Federal Reserve Rate Tracker
Real-time Fed funds rate monitoring and free financial calculators
Fed Funds Rate
3.5% - 3.75%
Target Range
Prime Rate
6.75%
Bank Prime Loan Rate
30-Year Mortgage
6.22%
Average Fixed Rate
15-Year Mortgage
5.54%
Average Fixed Rate
Next FOMC Meeting
Tuesday, January 27, 2026
43
days remaining
Fed Funds Rate History (2022-2025)
Current Rate: 3.75% (Upper Bound)
Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and view amortization schedule.
Student Loan Calculator
Estimate your student loan payments with different repayment plans and see your payoff date.
Data sourced from Federal Reserve Board and Freddie Mac. Last updated: December 15, 2025