Every figure below comes from the state agency's own chart, effective March 1, 2026, not from federal averages or the old Medicaid.gov table.

Maintained by Archie Chang · Charts and sources checked October 30, 2026 · Methodology & sources

Check your income

Coverage group

People in the household

Income period

Household income before taxes

Enter the whole household's countable income. States count income with MAGI rules, so this is a starting point, not a decision.

Result

Your income is at or below Massachusetts's chart amount for this group.

Your income, a year: $18,000
Household size used in the chart: 1
Massachusetts chart amount, a year, 133%: $21,228
Massachusetts chart amount, a month: $1,769
Chart amount plus 5 percent of FPL, a year: $22,026

This is not an eligibility decision. MassHealth (Massachusetts Executive Office of Health and Human Services) decides what income counts (MAGI rules), who is in the household and the final result. Apply to find out: MassHealth: Apply (MA Login).

Massachusetts Medicaid income limit chart, 2026

Monthly and annual limits by household size for each group the MassHealth (Massachusetts Executive Office of Health and Human Services) prints. Bold figures are printed by the state; italic figures are FedRateCalc's calculation (a monthly figure times 12, an annual figure divided by 12). The state chart effective date is March 1, 2026.

Medicaid income limits by household size and coverage group
Household size	Adults 21 to 64 (CarePlus)133%Effective March 1, 2026	Parents and caretaker relatives (MassHealth Standard)133%Effective March 1, 2026	Pregnant individuals (MassHealth Standard)200%Effective March 1, 2026	Children younger than one (MassHealth Standard)200%Effective March 1, 2026	Children 1 through 18 and young adults 19 and 20 (MassHealth Standard)150%Effective March 1, 2026	Children 150% to 300% (MassHealth Family Assistance)300%Effective March 1, 2026
1	$1,769 a month$21,228 a year	$1,769 a month$21,228 a year	$2,660 a month$31,920 a year	$2,660 a month$31,920 a year	$1,995 a month$23,940 a year	$3,990 a month$47,880 a year
2	$2,399 a month$28,788 a year	$2,399 a month$28,788 a year	$3,607 a month$43,284 a year	$3,607 a month$43,284 a year	$2,705 a month$32,460 a year	$5,410 a month$64,920 a year
3	$3,028 a month$36,336 a year	$3,028 a month$36,336 a year	$4,554 a month$54,648 a year	$4,554 a month$54,648 a year	$3,415 a month$40,980 a year	$6,830 a month$81,960 a year
4	$3,658 a month$43,896 a year	$3,658 a month$43,896 a year	$5,500 a month$66,000 a year	$5,500 a month$66,000 a year	$4,125 a month$49,500 a year	$8,250 a month$99,000 a year
5	$4,288 a month$51,456 a year	$4,288 a month$51,456 a year	$6,447 a month$77,364 a year	$6,447 a month$77,364 a year	$4,835 a month$58,020 a year	$9,670 a month$116,040 a year
6	$4,917 a month$59,004 a year	$4,917 a month$59,004 a year	$7,394 a month$88,728 a year	$7,394 a month$88,728 a year	$5,545 a month$66,540 a year	$11,090 a month$133,080 a year
7	$5,547 a month$66,564 a year	$5,547 a month$66,564 a year	$8,340 a month$100,080 a year	$8,340 a month$100,080 a year	$6,255 a month$75,060 a year	$12,510 a month$150,120 a year
8	$6,176 a month$74,112 a year	$6,176 a month$74,112 a year	$9,287 a month$111,444 a year	$9,287 a month$111,444 a year	$6,965 a month$83,580 a year	$13,930 a month$167,160 a year

Adults 21 to 64 (CarePlus): MassHealth's chart gives percent-of-poverty columns, not group labels; which column goes with which group comes from 130 CMR 505.000 (captured October 12, 2025). Young adults 19 and 20 are at 150%.
Pregnant individuals (MassHealth Standard): The regulation counts the unborn child or children as if born and living with the mother in the household size.

