Social Security Payments January 2027

Birthdays on the 1st-10th are paid Wednesday, January 13, 2027, birthdays on the 11th-20th Wednesday, January 20, 2027 and birthdays on the 21st-31st Wednesday, January 27, 2027. Benefits paid on the 3rd arrive Thursday, December 31, 2026, and SSI is paid Thursday, December 31, 2026. At least one of these dates moved from its regular day; the reason is below.

Maintained by Archie Chang · Schedule checked against SSA's calendar and 20 CFR 404.1807 October 27, 2026 · Methodology & sources

Not affiliated with the Social Security Administration. FedRateCalc is an independent site. The dates here come from SSA's published payment schedule and rules. Your own payment day is on your award letter and in your my Social Security account, and that is the date that counts.

These 2027 dates are SSA's official Schedule of Social Security Benefit Payments (Publication No. 05-10031), and the rules below reproduce every one of them.

January 2027 payment dates

Payment date for each group for January 2027
WhoPaid onNote
Insured worker born on the 1st-10th (second Wednesday)Wed, Jan 13Regular day
Insured worker born on the 11th-20th (third Wednesday)Wed, Jan 20Regular day
Insured worker born on the 21st-31st (fourth Wednesday)Wed, Jan 27Regular day
Record with an application filed before May 1997, Social Security paid with SSI, or another 3rd-of-month caseThu, Dec 31, 2026January 3, 2027 is a Sunday, so SSA pays on the first day before it that is not a weekend or federal holiday, Thursday, December 31, 2026 (January 1, 2027 is New Year's Day, a federal holiday, so the payment moves back again).
Supplemental Security Income (SSI)Thu, Dec 31, 2026January 1, 2027 is New Year's Day, a federal holiday, so SSA pays on the first day before it that is not a weekend or federal holiday, Thursday, December 31, 2026.

SSDI is paid on the same birthday schedule as Social Security retirement and survivor benefits. SSI recipients who also get Social Security are paid Social Security on the 3rd and SSI on the 1st.

Holiday and weekend shifts in January 2027

  • January 2027, SSI: Thu, Dec 31. January 1, 2027 is New Year's Day, a federal holiday, so SSA pays on the first day before it that is not a weekend or federal holiday, Thursday, December 31, 2026.
  • January 2027, The 3rd: Thu, Dec 31. January 3, 2027 is a Sunday, so SSA pays on the first day before it that is not a weekend or federal holiday, Thursday, December 31, 2026 (January 1, 2027 is New Year's Day, a federal holiday, so the payment moves back again).

Federal holidays in January 2027: New Year's Day (January 1); Birthday of Martin Luther King, Jr. (January 18).

Deposits dated in January

  • Wednesday, January 13, 2027: Birthday 1st-10th
  • Wednesday, January 20, 2027: Birthday 11th-20th
  • Wednesday, January 27, 2027: Birthday 21st-31st

This is why SSI can show zero or two deposits in a calendar month. See the SSI payment schedule for every double-payment month.

How the dates are set

Birthday groups follow the day of the month the insured worker was born (second, third or fourth Wednesday), SSI is paid on the 1st, and a date that is a weekend or federal holiday moves to the day before.

The regulation text, the exceptions for the 3rd-of-month group and the rule for people paid on more than one record are in the 2027 payment schedule rules.

January 2027 payment questions

When are Social Security payments made in January 2027?

Birthdays on the 1st-10th are paid Wednesday, January 13, 2027, 11th-20th Wednesday, January 20, 2027 and 21st-31st Wednesday, January 27, 2027. Records with an application filed before May 1997, and Social Security paid together with SSI, are paid Thursday, December 31, 2026. SSI is paid Thursday, December 31, 2026. The birthday is usually the insured worker's, so a spouse or child normally follows the worker.

Why did a January 2027 payment date move?

SSI: January 1, 2027 is New Year's Day, a federal holiday, so SSA pays on the first day before it that is not a weekend or federal holiday, Thursday, December 31, 2026. The 3rd: January 3, 2027 is a Sunday, so SSA pays on the first day before it that is not a weekend or federal holiday, Thursday, December 31, 2026 (January 1, 2027 is New Year's Day, a federal holiday, so the payment moves back again).

How many SSI payments arrive in January 2027?

None are dated in January. SSA pays the January 2027 SSI payment early, on Thursday, December 31, 2026, because the 1st is a weekend or federal holiday. It is not missing and not skipped.

Related: SSI payment schedule and double-payment months · Social Security payment schedule 2026 · Social Security COLA 2027

Not financial advice. This calculator provides estimates for informational and educational purposes only. Results are not a loan offer or a guarantee of terms. Always confirm figures with a qualified lender or financial advisor before making decisions.

Sources (checked October 27, 2026): SSA: Schedule of Social Security Benefit Payments 2026 · SSA: Schedule of Social Security Benefit Payments 2027 · 20 CFR 404.1807 (monthly payment day) · 20 CFR 416.502 (SSI manner of payment) · Social Security Act section 708 (delivery of benefit checks) · SSA: Getting Two SSI Payments in One Month · SSA FAQ: payment date on a weekend or holiday