Privacy Policy

Last updated: May 18, 2026

Introduction

Welcome to FedRateCalc ("we," "our," or "us"). We are committed to protecting your privacy and ensuring you have a positive experience on our website. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website fedratecalc.com.

Information We Collect

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and usage, including:

  • Browser type and version
  • Operating system
  • IP address (anonymized)
  • Pages visited and time spent on pages
  • Referring website addresses
  • Device type (desktop, mobile, tablet)

Calculator Input Data

When you use our financial calculators (mortgage calculator, student loan calculator), the data you enter is processed entirely in your browser. We do not collect, store, or transmit your personal financial information to our servers.

How We Use Your Information

We use the information we collect to:

  • Improve and optimize our website performance
  • Analyze usage patterns to enhance user experience
  • Monitor and prevent technical issues
  • Display relevant advertisements through Google AdSense
  • Comply with legal obligations

Third-Party Services

Google Analytics

We use Google Analytics to understand how visitors interact with our website. Google Analytics uses cookies to collect anonymous information about your visits. You can opt out by installing the Google Analytics Opt-out Browser Add-on.

Google AdSense

We use Google AdSense to display advertisements. Google may use cookies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising by visiting Google's Ads Settings.

Firebase

Our website is hosted on Firebase, which may collect server logs including IP addresses for security and performance monitoring purposes.

Cookies

We use cookies and similar tracking technologies to enhance your experience. Cookies are small files stored on your device that help us:

  • Remember your preferences
  • Understand how you use our website
  • Improve our services
  • Deliver relevant advertisements

You can control cookies through your browser settings. However, disabling cookies may affect your experience on our website.

Data Security

We implement appropriate technical and organizational measures to protect your information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your information
  • Opt out of certain data processing activities
  • Withdraw consent where applicable

Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: privacy@fedratecalc.com