MassHealth's chart is headed "2026 MassHealth Income Standards and Federal Poverty Guidelines, Effective March 1, 2026" and says "These figures are rounded and may not reflect the figures used in program determination." Its first column, MassHealth Income Standards ($522 a month for one person), is not tied to a coverage group on the page and is not shown here.
The percentages come from 130 CMR 505.000 as captured on October 12, 2025; the pages for sections 505.002(B) to (D) and 505.005(B) are marked Rev. 07/21/23 and those for sections 505.001(A) and 505.008(A) Rev. 11/24/23: children younger than one and pregnant individuals at 200%, children one through 18 and young adults 19 through 20 at 150%, parents and caretaker relatives at 133%, and Family Assistance children above 150% and up to 300%. MassHealth may have revised the regulation since the capture; the chart columns above (133%, 150%, 200%, 300%) match those percentages.
The regulation says that in determining the MassHealth MAGI household size for a person who is pregnant, the unborn child or children are counted as if born and living with the mother.

Chart sources: MassHealth: 2026 MassHealth Income Standards and Federal Poverty Guidelines (effective March 1, 2026); MassHealth: 130 CMR 505.000, Coverage Types (as captured October 12, 2025; pages marked Rev. 07/21/23 and Rev. 11/24/23).

How Massachusetts counts the 5 percent disregard

Federal rules tell states to subtract 5 percentage points of the poverty level from income for the eligibility group with the highest income standard. That is why some state charts print a percentage such as 133% and others print the total, such as 138%.

“Effective January 1, 2014, in determining the eligibility of an individual using MAGI-based income, a state must subtract an amount equivalent to 5 percentage points of the Federal poverty level for the applicable family size only to determine the eligibility of an individual for medical assistance under the eligibility group with the highest income standard using MAGI-based methodologies in the applicable Title of the Act, but not to determine eligibility for a particular eligibility group.”

42 CFR 435.603(d)(4) (source)

The household size in the chart for a pregnant woman counts the children she is expected to deliver:

“In the case of determining the family size of a pregnant woman, the pregnant woman is counted as herself plus the number of children she is expected to deliver. In the case of determining the family size of other individuals who have a pregnant woman in their household, the pregnant woman is counted, at State option, as either 1 or 2 person(s) or as herself plus the number of children she is expected to deliver.”

42 CFR 435.603(b), definition of family size (source)

In Massachusetts's chart, the amounts for Adults 21 to 64 (CarePlus); Parents and caretaker relatives (MassHealth Standard); Pregnant individuals (MassHealth Standard); Children younger than one (MassHealth Standard); Children 1 through 18 and young adults 19 and 20 (MassHealth Standard); Children 150% to 300% (MassHealth Family Assistance) are the plain percentage. The checker above adds 5 percent of the 2026 guideline to those amounts as its own calculation to show income that is just over the printed amount.

Massachusetts Medicaid programs and expansion

MassHealth's regulation 130 CMR 505.000, as captured on October 12, 2025, names MassHealth CarePlus for adults 21 through 64 who are not eligible for MassHealth Standard, with income up to 133% of the federal poverty level; Medicaid.gov's table, as of December 1, 2023, shows 133% for the expansion group and says Massachusetts also covers ages 19 and 20 up to 150%.

MassHealth Standard. The regulation says MassHealth Standard covers people who are pregnant, children, parents and caretaker relatives, young adults 19 and 20, disabled individuals and other groups. The table uses its 133% (parents and caretaker relatives), 150% (children 1 through 18 and young adults) and 200% (pregnant individuals and children younger than one) limits.
MassHealth CarePlus. For adults 21 through 64 who are not eligible for MassHealth Standard, at or below 133% of the federal poverty level, and not enrolled in or eligible for Medicare Parts A or B.
MassHealth Family Assistance. For children younger than 19 with household income greater than 150% and up to 300% of the federal poverty level, among other groups. The table shows the 300% column.

How to apply for Medicaid in Massachusetts

MassHealth's application page says you can apply online by creating an MA Login account, and lists the MassHealth Customer Service Center at (800) 841-2900. It says the application is for people living in Massachusetts who are younger than age 65, and for parents of a child younger than 19, among others. You can also apply through Massachusetts Health Connector, Massachusetts's own Marketplace; HealthCare.gov sends Massachusetts residents there.

MassHealth: Apply (MA Login)

Massachusetts Medicaid changes in 2027

“As of January 1, 2027, adults age 19 to 64 without young children or a disability will need to meet work or education requirements. If you are already a MassHealth member, you will start to notice these changes when you renew your coverage in 2027.”

MassHealth, Federal changes affecting MassHealth members (source)

“You will not need to meet work or education requirements if you are: Younger than 19 Older than 64 Pregnant or postpartum (that is, you've been pregnant in the last 12 months, no matter the outcome of the pregnancy) A parent, guardian, or caretaker of a dependent child (13 or younger) or someone with a disability A former foster youth under the age of 26 A veteran with a disability rated as “total” Someone who is medically frail, including someone who is blind or disabled, who has a substance use disorder or a disabling mental disorder, or who has a serious or complex medical condition. Eligible for or enrolled in Medicare Part A Enrolled in Medicare Part B Participating in a drug addiction or alcohol treatment, or rehabilitation program Meeting TAFDC work requirements or subject to SNAP work requirements An inmate of a public institution, or were an inmate in the prior 3 months Indian or Urban Indian, as defined in Section 4 of the Indian Health Care Improvement Act”

MassHealth, Federal changes affecting MassHealth members (page captured July 18, 2026), work and education requirements (source)

“Starting on January 1, 2027, some members will need to renew their coverage every 6 months instead of every year. This includes: Adults age 19 to 64 without young children or a disability”

MassHealth, Federal changes affecting MassHealth members (source)

“Note: MassHealth is waiting for final guidance from the federal government on further details, including how to verify that members meet work or education requirements and how to define “medically frail.” The information above may change based on upcoming guidance from the federal government.”

MassHealth, Federal changes affecting MassHealth members (page captured July 18, 2026) (source)

The federal law behind these changes, Public Law 119-21, is explained with its exemptions and dates on the Medicaid income limits page. The income limits in the table above do not change because of it.

Frequently asked questions

What is the Massachusetts Medicaid income limit in 2026?

Did Massachusetts expand Medicaid?

How do I apply for Medicaid in Massachusetts?

What changes for Massachusetts Medicaid in 2027?

MassHealth's page, read from an Internet Archive capture of July 18, 2026, says that as of January 1, 2027 adults 19 to 64 without young children or a disability will need to meet work or education requirements and renew every 6 months; it says the federal guidance is still pending and the information may change. The charts on this page are 2026 charts; the community engagement requirement and six-month renewals are separate from the income limits.

Do the same limits apply to Massachusetts seniors and people with disabilities?

No. Medicaid for people who are aged, blind or disabled uses different income and resource rules from the MAGI groups in this chart. Ask the MassHealth (Massachusetts Executive Office of Health and Human Services) or see Medicare vs Medicaid on this site.

How often does Massachusetts update its Medicaid income limits?

The charts follow the federal poverty guidelines, which HHS updates each year, and Massachusetts's chart took effect March 1, 2026. FedRateCalc will look for Massachusetts's 2027 chart after HHS publishes the 2027 guidelines.

FedRateCalc is not a government site and cannot decide eligibility. Charts change when the state updates them; confirm with the MassHealth (Massachusetts Executive Office of Health and Human Services) before relying on a figure.

Sources

All sources are government pages, read October 30, 2026, except the pages marked below, which were read from Internet Archive captures because the agency's site refused direct connections or no longer serves the page. The Medicaid.gov table is dated December 1, 2023 and is used only as a cross-check.

Medicaid.gov: Medicaid, CHIP & Basic Health Program Eligibility Levels (table as of December 1, 2023)
MassHealth: 2026 MassHealth Income Standards and Federal Poverty Guidelines (effective March 1, 2026) (read from the Internet Archive capture of 2026-04-24)
MassHealth: 130 CMR 505.000, Coverage Types (as captured October 12, 2025; pages marked Rev. 07/21/23 and Rev. 11/24/23) (read from the Internet Archive capture of 2025-10-12)
MassHealth: Federal changes affecting MassHealth members (read from the Internet Archive capture of 2026-07-18)
MassHealth: Apply for MassHealth, the Health Safety Net, or the Children's Medical Security Plan (read from the Internet Archive capture of 2026-10-22)
42 CFR 435.603, application of modified adjusted gross income (eCFR)
42 CFR 435.119, adults at or below 133 percent FPL (eCFR)
42 U.S.C. 1396a, United States Code 2024 Edition (govinfo)
Public Law 119-21, sections 71107 and 71119 (govinfo)
HealthCare.gov: Getting Medicaid & CHIP coverage